Kim McClary Mortgage Consultant Nmls#304366 City Bank Mortgage

08/04/2026

🏡 When Is the Right Time to Buy a Home?

The best time to buy isn't when interest rates are perfect—it's when you're ready to build your future.

If you've been waiting for the "perfect" market, you could be missing opportunities that are available today. Whether you're a first-time homebuyer, moving up, or simply exploring your options, there are loan programs that may make homeownership more affordable than you think.

✅ Down payment assistance may be available
✅ A variety of loan options to fit your needs
✅ Start building equity instead of paying rent
✅ Personalized guidance every step of the way

Don't let uncertainty keep you from reaching your homeownership goals. A quick conversation could be the first step toward getting the keys to your new home.

📞 Kim McClary
Your Trusted Mortgage Consultant
NMLS #304366
📱 281-264-2999
📧 [email protected]
🌐 www.KimMcClary.com

Your future home may be closer than you think. Let's talk today! 🏠✨

07/29/2026

VA Refinance on this gorgeous $3M home closed and funded!

Are you looking to take out the cash equity in your home, do a debt consolidation loan? Looking to purchase?
Give me a call to go over any mortgage needs you have.

www.KimMcClary.com

07/28/2026

Looking for your new home in Nederland under $250k?
Don't have funds for a down payment, don't let that stop you from becoming a homeowner. We have a number of down payment assistance (DPA) programs for our buyers. Ready to make this your new home?
Let's get you qualified for your new home with a DPA program.
Getting Approved is Easier Than You Think!
www.KimMcClary.com

This 1678 square feet Single Family home has 3 bedrooms and 2 bathrooms. It is located at 711 S 6th St, Nederland, TX.

07/09/2026

Self-Employed? Don't let tax write-offs keep you from buying a home.
If traditional mortgage financing has been a challenge, a Bank Statement Loan could be the answer. Let's explore your options and help you achieve your homeownership goals.

06/29/2026

Stop Renting. Start Owning.
Don't let a down payment hold you back.
Let's get you qualified for down payment assistance and make your dream of homeownership a reality.

Getting Approved is Easier Than You Think!!!

06/04/2026

Adorable updated home ready for it's new homeowner!
Are you ready to find the right home loan for your purchase?

Getting Approved is Easier Than You Think!
Give me a call today and we will find the right home loan for you.
www.KimMcClary.com

05/29/2026

I keep getting asked is it a good time to buy?
YES, YES IT IS...
Been a busy last few months helping buyers become homeowners.
Most of these buyers took advantage of our down payment assistance programs and got money back at closing.
If you are thinking of purchasing a home, let's chat and find the right home loan for you.
GETTING APPROVED IS EASIER THAN YOU THINK!!!

02/05/2026

So I had to jump on this bandwagon 😁

12/29/2025

Owning a home in 2026 sound like your goal—but not sure where to begin? 🏡

Let’s talk! I’m here to guide you through the process, answer your questions, and match you with the right home loan for your needs. With a wide range of loan options—including 0% down payment options for qualified first-time buyers—homeownership may be closer than you think.

Getting Approved is Easier Than You Think!