Plains State Bank

05/20/2026

"Historically, financial leaders might have prioritized cash hoarding during market volatility; however, current trends indicate a pivot toward ‘active liquidity.’"

What does this mean for businesses, and the economy as a whole?

Read more: https://psbplains.com/from-idle-cash-to-active-investing-how-cfos-are-unlocking-hidden-value/

By Lori Hilman, President & COO, Plains State Bank While shifting economic indicators often prompt a defensive posture from C-suite executives, recent data suggests that Chief Financial Officers (CFOs) are departing from the traditional ‘capital preservation’ playbook. Historically, financial le...

05/13/2026

There's a saying that behind every successful business owner is (and we're paraphrasing here) a flexible, service-driven community bank ready to help.🏦🤝

To that end, here's what to look for in your personal banking partner:
https://psbplains.com/your-guide-to-personal-banking-in-houston-tx/

Explore personal banking in Houston, TX, and find services to fit your needs. Click here for insightful details to choose the best option for your finances.

05/06/2026

Make the most of your cash assets with flexible treasury management services, optimized for your cash flow cycle. ♻️♻️

And ICYMI, here's what we mean by treasury management services: https://psbplains.com/optimize-cash-flow-with-expert-treasury-management-services/

Discover how treasury management services can streamline cash flow and enhance financial efficiency. Explore our expert solutions to improve your business.

04/27/2026

Our latest blog is all about term loans: what they are, how they differ from other types of loans, and why they might be a good fit for your business. Read more:
https://psbplains.com/move-your-business-forward-with-term-loans/

Explore the advantages of term loans with our in-depth guide. Learn how to make the most of your financing strategy and elevate your business success.

04/22/2026

The Basics of a Business Loan: Equipment Financing Edition ✏️

From types of loan structure and credit score requirements to general pros and cons, our latest blog post covers everything you need to know about qualifying for equipment financing. Read more in our latest blog post:

https://psbplains.com/secure-growth-with-top-business-equipment-loan-options/

04/21/2026

If you're looking to secure funding for your commercial real estate or construction project, check out our insights on industry-specific financing from our recent blog:

https://psbplains.com/expert-insights-on-commercial-real-estate-and-building-construction-financing/

Explore comprehensive insights on commercial real estate and construction financing. Discover the latest industry trends and expert advice for project success.

04/07/2026

Did you know: Community banks provide nearly 60 percent of the nation’s small business loans and over 80 percent of the banking industry’s agricultural loans (Source: ICBA).

We're so proud to serve the small businesses and families in the Greater Houston area.

04/01/2026

Don't be "fooled" by fraud! Tax scams are up this year, according to PBS.

A few ways to protect yourself from identity theft and phishing attempts:
1️⃣ Do not click links or attachments within emails or texts from senders you don't know—especially those claiming to be from government agencies like the IRS.
2️⃣ Be sure you're set up with two-factor authentication (2FA), and scroll through these tips to sniff out scams.
3️⃣ Don't connect to random WiFi networks. Use only those that you trust.

Read more:

Officials also say that artificial intelligence has likely contributed to the increased volume of fraud attempts.

03/20/2026

Don't let the thought of applying for another business loan affect your 'moood.'🐮

We're here to demystify the process, starting with SBA loans—from what makes them unique to why getting one from an SBA preferred lender is more beneficial. Read more:

https://psbplains.com/sba-loan-preferred-lenders-accelerating-business-growth/

03/17/2026

Looking to save some green? You're in luck!🍀 From business loans to credit cards, our financing options and competitive interest rates give you the flexibility to grow your pot of gold. 🪴💰