Keith Ward, NMLS: 207949

06/05/2026

Higher rates don't have to keep you out of the market.

With a lower fixed rate for the first 5 years, our 5/6 Adjustable RateMortgage could help lower your upfront monthly payments for years 1-5 and make homeownership feel more within reach.

Limited-time 5.99% | 6.433% Annual Percentage Rateoffer ends June 8.*

Let's see what may be possible before the deadline. Message me today.


*Offer only applies to direct originations made by PrimeLending for first lien mortgage purchase or refinancing transactions, not available on brokered loans. Borrower must apply before offer's expiration date. Offer valid from 05/23/2026 to 06/08/2026. 5/6 conventional adjustable ratemortgage loan scenario based on 740+ credit score, loan amount of $425,000, interest rate of 5.99%/6.433% annual percentage rate, 22.73% down, and monthly payment of $2,545.36 for years 1-5. Product has a fixed interest rate for the first 5 years, after which the rate can change once every 6 months for the remaining life of the loan. Minimum/Maximum monthly Payment Schedule: Years 1-5 ($2,545.36); Year 6 ($1,879 min - $3,313 max); Years 7-30 ($1,879 min - $3,854 max). Rates pulled 5/22/26, subject to change. Loans subject to borrower qualifications, income, property evaluation, and final credit approval. Payments are principal and interest only, actual payments will be greater. Not a commitment to lend, availability subject to change without notice or prior obligation. Cannot be combined with any other offer. Additional restrictions may apply, contact a PrimeLending loan officer for details.

05/21/2026

If you're not actively working with 55+ buyers, you may be leaving listings on the table.

Winning listings is tough, but every Buy Before You Sell transaction in a retirement community comes with a listing. This means you win the buy side and lock in the sell side at the same time. And when a transaction closes smoothly, the referrals follow.

The Retire & Downsize solution I offer is built specifically for this. Your borrowers can buy their next home before selling the current one, leverage their home equity to fund the move with no monthly payments, and potentially live mortgage-free.

One move. No temporary housing. A clean, fast close.

If you have 55+ borrowers in your pipeline or want to start building relationships in retirement communities, reach out and let's talk through how to make it work. E-mail me at [email protected].

# Houston Homes

05/20/2026

Susan and Mark found their dream home in a 55+ community in California. The builder needed them to close in 10 days. The catch? $1.2M of their cash was tied up in their current home.

By leveraging equity from both their current and new home, they were able to close in 10 days. Once their old home sold, they paid off the loan and moved in mortgage-free.

One move. No temporary housing. Exactly the retirement they had planned.

If you're in a similar situation, reach out and let's see what's possible. Email me at [email protected] to get started.

#[YourCity]Homes

05/20/2026

Great Post. There are opportunities out there. Put a plan on place!

You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008.

05/10/2026

05/10/2026

Keith Ward here, honoring the incredible moms who serve and sacrifice so much. Let's cherish their memories and celebrate them beyond just today! Tag the amazing moms in your life! 🌼

05/08/2026

If you've earned VA loan benefits, they could make buying a home more affordable.

For qualified Veterans and active-duty service members, a VA loan can offer advantages like no down payment, no private mortgage insurance,* and no VA lender fees.**

This can help lower how much cash you need upfront and make your budget go further.

DM me to see how your VA loan benefit could help you get into a home.

*There is an up front funding fee that takes the place of mortgage insurance.
**All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 6/30/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

04/14/2026

Final Debris Poorboy. It was soooooo Good!!!

03/21/2026

The start of a 2 day New Orleans Debtis poorboy!!!

02/06/2026

Acts of kindness mean so much! Mirna thank you for making my day!