Ernesto The LO

07/23/2026

Mortgage Rate Market Update 07/23/26

06/11/2026

Market Update 6/10/2026

Mortgage rates remain and will continue to remain higher. It be what it be.

Stay busy friends.

Video update coming soon.

Until then, continue to lock and play the conservative game.

05/21/2026

Progress Report

Boy oh boy, what a journey this has been. Construction has commenced and things are looking better. Greatest struggle has been getting our 3rd Airbnb during World Cup dates. 🤑💀

Felicia was able to smooth talk our way into an overlap day. Housing getting approved at the 11th hour. Sorry gotta go, need to pack our belongings again.

The year of the 🐎 indeed.

✌🏼

04/03/2026

04/01/2026

Pack-Out

The process isn’t pretty.

After 30 days of waiting for the desk adjuster to stop dragging their feet, we can finally start looking for a place to stay. It took a few threats of reporting them to the state to get a call back and move things forward.

Thank you to everyone who has offered us a place to stay. We have several options lined up and truly appreciate it.

Speaking of places to stay… does anyone know if there’s a loophole that allows a Disney cruise to be considered lodging?

Asking for a friend.

🏠 🚽 💦🌊

03/27/2026

Found myself going through my mortgage rate notes from July 2021. We had it pretty good, didn’t we? 😭

We may never see rates like that again. That wasn’t normal, it was an anomaly driven by an emergency.

My job now is simple. Help you secure the best possible rate in today’s market, not chase yesterday’s.