Tami Phan, OD- College & Retirement Funding Consultant

06/05/2026

"The lotus flower blooms beautifully even after growing through muddy waters. Retirement can be much the same—a journey shaped by challenges, lessons, and perseverance before reaching a season of fulfillment."
When did you want to retire?
I always envisioned retiring at 50. This year I'm 52, and I'm not nearly as close to retirement as I once expected. That realization can be startling. Like many people, I sometimes wonder if I'll be able to retire comfortably—or if I'll need to keep working longer than planned.
What this journey has taught me is that retirement isn't just about reaching a number. It's about learning, adapting, and making informed decisions along the way.
Through my own experiences, I've gained valuable insights and practical strategies that can help others prepare for retirement with greater confidence. If retirement planning is on your mind, I'd love to share what I've learned and hear about your journey as well.
Let's connect.
Healthy Vision to Wealthy Vision
Build a great plan with Dr. Tami Phan
📧 [email protected]
📞 210-981-5307

05/21/2026

Explore the world freely, knowing you’re protected every step of the way. Don’t let surprises ruin your getaway — travel smart, travel insured!

Phan Financial & Protection Services is proud to partner with Seven Corners Travel Insurance — trusted worldwide for reliable coverage wherever your adventures take you.

🌍 Protect your trip, your health, and your peace of mind before you go.

👉 Learn more or get your plan today:
Seven Corners Travel Insurance
https://www.sevencorners.com/plans/travel-medical-insurance?a=2c2eba3e-6e26-44c7-82c9-f9dbf7347ff6

✨ Healthy Vision to Wealthy Vision
Build a great plan with Dr. Tami Phan
📞 713-446-4779
📧 [email protected]

05/21/2026

As summer approaches, travel plans are on the horizon! Enjoy a stress-free vacation with the peace of mind that travel insurance provides.

Explore the world freely, knowing you’re protected every step of the way. Don’t let surprises ruin your getaway — travel smart, travel insured!
Phan Financial & Protection Services is proud to partner with Seven Corners Travel Insurance — trusted worldwide for reliable coverage wherever your adventures take you.
🌍 Protect your trip, your health, and your peace of mind before you go.
👉 Learn more or get your plan today:
Seven Corners Travel Insurance
https://www.sevencorners.com/plans/travel-medical-insurance?a=2c2eba3e-6e26-44c7-82c9-f9dbf7347ff6

✨ Healthy Vision to Wealthy Vision
Build a great plan with Dr. Tami Phan
📞 713-446-4779
📧 [email protected]

Get medical coverage for international travel with Seven Corners Travel Medical Insurance. Medical evacuation, repatriation, and COVID coverage included.

05/11/2026

As a lotus flower is born in water, grows in water and rises out of water to stand above it unsoiled, so I, born in the world, raised in the world, having overcome the world, live unsoiled by the world.” 🪷
–Buddha

Life is much like the lotus. We are all born into a world filled with uncertainty, struggles, responsibilities, sickness, and unexpected storms. Yet through wisdom, preparation, and resilience, we strive to rise above those challenges without letting them destroy our peace or our family’s future.

That is why protection matters.

Living benefits in life insurance are like the roots that support the lotus beneath the water. We often think life insurance only protects our loved ones after we are gone, but living benefits are designed to help while we are still here — during critical illness, chronic illness, or unexpected health challenges.

When life suddenly changes, the right protection can help:
• cover medical expenses
• replace lost income
• protect retirement savings
• keep families from drowning in debt
• allow healing with dignity instead of financial stress

Just as the lotus rises above muddy waters untouched, living benefits help families rise above life’s hardest moments without being financially consumed by them.

Protection is not about expecting the worst.
It is about creating the freedom to continue living with strength, peace, and grace no matter what season life brings. 🪷

Healthy Vision to Wealthy Vision
Build a great plan with Dr. Tami Phan
📧 [email protected]
📞 210-981-5307

05/08/2026

Our children are the most precious part of our lives. From the moment they enter this world, we want to see them grow healthy, confident, and become successful, self-sufficient adults. We nurture them, love them, teach them, and give them every tool possible to succeed.

One of the greatest gifts we can give them is the opportunity for a good education. But with college costs in Texas averaging around $40,000 per year, a 4-year degree could easily cost $120,000–$160,000 or more. Imagine having to come up with that large lump sum when the time comes.

What if you could start planning today with just $5–$15 a day — about the cost of 1–2 Starbucks coffees or boba teas — and allow that money to grow over the next 15–18 years? By the time your child is ready for college, you could have funds set aside to help pay for their education — potentially tax-free.

The earlier you start, the more time your money has to work for your family and your child’s future.

Let’s talk about building a brighter future for your children today.

Healthy Vision to Wealthy Vision
Build a great plan with Dr. Tami Phan
📧 [email protected]
📞 210-981-5307

05/07/2026

MUỐN ĐI XA, ĐỪNG ĐI MỘT MÌNH!

Hành trình chinh phục ngành tài chính bảo hiểm tại Mỹ vốn dĩ chưa bao giờ dành cho những người thích sự ổn định, nhưng cũng đừng biến nó thành một cuộc đua đơn độc. Rất nhiều người chọn làm "sói đơn độc" để tận hưởng sự tự do, nhưng rồi sớm muộn cũng kiệt sức trước những thay đổi chóng mặt của luật thuế hay đống hồ sơ giấy tờ khổng lồ.

