Anna Harris, Licensed Insurance Broker

01/07/2026

Here are 6 of the most significant Social Security changes to watch out for.

12/31/2025

🎉✨ Cheers to a Fresh Start! ✨🎉

Whether you're staying up ‘til midnight or calling it a night at 9 p.m., we hope your New Year’s Eve is filled with joy, laughter, and a little sparkle.

Here’s to new adventures, good health, and bright new possibilities in 2026.

Happy New Year from all of us to you!

🥳

12/30/2025

‼️ACA Open Enrollment Ends Soon — And Subsidy Changes Are Coming

The Open Enrollment Period for ACA health insurance ends January 15 in most states, and this year it’s more important than ever to act early. Starting January 1, 2026 some of the enhanced subsidies introduced under the American Rescue Plan may be changing or expiring — which could affect the cost of your premiums or eligibility for financial help.

Don’t wait until the last minute: now is the time to compare plans, review your income details, and make sure you’re getting the best possible coverage and savings for 2026. We are here to help you every step of the way, so let's schedule an appointment.

12/29/2025

Reflecting on the Season: Connection, Celebration & Gratitude

As we approach the end of 2025, December gives us a special opportunity — not just to close out the year, but to pause, reflect, and be grateful for the things that matters most.

Across homes, communities, and cultures, December brings a rich season of celebration — from lighting the candles of Hanukkah, decorating trees for Christmas, and honoring unity during Kwanzaa, to welcoming the stillness of the Winter Solstice and gathering for New Year’s traditions.

For some, it's a time of light and faith. For others, it’s about gathering with loved ones, honoring cultural roots, or simply resetting for the year ahead. However you celebrate, the shared spirit is clear: hope, togetherness, and renewal.

We’re incredibly grateful for our clients, colleagues, and partners who’ve made this year meaningful. Your trust is the foundation of everything we do, and we’re proud to walk alongside you — protecting what matters most.

✨ From our family to yours, we wish you peace, joy, and good health this holiday season — and a strong, fresh start to 2026.

12/28/2025

https://www.cnn.com/2025/12/27/politics/small-businesses-health-insurance-aca?cid=ios_app

When patients come to Eric Frankenfeld’s chiropractic practice with insurance woes, his wife, Lisa, the office manager, tells them not to worry because she’ll work with them to keep care affordable.

12/26/2025

✨ Happy Kwanzaa! ✨

December 26 marks the beginning of Kwanzaa — a beautiful week-long celebration of African heritage, unity, and community.

Each day honors one of the Seven Principles (Nguzo Saba):
Unity, Self-Determination, Collective Work, Cooperative Economics, Purpose, Creativity, and Faith.

May the light of Kwanzaa inspire reflection, connection, and purpose in the days ahead.

🕯️ Wishing everyone peace, love, and prosperity this Kwanzaa!

12/24/2025

✨ Holiday Baking Made Deliciously Simple! ✨

If you love the creamy flavor of eggnog, you’ll adore this Eggnog Cheesecake 🎂 — the perfect blend of rich, velvety texture and cozy holiday spice.

Here’s how to make it:
1️⃣ Start with a graham cracker crust — mix crumbs with melted butter and press into a springform pan.
2️⃣ In a bowl, blend 24 oz cream cheese, 1 c sugar, 4 eggs, and 1 c eggnog until smooth. Add a dash of nutmeg and vanilla (or rum extract) for that festive flavor.
3️⃣ Pour the filling into the crust and bake at 325°F (160°C) for about 50–60 minutes, until just set.
4️⃣ Let it cool completely, then refrigerate overnight.
5️⃣ Before serving, top with whipped cream and a sprinkle of nutmeg 🌟.

Creamy, nostalgic, and full of cheer — it’s the ultimate Christmas dessert. Perfect for family gatherings, office parties, or cozy nights by the fire.

Would this make it onto your holiday dessert table? 🎅

12/23/2025

✨ Holiday Entertaining Made Easy! ✨

Looking for a festive appetizer that’s both elegant and effortless? Meet your new holiday favorite: Cranberry Brie Bites 🧀🍒. These golden, flaky pastries combine creamy brie, tangy cranberry sauce, and a hint of fresh rosemary — the perfect balance of savory and sweet in one bite-sized treat.

All you need are a few simple ingredients: puff pastry, brie, cranberry sauce, and rosemary 🌿. Cut the pastry into small squares, press them into mini muffin tins, add a cube of brie, a spoonful of cranberry sauce, and bake until the edges turn beautifully golden. Top with a sprig of rosemary for that festive touch.

Whether you’re hosting a Christmas party 🎉, a cozy family gathering, or bringing a dish to share, these little bites will disappear fast! They pair wonderfully with sparkling wine or crisp cider 🥂.

Simple, beautiful, and absolutely delicious — that’s what holiday entertaining should be.

Would you try these for your next gathering?

12/22/2025

Avoid These 5 Costly Mistakes During ACA Open Enrollment

Open Enrollment is your once-a-year chance to make sure your health insurance truly fits your needs and budget. But every year, many people make avoidable mistakes that can cost them hundreds—or even thousands—of dollars.

Here are a few of the biggest to watch out for:

1️⃣ Waiting until the last minute to enroll
2️⃣ Forgetting to update your income or household details
3️⃣ Choosing based only on premium cost
4️⃣ Ignoring doctor networks or prescription coverage
5️⃣ Skipping expert help

Taking time to review your plan now can help you avoid headaches later. Even if you’re happy with your current coverage, things change—premiums, provider networks, and subsidy amounts can all shift year to year.

Not sure where to start? We can walk you through your options, explain your subsidies, and make sure you get the best value for your situation. Their help doesn’t cost you anything—but it could save you a lot.

📅 Don’t wait! Reach out today to review your Marketplace coverage before Open Enrollment ends.

12/19/2025

Ho-ho-hoping these bills pay themselves.

12/18/2025

Medicare telehealth just got a short-term extension — and that’s good news for anyone who relies on virtual care. 📱

Congress recently passed a continuing resolution that brought back the Medicare telehealth flexibilities that expired on October 1, 2025. These rules will now stay in place through January 30, 2026, and Medicare will even retroactively pay for virtual visits that took place during the government shutdown.

This matters because when the flexibilities expired, Medicare temporarily lost the ability to cover telehealth outside rural areas. Many providers had to cancel appointments or risk not being reimbursed.

With the extension in place, Medicare beneficiaries can continue using telehealth from any location, including audio-only visits. Virtual appointments with physical therapists, occupational therapists, speech-language pathologists, audiologists, and mental health professionals are also back in full force.

It’s important to remember that this is still a temporary fix. Congress is considering longer-term solutions — including bipartisan bills that could extend or even make permanent today’s expanded telehealth access. But for now, seniors can breathe a little easier knowing their virtual care options remain available.

If you have questions about how these changes affect your Medicare coverage — or want help reviewing your options — reach out today. The right guidance can make all the difference. ✔️