Fran Smith NMLS 790212 - Mortgage Loan Officer - Regions Bank

04/17/2026

🏡 Think buying is more expensive than renting? In many areas, monthly homeownership costs are equal to—or even less than—rent.

🔍 Ready to explore your options? Learn more:
https://bit.ly/420zmN7

04/16/2026

You may have heard of escrow accounts, but if you haven’t dealt with one before, you might not know what they are or why they are important. We have the answers! Read below for a few examples of how escrow is used:

You may have heard of escrow accounts, but if you haven’t dealt with one before, you might not know what they are or why they are important. We have the answers.

04/13/2026

Getting ready to get Matched? Region's has mortgage options specifically for future doctors and emerging professionals with minimum to no down payment required! Contact me today to learn more or check out the link below:

https://bit.ly/4suauYw

04/09/2026

You tear up your kitchen, bathroom, or garage with a dream: to make your home more stylish or more functional. But you don’t want to invest in home improvements that won’t pay off in the long run. Here are six tips that may help ensure your remodeling projects increase your home’s resale value:

Follow these six remodeling tips for your next home improvement project.

04/06/2026

When is the last time you reviewed the terms of your current mortgage? Give me a call today at 713-582-3553 or email me at [email protected] to walk through your complimentary mortgage check up! During this quick review, we'll evaluate your current mortgage to help you determine if we may have a different product that may better fit your current financial needs.

04/02/2026

After investing years in advanced education and launching a demanding career, many early‑career professionals discover that limited savings, high student‑loan balances and income transitions can make qualifying for a traditional mortgage more challenging.

Fortunately, specialized programs—often called physician mortgages or ‘white coat mortgages’—exist to support high‑earning professionals still building their financial footing. Learn more below:

Want to chat about physician mortgage loans? I'm here to help!
Fran Smith
(713) 582-3553
[email protected]

Discover how physician mortgage loans make homebuying easier for doctors and other emerging professionals. Learn about low or no down payment options.

03/30/2026

Are you thinking about refinancing? There are a number of reasons for refinancing a mortgage, but the most common reason is to obtain a lower interest rate and lower monthly payments. Use our calculator to determine if you should consider refinancing your mortgage and contact me to discuss your options!

Refinancing your mortgage can help you save money. Learn about the benefits, how much it cost, and when to refinance your home loan.

03/26/2026

With the Regions Affordable 97 Program, eligible applicants can borrow up to 97% of the home's value. Interested in learning more and finding out if you qualify? Give me a call at 713-582-3553 or email me at [email protected]!

03/25/2026

It is the selfless dedication and personal sacrifices of our military that make our communities truly great. Regions is proud to offer mortgage options to help you get where you want to go. Contact me today to learn more about VA mortgage loans and other home financing options.

03/23/2026

Ready to snuggle up in a new home? Regions Mortgage can help you on your homebuying journey! If you're interested in getting prequalified, visit my website: www.regions.com/mlo/fransmith or 713-582-3553..

03/19/2026

Regions Mortgage recognizes that borrowers in certain medical and legal professions may have unique home financing needs. Many may even need to secure a home before beginning employment, but have limited down payment resources. If you’re an emerging professional in these fields and are looking to buy a home, contact me today to learn more about your loan options.

03/16/2026

Buying a home allows you to put down roots, become part of a community and build equity. But it’s not for everyone. For some people, a house may be unaffordable. For others, renting may be a lifestyle choice.

How do you decide whether to buy or rent a home? Consider these six key questions.

Ready to buy? I'm here to help!
Fran Smith
(713) 582-3553
[email protected]