Cabral Insurance Agency LLC

06/02/2026

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision care.

Original Medicare (also known as Medicare Parts A and B) is designed primarily as medical insurance. That means coverage typically applies to the diagnosis and treatment of medical conditions affecting the eyes, rather than to routine vision care. However, Medicare Advantage plans usually do include coverage for routine eye exams.

Swipe for a brief overview of what Original Medicare and Medicare Advantage plans cover when it comes to vision care and eye health.

If you’d ever like to review how your current Medicare coverage addresses vision care, don’t hesitate to reach out to our team. We are always here to be a resource for you.

06/01/2026

06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

05/26/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

05/25/2026

05/20/2026

05/19/2026

When graduation season rolls around, it can be hard to decide what to get the special graduate in your life. One practical, yet under-utilized, graduation gift is a life insurance policy.

When set up early, a life insurance policy can serve as a vital long-term financial tool that grows with your graduate, locking in premiums at the age when they are often cheapest and sometimes offering a cash value component that can be accessed during your new grad’s lifetime. Additionally, coverage can be adjusted as income and goals evolve, with the insured layering on or even buying more coverage within the existing policy.

If you have questions about options, costs, or how policies are structured, feel free to reach out. We are always happy to help.

05/15/2026

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to protect your investment. A regular auto policy will not adequately protect your investment, meaning that dedicated classic car coverage is needed to protect your vehicle. Swipe for more details.

If you’re looking to purchase classic car coverage for a vehicle or if you’d like to layer on helpful extras to an existing policy, don’t hesitate to reach out. We are here to help make sure your investment is fully protected.

05/14/2026

With the arrival of hurricane season on June 1st, our team wanted to share some important safety tips to keep in mind during this season of severe weather.

Swipe for a few key steps you can take to help reduce operational risk, protect tenants and employees, and support business continuity before storms arrive.

Remember, the impacts of hurricanes can be felt from coastal regions to inland communities, making early preparation a smart step for any business. We are here to help make sure your business and property are fully protected during hurricane season. Feel free to reach out today to schedule a policy review.

05/12/2026

This National Small Business Week, we’re highlighting a few key risks of being underinsured:

✅ Workers’ compensation claims can strain cash - Missing or inadequate workers’ compensation coverage can lead to fines and penalties, and it can leave you exposed to paying medical and wage costs tied to a workplace injury outright.

✅ Cyber issues can be harder to bounce back from - If you are underinsured for cyber incidents, you may be left paying for response costs, recovery, and customer notifications.
Having the right amount of protection for your small business can prevent a single expense from undoing months or years of hard work.

Want a quick checkup to help you prioritize what matters most without overspending? Call our office, and we’ll identify gaps and offer practical fixes aligned with your budget.