Keith Ward, NMLS: 207949

08/19/2026

07/13/2026

Imagine if you could skip the waiting part.

Turns out, you can.

For a limited time, we'll cover the cost to lower your first year effective interest rate.*

That means you get a lower monthly payment, and the market can stop living rent free in your head.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase or refinance loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, and construction loans. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

07/12/2026

Nothing beats a day out at the range! 🎯 Getting some practice in and enjoying the fresh air. It’s all about that focus. What’s your favorite way to spend a weekend outdoors?

06/22/2026

Green Thumb update. We'll something got to the tomatoes 🍅 but peppers are in. Started over on 🥒

06/05/2026

Higher rates don't have to keep you out of the market.

With a lower fixed rate for the first 5 years, our 5/6 Adjustable RateMortgage could help lower your upfront monthly payments for years 1-5 and make homeownership feel more within reach.

Limited-time 5.99% | 6.433% Annual Percentage Rateoffer ends June 8.*

Let's see what may be possible before the deadline. Message me today.


*Offer only applies to direct originations made by PrimeLending for first lien mortgage purchase or refinancing transactions, not available on brokered loans. Borrower must apply before offer's expiration date. Offer valid from 05/23/2026 to 06/08/2026. 5/6 conventional adjustable ratemortgage loan scenario based on 740+ credit score, loan amount of $425,000, interest rate of 5.99%/6.433% annual percentage rate, 22.73% down, and monthly payment of $2,545.36 for years 1-5. Product has a fixed interest rate for the first 5 years, after which the rate can change once every 6 months for the remaining life of the loan. Minimum/Maximum monthly Payment Schedule: Years 1-5 ($2,545.36); Year 6 ($1,879 min - $3,313 max); Years 7-30 ($1,879 min - $3,854 max). Rates pulled 5/22/26, subject to change. Loans subject to borrower qualifications, income, property evaluation, and final credit approval. Payments are principal and interest only, actual payments will be greater. Not a commitment to lend, availability subject to change without notice or prior obligation. Cannot be combined with any other offer. Additional restrictions may apply, contact a PrimeLending loan officer for details.

05/21/2026

If you're not actively working with 55+ buyers, you may be leaving listings on the table.

Winning listings is tough, but every Buy Before You Sell transaction in a retirement community comes with a listing. This means you win the buy side and lock in the sell side at the same time. And when a transaction closes smoothly, the referrals follow.

The Retire & Downsize solution I offer is built specifically for this. Your borrowers can buy their next home before selling the current one, leverage their home equity to fund the move with no monthly payments, and potentially live mortgage-free.

One move. No temporary housing. A clean, fast close.

If you have 55+ borrowers in your pipeline or want to start building relationships in retirement communities, reach out and let's talk through how to make it work. E-mail me at [email protected].

# Houston Homes

05/20/2026

Susan and Mark found their dream home in a 55+ community in California. The builder needed them to close in 10 days. The catch? $1.2M of their cash was tied up in their current home.

By leveraging equity from both their current and new home, they were able to close in 10 days. Once their old home sold, they paid off the loan and moved in mortgage-free.

One move. No temporary housing. Exactly the retirement they had planned.

If you're in a similar situation, reach out and let's see what's possible. Email me at [email protected] to get started.

#[YourCity]Homes