Vania Kwan -Local Health Insurance Agent

10/10/2026

📢 FREE 2027 Medicare Educational Seminar

Medicare is changing in 2027. Come learn what's new and how the changes may affect you, explained in simple words, in English and Chinese.

🗓 Saturday, October 17, 2026
⏰ 12:30 PM – 2:00 PM
📍 9999 Bellaire Blvd, Suite 506, Houston, TX 77036 (American First National Bank Bldg)

🍪 Complimentary snacks & gift bags
👨‍👩‍👧 Friends & family welcome!

📞 RSVP: call or text Vania Kwan, 832-244-6549

This seminar is for educational purposes only; specific plan options will not be discussed. Gifts and refreshments are provided with no obligation to enroll. For accommodations of persons with special needs at meetings, call 832-244-6549.

#休斯頓 #聯邦醫療保險

04/29/2026

Exciting News!
I'm thrilled to share that I have officially become a Registered Social Security Analyst® (RSSA®)! With this specialized training, I can now help individuals and families optimize their Social Security benefits and make informed retirement decisions. Social Security is a critical part of financial planning, and I'm here to ensure that people get the benefits they deserve. If you or someone you know has questions about Social Security strategies, let's connect!

Determining when to claim your Social Security benefits can be challenging. Vania Kwan will help you navigate these pitfalls and answer questions you don’t know to ask.

03/09/2026

Happy 65th! Now, About That Medicare... 🎂

Turning 65 this year? Here is the 7-month rule you need to know. 📅

Medicare doesn't always start automatically. If you aren't collecting Social Security yet, you have to "knock on the door" yourself!💪🏻

The most important window is your Initial Enrollment Period (IEP). It lasts for 7 months:

• 3 months before you turn 65.
• The month of your birthday.
• 3 months after you turn 65.

The Pro Tip: Sign up in those first 3 months! This ensures your coverage starts exactly on the first day of your birth month so there’s no gap in your healthcare.

The Warning: Missing this window can lead to "Late Enrollment Penalties" that stay with you for life. ⚠️

Question for you: Are you or a loved one hitting the 65 milestone this year? Drop a "🎂" in the comments!

04/16/2025

🔎【何時做Roth Conversion 比較省荷包?!】
什麼是Roth Conversion？簡單來說就是把稅前帳戶裡面的錢，比如傳統IRA或401(k)帳戶中的資金轉到Roth IRA的過程，缺點是你要對轉換的金額納稅。不過好處是，一旦錢到了Roth IRA的帳戶，未來從Roth IRA提領的資金（包括投資收益）可以免稅。因此，選擇「合適的時機」進行Roth Conversion，可以最大限度地減少稅務負擔，讓你的荷包省得更多... 👇👇
歡迎想了解的朋友可與我聯繫： 832-244-6549
#退休規劃 #稅務規劃 #美國退休 #美國稅務 #泛宇 #全美亞裔最大一站式財富管理權威

02/19/2025

The 2025 Medicare changes are substantial, particularly when it comes to prescription drug costs. Many clients are reaching out daily, concerned about why their medications have become so expensive! 😥

If you have questions or need clarification about this year’s plans, I’m here to help. 👍
Call or text me at 832-244-6549😊

01/14/2025

The cost of healthcare in the United States is quite significant, so having health insurance for yourself and your family is absolutely essential. The 2025 Open Enrollment for Obamacare ends tomorrow, January 15th, with coverage starting on February 1, 2025. Don’t miss out—act now! For assistance, please contact 833-244-6549.☎️