EPS tin rằng đỉnh cao thực sự chỉ có thể chạm tới khi bạn có một bệ phóng đủ vững chắc. "Đi xa" cùng EPS không chỉ là vượt qua những con số, mà là được giải phóng khỏi những gánh nặng hành chính vụn vặt, giúp bạn tập trung vào sứ mệnh ý nghĩa nhất: Sẻ chia và bảo vệ gia sản của từng gia đình khách hàng.

Khi đứng trong đội ngũ EPS, bạn mang theo trí tuệ tập thể của những chuyên gia hàng đầu và sự vận hành trơn tru của một hệ thống chuyên nghiệp. Bạn mang theo trí tuệ của những chuyên gia hàng đầu để bảo vệ những giấc mơ đại học của con trẻ, bảo vệ tổ ấm trước biến cố, và sẻ chia lộ trình hưu trí an nhàn cho người cao tuổi. Bạn không cần phải biết tất cả mọi thứ, bạn chỉ cần nỗ lực hết mình, phần còn lại đã có chúng tôi làm điểm tựa. Đừng để sự tự do biến thành sự cô độc, hãy để nỗ lực của bạn được cộng hưởng để tạo nên một di sản tài chính thực sự.

Hãy cùng EPS viết nên chương mới cho sự nghiệp của bạn. Đừng chỉ đi nhanh, hãy đi cùng nhau để vươn xa hơn.

Gia nhập đội ngũ EPS ngay từ hôm nay!
📩 Gửi CV của bạn về: [email protected]
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The journey to conquer the US financial and insurance industry has never been for those who prefer stability, but don't turn it into a solitary race either. Many choose to be "lone wolves" to enjoy freedom, but sooner or later they become exhausted by the dizzying changes in tax laws or the enormous amount of paperwork.

EPS believes that true success can only be reached when you have a sufficiently solid launching pad. "Going far" with EPS isn't just about surpassing numbers, but about being freed from petty administrative burdens, allowing you to focus on the most meaningful mission: Sharing and protecting the assets of each client family.
When you're part of the EPS team, you bring with you the collective intelligence of leading experts and the smooth operation of a professional system. You bring the wisdom of top experts to protect children's college dreams, safeguard homes from unforeseen events, and share a comfortable retirement path for the elderly. You don't need to know everything; you just need to put in your best effort, and we'll support you through the rest. Don't let freedom turn into loneliness; let your efforts resonate to create a true financial legacy.

Let's write a new chapter in your career together with EPS. Don't just go fast, go together to reach further.

Join the EPS team today!
📩 Send your CV to: [email protected]

EPS - ONE STOP SHOP INSURANCE
📧 [email protected] | ☎️ (888) 899-6306

05/02/2026

As I prepare for my mission journey this June, I’m reminded that true wealth isn’t just about what we build for ourselves—it’s about the lives we touch and the legacy we leave behind.

Did you know life insurance can be used not only to protect your family, but also to support causes close to your heart?

By naming a charity or foundation as a beneficiary, your love, values, and generosity can continue making an impact for generations to come.

This June, as I serve alongside an incredible mission team, I’m seeing firsthand how even one act of giving can bring hope, healing, and change.

Protect your family. Build your legacy. Bless others.

Healthy Vision to Wealthy Vision
Build a great plan with Dr. Tami Phan
📧 [email protected]
📞 210-981-5307

05/01/2026

05/01/2026

A life insurance policy is just a piece of paper until life happens. But when life happens, your LIFE INSURANCE POLICY can become RETIREMENT INCOME.

Let's talk!
Healthy Vision to Wealthy Vision
Build a great plan with Dr. Tami Phan
📧 [email protected]
📞 210-981-5307

02/26/2026

2026 has started beautifully—filled with blessings and meaningful moments. ✨

I had the privilege of completing and submitting a policy for a very special client… and today, it was officially approved and delivered! What incredible news for them and their family. 💛

Moments like this remind me why I chose this journey—to help protect what matters most.

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1️⃣ Savings Accounts Feel Safe… But Growth Is Limited

If you save $100/month from birth to age 18 in a traditional savings account, the long-term result may be far less than expected.

Why?
Most savings accounts earn very low interest—often around 1% or less—so growth is minimal over time.

👉 It’s worth checking your own bank rate… you might be surprised.

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2️⃣ The Power of Long-Term Strategies

Putting that same $100/month into a structured financial strategy, such as an Indexed Universal Life (IUL) policy, can potentially create very different outcomes over time.

✔ Tax-advantaged growth
✔ Downside protection features
✔ Long-term compounding potential

With time, consistency, and proper structuring, this type of strategy can significantly enhance future financial flexibility.

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3️⃣ Access When Life Happens

Life doesn’t wait—and having access to funds matters.

Depending on how a plan is designed, it may provide flexibility for:

✔ College expenses
✔ First home
✔ Emergencies
✔ Opportunities

💭 Would you rather your child have financial flexibility… or limitations?

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4️⃣ Protection Matters

Market ups and downs are part of life.

Some strategies are designed to help protect against major downturns while still allowing for growth over time—helping preserve what you've built for the future.

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Here’s to protecting one life—no matter how small. 💫

As I begin this new journey, I’m truly grateful for your trust and support. It means everything to be part of your family’s future.

Healthy Vision to Wealthy Vision
Build a great plan with Dr. Tami Phan
📧 [email protected]
📞 210-981-5307