Damon Ford - PrimeLending Mortgage Loan Officer

Damon Ford - PrimeLending Mortgage Loan Officer Damon Ford Loan Officer NMLS # 179499
Layla Ford Loan Officer NMLS # 1986785
PrimeLending NMLS:13649 At PrimeLending, we are Home Loans Made Simple®.

I’m Damon Ford, NMLS: 179499, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and st

ep-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

07/31/2024

Ready, set, GO for GOLD with PrimeLending!
We're always striving for excellence when it comes to customer service and finding you the perfect home loan. Just like the best athletes, we bring dedication, speed, and precision to every race towards your dream home.Whether you're leaping over hurdles or sprinting to the finish line, our team is here to guide you every step of the way. With PrimeLending, you're not just crossing the finish line, you're winning the gold medal of home loans!

We all know that mortgage rates play a vital role in determining the affordability and overall cost of homeownership. Wh...
07/18/2024

We all know that mortgage rates play a vital role in determining the affordability and overall cost of homeownership. What factors play into how rates are determined? Let's talk about what you can control and the things you can’t!

Out of your control:
Mortgage rates are closely tied to the overall state of the economy. Economic factors such as monetary policy, inflation, and economic growth help determine the cost of borrowing money for the consumer.

What you CAN control:
Borrowers with a higher credit score indicate a lower risk to lenders, resulting in a more favorable mortgage rate. Additionally, borrowers with a larger down payment tend to have a lower loan-to-value (LTV) ratio. This measures the mortgage amount compared with the home's value. The lower the LTV, the less risk for lenders which means a lower rate to the borrower.

Have questions or want to know more about rates? Send me a DM! I'm happy to answer your questions!

Being a loan officer means more than closing a mortgage. It’s making homebuyers’ dreams come true, educating borrowers a...
07/17/2024

Being a loan officer means more than closing a mortgage. It’s making homebuyers’ dreams come true, educating borrowers about all their options, and being the wizard who can make their home goals happen. If this sounds like you, let’s chat!

Buying a home isn't just about finding the perfect spot to live; it's about laying the foundation for your family's futu...
07/16/2024

Buying a home isn't just about finding the perfect spot to live; it's about laying the foundation for your family's future. With $7,000 in down payment and/or closing cost assistance*, a HomeReady® First loan can help eligible borrowers start your homeownership journey on the right foot. Start building generational wealth today and give your loved ones a legacy to cherish. Let’s connect to find the right solution for your home goals.

Product info as of 3/27/2024, subject to change.
*Program offers down payment and/or closing cost assistance totaling $7000 ($5000 provided by Fannie Mae and $2000 provided by PrimeLending) to eligible borrowers. Borrower must be a first-time homebuyer that currently resides in an eligible census tract/MSA. Certain restrictions apply, subject to assistance program guidelines. Contact your PrimeLending loan officer for more details.

Are you a first -time buyer, but you have a clean rental history? Are you responsible with your finances, but don’t use ...
07/13/2024

Are you a first -time buyer, but you have a clean rental history? Are you responsible with your finances, but don’t use traditional methods to pay your bills or get paid? Get the credit you deserve for your positive financial habits with Loan Lift from PrimeLending! Whether you are splitting the rent, using peer-to-peer payment apps (like Venmo or Cash App), or get your income from freelance and gig jobs, Loan Lift is able to track this info to help you unlock better loan terms and more lending options so you afford to buy a home. Connect with me today to get your Loan Lift advantage.

https://lo.primelending.com/dford

07/04/2024

Happy Fourth of July! Today, we celebrate Independence Day with sparkling fireworks, family barbecues, and the spirit of freedom that defines our nation. As we enjoy the festivities, let's remember to cherish and uphold the ideals of liberty and unity. Wishing everyone a safe, joyful, and spectacular Fourth of July!

07/03/2024

Whether I’m beachcombing or hiking a new trail, getting you the keys to your new home is my top priority.

Let’s make your dream home a reality this summer — you can always call or text me, I promise you’re not disturbing me!

07/02/2024

Don't let FOBAH (Fear of Buying a Home) stand in your way! With my expert advice and support, I'll help you navigate the home buying process with confidence and ease. Say hello to your new home sweet home! ?

Reach out to me today to learn more!

Chocolate, pistachio, mint chip, oh my — happy National Ice Cream Month! Here’s to indulging our sweet tooth and avoidin...
07/01/2024

Chocolate, pistachio, mint chip, oh my — happy National Ice Cream Month! Here’s to indulging our sweet tooth and avoiding brain freeze all month long. What flavor are you celebrating with?

Snagging a house in the summer comes with many perks, making it a hot season for buyers. With warmer weather and longer ...
06/30/2024

Snagging a house in the summer comes with many perks, making it a hot season for buyers. With warmer weather and longer daylight hours, it’s easier to move and attend home showings when it’s not cold, raining, or snowing. Plus, summer typically has a higher inventory of homes for sale, giving buyers more options to choose from. For families with children, moving during the summer means not disrupting the school year and gives kids time to transition to new schools and neighborhoods before school begins. Not to mention, if the new home requires renovations or improvements, summer is a prime time to undertake these projects as the work can be completed without weather-related delays.

In a nutshell, house-hunting in the summer can provide more convenience, joy and efficiency, with practical and lifestyle perks. Send me a DM to get started on finding your new sunny sanctuary!

06/28/2024

Wait or Buy Now:
Playing the waiting game with mortgage rates? You'd like to buy but ideally you want to wait for a lower interest rate – I totally get it! Here are my two cents about why waiting for rates might not be the best idea if you can afford to buy sooner rather than later:

When mortgage rates dropped in 2020-21, more buyers entered the market resulting in home price increases and bidding wars. Potential homebuyers priced out of today's market will be itching to buy if rates come back down. You may want to avoid the competition from other buyers flooding the market.

While waiting for rates to come down, rising home prices could make the overall cost of homeownership more expensive. Not only have home prices increased but rent prices have increased too. You can lock in a steady mortgage payment now and enjoy the equity that you build in the years to come.

Just waiting can be stressful. Analyzing market trends and monitoring the housing market can be draining. Plus, if you have specific time constraints (like your lease ending), waiting for rates may not be feasible.

Ultimately, deciding to wait or not to wait depends on your individual circumstances. Chat with a financial advisor or call me to help you weigh the pros and cons!

06/28/2024

You have unique needs, which is why I tailor our mortgage solutions to fit YOU. I am your local expert and am backed by a national lender to offer you more home loan solutions. Plus, you can expect a simple, personalized process and transparent communication.

Get in touch today to discover your options.

Address

17225 El Camino Real Suite 444
Houston, TX
77058

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17137022013

Website

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PrimeLending understands that buying a home is about laying down your roots and finding a place that makes you feel at home. Think of us as a trusted guide that exists to give you the personal attention and service you deserve. We promise to treat you like a neighbor, not a number. Ranked No. 4 nationally for purchase units in 2012 and 2013*, PrimeLending provides a wide array of loan products, including fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation progrmas.We offer dependable service and stability coupled with speed and agility. Our exceptional customer service is powered by accelerated closing times. Our core purpose is working together to have a profound and positive impact on the lives of all we serve. At PrimeLending, you’re always close to home. *As listed by Marketrac® for purchase units for calendar years 2012 and 2013. http://www.primelending.com/legal In accordance with Section 326 of the USA PATRIOT ACT of 2001, PrimeLending is required to obtain a copy of the documents used in identifying our new account customers. Equal Housing Lender. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. PrimeLending NMLS ID: 13649