Fingar Insurance

10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

10/11/2026

Well, that is a wrap on the 2026 Haunted Hayrides in Germantown! It went really well minus some scares. Sorry we aren’t sorry! Thank you everyone! It was so much fun!

10/10/2026

If you are looking for something fun and spooky this weekend, we have the Event for you!

G’town Haunted Hayrides 2026 — one night only!
with Germantown Park Commission
• Saturday, October 10: 5 - 9:30 pm
• (Rain date: Sunday, October 11)
• Rides every 30 minutes starting at 5:30pm. Last ride: 9:30pm.
• Every rider needs a ticket. Tickets available in advance and at the door. Each ticket is $10. Advance tickets go on sale Wednesday, August 17 at 12 pm!
• Link in bio and https://www.zeffy.com/en-US/ticketing/haunted-hayride--2026
• Our aim is to make you SCREAM. The hayride might not be appropriate for every rider.

The Germantown Park Commission invites thrill-seekers to climb aboard our tractor-drawn wagon to experience a trail of eerie lights, spooky scenes, spine-chilling stories — plus a good jump scare or two (or five!).

Each 30-minute journey is led by a rascally MC and takes riders past a dozen creepy scenes filled with costumed actors. The 2025 Haunted Hayrides featured a gang of Victorian girls playing sinister schoolyard games; twisted faeries lurking in the trees; a horrid butcher station; and a rip-roaring surprise from the sky!

The evening also includes:
• NEW this year: A Haunted House! One visit included with your Hayride ticket; Haunted House tickets may also be purchased separately for $5 at the door.
• NEW this year: Free seasonal activities for all ages in the Activity Center, including face painting and coloring station.
• Free ten-minute wagon rides with the Larch Hill Farm Belgian Horses — as availability allows between 5-7 pm. (first come, first served)
• Food Trucks (for additional purchase)

Please note:
• Tickets for each time slot are available through advance sales and at the door.
• We are unable to reserve specific seats on the wagon.
• This is a volunteer-run experience funded by donations, sponsorships, and ticket sales. We welcome your suggestions and contributions!

Your ticket purchase helps us grow this community tradition! We use every penny to feed volunteers, make costumes and sets, offer free activities, and maintain equipment so we can keep building a haunt that everyone can enjoy year after year.

Have a question? Write us: gtownparkscommission [at] gmail [dot] com

G’town Haunted Hayrides 2026 — one night only!Saturday, October 10: 5 - 9:30 pmRain date: Sunday, October 11Rides every 30 minutes starting at 5:30pm. Last…

10/08/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

10/06/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. This increased activity can pose serious risks to drivers, and hitting a deer can be a distressing and upsetting experience.

With that in mind, our team wants to share a few reminders to help keep you and your passengers safe this season and navigate the aftermath of striking a deer. Swipe for more.

If you're not sure what your current policy includes or would like to review your coverage this fall, feel free to reach out. Our team would be happy to answer your questions and help you understand your options.

10/05/2026

If you are looking for something to do this Weekend and you want to get scared! We have the event for you:

G’town Haunted Hayrides 2026 — one night only!
with Germantown Park Commission
• Saturday, October 10: 5 - 9:30 pm
• (Rain date: Sunday, October 11)
• Rides every 30 minutes starting at 5:30pm. Last ride: 9:30pm.
• Every rider needs a ticket. Tickets available in advance and at the door. Each ticket is $10. Advance tickets go on sale Wednesday, August 17 at 12 pm!
• Link in bio and https://www.zeffy.com/en-US/ticketing/haunted-hayride--2026
• Our aim is to make you SCREAM. The hayride might not be appropriate for every rider.

The Germantown Park Commission invites thrill-seekers to climb aboard our tractor-drawn wagon to experience a trail of eerie lights, spooky scenes, spine-chilling stories — plus a good jump scare or two (or five!).

Each 30-minute journey is led by a rascally MC and takes riders past a dozen creepy scenes filled with costumed actors. The 2025 Haunted Hayrides featured a gang of Victorian girls playing sinister schoolyard games; twisted faeries lurking in the trees; a horrid butcher station; and a rip-roaring surprise from the sky!

