05/21/2026
Looking for a financing solution that moves as fast as your clients do?
The Equity Express HELOC is a game changer — a unique, fast-closing HELOC product — and it solves two distinct challenges I see every day.
For Homeowners Planning a Move Clients can draw on their equity before selling to:
• Renovate and properly prepare their departing home for market (update kitchens, refresh finishes, complete critical repairs)
• List at a meaningfully higher price
• Fund the down payment on their next home
This gives clients the freedom to move when the right property appears — without being contingent on selling their current home.
In strong equity situations, some clients have even purchased their next home as cash buyers — a significant advantage in today’s competitive market.
For Self-Employed Borrowers: High-earning business owners and independent contractors are frequently penalized by traditional underwriting that relies solely on tax returns from prior years.
The Equity Express HELOC changes that by:
• Verifying income through recent bank deposit history
• Reflecting a more accurate, and often higher, picture of true earning capacity
• Qualifying clients at a stronger income level
The speed speaks for itself: Many clients receive a CTC in just a few days to one week.
