Fran Smith NMLS 790212 - Mortgage Loan Officer - Regions Bank

10/27/2026

After investing years in advanced education and launching a demanding career, many early‑career professionals discover that limited savings, high student‑loan balances and income transitions can make qualifying for a traditional mortgage more challenging.

Fortunately, specialized programs—often called physician mortgages or ‘white coat mortgages’—exist to support high‑earning professionals still building their financial footing. Learn more below:

Want to chat about physician mortgage loans? I'm here to help!
Fran Smith
(713) 582-3553
[email protected]

Discover how physician mortgage loans make homebuying easier for doctors and other emerging professionals. Learn about low or no down payment options.

10/27/2026

Looking for your dream home this weekend? 🏠 Don't forget that I’m here to answer any questions or help you apply when you're ready!

Visit my website to apply now: www.regions.com/mlo/fransmith.

10/26/2026

Beginning a medical or legal career and ready to make a move? Regions Mortgage is proud to help emerging professionals find the financing option that's right for them. Give me a call at 713-582-3553 or email me at [email protected] to learn more!

10/26/2026

Regions Mortgage recognizes that borrowers in certain medical and legal professions may have unique home financing needs. Many may even need to secure a home before beginning employment, but have limited down payment resources. If you’re an emerging professional in these fields and are looking to buy a home, contact me today to learn more about your loan options.

10/24/2026

🏡 Thinking about building your dream home? A Regions Construction‑to‑Permanent (CP) Loan can take you from concept to completion with confidence. With dedicated teams and a streamlined experience, we’re here to make the home‑building journey clearer, smoother, and more manageable.

✨ Ready to bring your vision to life? Contact me today to get started!
[email protected]
(713) 582-3553

10/24/2026

If you are looking to build your dream home, contact me today to learn more about our Construction to Permanent programs! You can reach me at 713-582-3553 or [email protected]

10/23/2026

Is your home in need of some major renovations? Whether you want to add a new room or put in a new kitchen, Regions Mortgage provides an array of Renovation-to-Permanent Programs. Contact me today to learn more.

10/23/2026

Contact me to learn more about these or other Regions home financing solutions today.

10/22/2026

First-time buyer feeling overwhelmed by the mortgage process?

I'm here to help each step of the way. Let's chat!

Fran Smith
(713) 582-3553
[email protected]

10/22/2026

Ready for some more space? Talk to me about sizing up and financing a new home with room to grow, or using your available equity to finance some home renovations!

You can reach me at 713-582-3553 or [email protected]. Or visit my website if you're ready to apply! www.regions.com/mlo/fransmith.