05/22/2025
Job Title:
Build MVP of Cross-Border Fintech Payment Gateway (Web + Mobile)
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About the Project:
We are a lean startup building PayDsecure — a next-generation cross-border remittance and digital wallet platform, targeting the African diaspora and underserved migrant communities across the U.S., UK, EU, China, and beyond.
We need an experienced Fintech Developer or Full-Stack Team to help us launch a secure, scalable MVP with core features like KYC, wallet funding, USD/NGN/crypto conversion, and an embedded AI-powered support system.
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Scope of Work (MVP):
Core Features:
• User Registration & KYC onboarding (NIN, BVN, ID upload)
• Multi-currency wallet (USD, NGN, EUR)
• Payment APIs: Integrate Stripe, Flutterwave, Paystack, or Wise
• Crypto support (e.g., USDT, Bitcoin) via Coinbase Commerce or similar
• Real-time FX conversion and transparent fees
• Transaction history dashboard
• Basic fraud detection or transaction flagging
• AI Chatbot (can be simple, rule-based, or Dialogflow)
• Admin panel for user management
• Mobile-ready frontend (preferably Flutter or React Native)
Optional (Phase 2):
• Loyalty/reward points system
• QR payment & virtual card integration
• AML monitoring integration (e.g., ComplyAdvantage)
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Tech Stack Preference (Flexible):
• Frontend: React.js / Flutter / FlutterFlow
• Backend: Node.js / Django / FastAPI
• Database: PostgreSQL / Supabase / Firebase
• Payments: Stripe, Flutterwave, Wise, Paystack, Coinbase Commerce
• Cloud: Render / Vercel / Railway (low-cost preferred)
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Ideal Candidate/Team:
• Prior experience building fintech or remittance platforms
• Understanding of KYC/AML, PCI-DSS, and GDPR compliance
• Strong security-first approach (e.g., 2FA, data encryption)
• Can work within minimal resources and MVP timelines
• Great communicator with weekly updates
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Budget & Timeline:
• Budget: $500 – $3,000 USD depending on scope and modular delivery
• Timeline: MVP in 4–6 weeks
• Payment terms: Milestone-based
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To Apply, Please Provide:
1. Examples of fintech/payment projects you’ve built
2. Your suggested tech stack
3. Time estimate per milestone
4. Questions or clarifications you need