The evening also includes:
• NEW this year: A Haunted House! One visit included with your Hayride ticket; Haunted House tickets may also be purchased separately for $5 at the door.
• NEW this year: Free seasonal activities for all ages in the Activity Center, including face painting and coloring station.
• Free ten-minute wagon rides with the Larch Hill Farm Belgian Horses — as availability allows between 5-7 pm. (first come, first served)
• Food Trucks (for additional purchase)

Please note:
• Tickets for each time slot are available through advance sales and at the door.
• We are unable to reserve specific seats on the wagon.
• This is a volunteer-run experience funded by donations, sponsorships, and ticket sales. We welcome your suggestions and contributions!

Your ticket purchase helps us grow this community tradition! We use every penny to feed volunteers, make costumes and sets, offer free activities, and maintain equipment so we can keep building a haunt that everyone can enjoy year after year.

Have a question? Write us: gtownparkscommission [at] gmail [dot] com

10/02/2026

Hello! We are really excited about this Event!

G’town Haunted Hayrides 2026 — one night only!
with Germantown Park Commission
• Saturday, October 10: 5 - 9:30 pm
• (Rain date: Sunday, October 11)
• Rides every 30 minutes starting at 5:30pm. Last ride: 9:30pm.
• Every rider needs a ticket. Tickets available in advance and at the door. Each ticket is $10. Advance tickets go on sale Wednesday, August 17 at 12 pm!
• Link in bio and https://www.zeffy.com/en-US/ticketing/haunted-hayride--2026
• Our aim is to make you SCREAM. The hayride might not be appropriate for every rider.

The Germantown Park Commission invites thrill-seekers to climb aboard our tractor-drawn wagon to experience a trail of eerie lights, spooky scenes, spine-chilling stories — plus a good jump scare or two (or five!).

Each 30-minute journey is led by a rascally MC and takes riders past a dozen creepy scenes filled with costumed actors. The 2025 Haunted Hayrides featured a gang of Victorian girls playing sinister schoolyard games; twisted faeries lurking in the trees; a horrid butcher station; and a rip-roaring surprise from the sky!

The evening also includes:
• NEW this year: A Haunted House! One visit included with your Hayride ticket; Haunted House tickets may also be purchased separately for $5 at the door.
• NEW this year: Free seasonal activities for all ages in the Activity Center, including face painting and coloring station.
• Free ten-minute wagon rides with the Larch Hill Farm Belgian Horses — as availability allows between 5-7 pm. (first come, first served)
• Food Trucks (for additional purchase)

Please note:
• Tickets for each time slot are available through advance sales and at the door.
• We are unable to reserve specific seats on the wagon.
• This is a volunteer-run experience funded by donations, sponsorships, and ticket sales. We welcome your suggestions and contributions!

Your ticket purchase helps us grow this community tradition! We use every penny to feed volunteers, make costumes and sets, offer free activities, and maintain equipment so we can keep building a haunt that everyone can enjoy year after year.

Have a question? Write us: gtownparkscommission [at] gmail [dot] com

09/29/2026

The start of fall is a helpful time to take a quick look at your insurance coverage.

Have you added a vehicle, completed a renovation, purchased new equipment, hired staff, expanded your business, or acquired valuable belongings? Changes like these can affect the protection your household or business may need.

At Fingar Insurance, we take the time to listen, offer thoughtful insurance counseling, and help you consider coverage that fits your circumstances. As an independent insurance agency, we can also shop multiple carriers to explore your options.

For a personalized coverage review or insurance quote, call us at (518) 828-4500.

09/24/2026

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, but burglary can also represent significant financial losses for homeowners.

The good news is that a few simple prevention tips can go a long way toward protecting your home. Swipe for more.

While these tips can help deter burglars, they cannot fully prevent theft or mitigate the effects of a home invasion. That’s why it can also be crucial to ensure your homeowners insurance not only includes theft coverage, but that the coverage fully protects your home and belongings.

That said, if you have questions about your homeowners coverage and how it can help protect you in the event of theft, don’t hesitate to reach out to our team. We are here to help you.

09/17/2026

The transition into fall is the ideal window to take stock of your home and address small issues before they become expensive ones. A few hours of attention now can prevent thousands of dollars in damage later. Swipe for a few key areas to focus on.

We hope you found this seasonal checklist helpful! If you would like to get recommendations for trusted, local providers that can be of assistance, please feel free to reach out. And as always, if you have any questions or any other needs our team can assist you with, just give the office a call. We are here to help.