Tosh Desmoin Ferrell NMLSR ID 889878 - Wells Fargo

12/15/2025

The Federal Reserve cut its short-term interest rate target by 25 basis points on Wednesday, December 10. That’s the third consecutive FOMC meeting resulting in a quarter-point cut. The target range for overnight lending in the fed funds market is now 3.75% to 3.50%, its lowest level in three years. The next FOMC meeting is scheduled for January 27-28.

The Federal Reserve Board of Governors in Washington DC.

08/15/2024

A $10,000 Homebuyer AccessSM grant from Wells Fargo gives legacies room to grow by providing additional cash for a down payment in eligible areas. No re-payment required on the grant money if you qualify. Learn more here:

The Homebuyer AccessSM grant that may help with closing costs and make homebuying more affordable. Contact us today to learn more.

08/15/2024

If you’re looking to buy a home, you may not need a 20% down payment or perfect credit. Get started here:

Wells Fargo offers low down payment home loans and grants that can help with closing costs and make homebuying more affordable. Contact us today to learn more.

01/29/2024

You may be closer to home than you think with a $10,000 down payment grant from Wells Fargo. Learn about eligible areas & income requirements here:

The Homebuyer AccessSM grant that may help with closing costs and make homebuying more affordable. Contact us today to learn more.

01/29/2024

When you’re ready to move forward with the purchase of an investment property, I can help with the information you’ll need to finance it. Feel free to touch base with me if you have any questions.

Whether you’re buying your first home, next home, vacation home or an investment property, I can help you through every step of the process.

01/29/2024

Real estate agents: Stay ahead of the curve in real estate’s ever-changing market. Watch the replay of one of the industry’s most anticipated broadcasts - Brian Buffini’s 2024 Bold Predictions with Guest Dr. Lawrence Yun, Chief Economist at N.A.R.

Stay ahead in the real estate market with our Bold Predictions2024 update! Watch this broadcast to seize N.O.W opportunities. Don't miss out, stay informed!

07/06/2023

Make a new home yours. Our Dream. Plan. Home. SM mortgage helps make it possible with a 3% down payment option on a fixed-rate loan. Contact me for more details.

Explore a home mortgage with a down payment as low as 3%. Low down payment loans may assist buyers with a limited or less-than-perfect credit history.

07/06/2023

Real estate agents: Want to make homeownership a reality for more buyers? Our 3% down payment fixed rate option Dream. Plan. Home. SM mortgage makes it possible. Together, we can make it happen. Let's connect about loan amount, type of loan, and homebuyer education requirements to ensure eligibility.

Explore a home mortgage with a down payment as low as 3%. Low down payment loans may assist buyers with a limited or less-than-perfect credit history.

03/02/2023

See how I can help you. Talk with me to get tailored guidance and local insight as you start the homebuying process. Now's your time! Contact me at 281-635-3761

12/26/2022

Before taking on the task of painting your home, make sure you know to avoid these 5 common painting mistakes:
https://bit.ly/3hOUP8e

12/22/2022

Get a fresh start on a new home with a Dream. Plan. Home.SM closing cost credit from Wells Fargo. You could be eligible for up to $5,000 toward closing costs on a primary residence when you meet income requirements in specific markets. Let’s connect.

The Dream. Plan. Home. Closing Cost Credit helps qualified borrowers buy a home with less money upfront. Wells Fargo is here to help your home buying journey.

12/22/2022

Avoid the expensive damage frozen pipes can cause with these 6 helpful tips:

Frozen pipes can cause serious damage, draining your wallet and your energy. If you're smart (and we know you are), you'll protect your pipes long before the temperature drops.