The Spiegel Group

The Spiegel Group The Spiegel Group at First Horizon NMLS 472329. For licensing information go to: www.nmlsconsumeraccess.org

With more than 19 years of experience in the mortgage industry and 24 years of experience in the real estate industry, I’m proud to currently be among the top 1% of loan officers in the nation. I was the first loan officer in Texas to obtain the designation of “Certified Mortgage Planning Specialist,” and with the help of my team, I’ve built a referral-based business that focuses first and foremos

t on client satisfaction. In addition to my experience in the mortgage industry as Branch Manager, Production Manager, and Loan Officer, I also have experience in commercial real estate site development, construction, commercial sales, and property management. All this real estate knowledge has helped me learn the Texas housing market inside and out, and I use my expertise to find clients the home loans that best fit their needs. I specialize in mortgage planning and advising, meaning I help my clients make smart investment decisions when buying and owning real estate. So if you’re looking to build equity, eliminate debt, retire faster, or just find a great home loan, let my team show you how to make your home more than just another monthly payment.

5.0 star review received on Experience.com for Robert Spiegel by Pierce E T - Robert  and  Deba  were  so  helpful,  ans...
06/25/2026

5.0 star review received on Experience.com for Robert Spiegel by Pierce E T - Robert and Deba were so helpful, answered every question quickly and fully, and very kind.

Click to see all 137 reviews of Robert Spiegel, VP Mortgage Banker

The answer is “H E Double Hockey Sticks NO!”PPPPPLLLLLLLLEEEEEEEAAAAASSSSSSSEEEEEEEEE don't take on any new debt prior t...
06/24/2026

The answer is “H E Double Hockey Sticks NO!”

PPPPPLLLLLLLLEEEEEEEAAAAASSSSSSSEEEEEEEEE don't take on any new debt prior to closing on your new home. This means no new cars, no credit cards, no 10% off at Banana Republic if you sign up for the credit card and DON'T forget that the appliance sale at Lowe's is included in the "Don't do it".

06/20/2026

Getting approved is cute. Getting to the closing table is the goal.

Deals don't fall apart because of money…they fall apart because of bad guidance.

Had a client come to me ONE week before closing — her loan was loan denied by another lender.

Why? She got a promotion. Sounds like good news, right?

Wrong.

Pay structure changed. More commission, less salary. No history = no qualification. The problem here is when you change income style and have no history of receiving "variable" income...a lender cannot use it because it is usually not guaranteed. Combined with a reduction in her salary, we now have a qualification issue.

And the worst part is she was told the loan was clear to close.

This is what I mean when I say — experience matters.

Work with someone who asks the right questions early…not when it’s too late.

5.0 star review received on Experience.com for Robert Spiegel by Richard D - Robert, Dena and team make everything effor...
06/18/2026

5.0 star review received on Experience.com for Robert Spiegel by Richard D - Robert, Dena and team make everything effortless. I would not trust anyone else to do my mortgages. Even at closing, the title company even made the comment that this was the easiest close they had ever done.

Click to see all 136 reviews of Robert Spiegel, VP Mortgage Banker

5.0 star review received on Experience.com for Robert Spiegel by Morgan E E - Robert was awesome
06/17/2026

5.0 star review received on Experience.com for Robert Spiegel by Morgan E E - Robert was awesome

Click to see all 134 reviews of Robert Spiegel, VP Mortgage Banker

5.0 star review received on Experience.com for Robert Spiegel by Connor A B - Fantastic customer service!
06/02/2026

5.0 star review received on Experience.com for Robert Spiegel by Connor A B - Fantastic customer service!

Click to see all 133 reviews of Robert Spiegel, VP Mortgage Banker

5.0 star review received on Experience.com for Robert Spiegel by Melissa R K - Robert went above and beyond to close a d...
05/21/2026

5.0 star review received on Experience.com for Robert Spiegel by Melissa R K - Robert went above and beyond to close a difficult deal!

Click to see all 131 reviews of Robert Spiegel, VP Mortgage Banker

5.0 star review received on Experience.com for Robert Spiegel by Chad D - Working with Robert and his team was an incred...
05/20/2026

5.0 star review received on Experience.com for Robert Spiegel by Chad D - Working with Robert and his team was an incredible experience from start to finish. As a first-time homebuyer, I had a lot of questions and uncertainty going into the process, but Robert made everything feel smooth and manageable.
Dena and Stephanie were absolutely fantastic throughout—both were always quick to respond, incredibly helpful, and made sure I understood every step along the way. Their communication was top-notch, and I always felt like I was in good hands.
On top of that, Robert was able to secure a very competitive rate, which made a huge difference. His guidance and support gave me confidence in every decision, and I truly felt like he had my best interests in mind.
I can’t recommend Robert, Dena, and Stephanie highly enough. They made what could have been a stressful process feel seamless and even enjoyable. If you’re looking for a knowledgeable, responsive, and genuinely supportive mortgage team, you’re in great hands with them.

Click to see all 129 reviews of Robert Spiegel, VP Mortgage Banker

5.0 star review received on Experience.com for Robert Spiegel by Justin O - Robert and his team were outstanding through...
05/19/2026

5.0 star review received on Experience.com for Robert Spiegel by Justin O - Robert and his team were outstanding throughout the process. I am exceptionally grateful for their help!

Click to see all 128 reviews of Robert Spiegel, VP Mortgage Banker

5.0 star review received on Experience.com for Robert Spiegel by Gillian E R - Robert  and  Dena  were  incredible to  w...
05/05/2026

5.0 star review received on Experience.com for Robert Spiegel by Gillian E R - Robert and Dena were incredible to work with!

Click to see all 127 reviews of Robert Spiegel, VP Mortgage Banker

Address

920 Memorial City Way, Suite 1125
Houston, TX
77024

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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