Creekside Risk Management

04/12/2024

Asking yourself “Why are my property insurance rates so high?” See this article from Travelers.

The market for commercial property insurance continues to be challenging. Learn about several factors contributing to increasing premium for commercial property coverage.

04/03/2024

Houston Strong! A busy hurricane season is predicted. Is your home protected? Get a free quote and expert advice from your local insurance agency, Creekside Risk. Call 713-984-2410

The 2024 hurricane season is upon us, with forecasters predicting a "frenzy of tropical activity." Here at Creekside, we want to ensure our Houston neighbors are prepared for whatever Mother Nature throws our way.

What's the Forecast?

AccuWeather predicts a busy season with:

- 20-25 named storms
- 8-12 hurricanes
- 4-7 major hurricanes (Category 3 or higher)
- 4-6 direct U.S. impacts

The Texas coast, including Houston, is at an increased risk for a direct hit.

Why the Uptick?

Several factors contribute to this active season:

- Warm Ocean Temperatures: Warmer water fuels hurricanes. This year, ocean temperatures are higher than usual, creating a breeding ground for storms to form.
- La Niña Watch: A La Niña weather pattern is expected to develop, bringing calmer winds which allow storms to linger and gain strength.
- African Wave Action: A strong African jet stream is predicted, potentially leading to robust storm systems forming off the coast of Africa (where 80% of major hurricanes originate).
- Bermuda-Azores High: This high-pressure system might shift south, steering storms directly into the Caribbean and ultimately, the Gulf of Mexico.

Be Prepared, Be Protected

Here at Creekside Risk we offer comprehensive flood insurance plans tailored to protect your Houston home and belongings. Don't wait until a storm is brewing – contact us today for a free quote and expert advice to ensure you're covered when you need it most. Call us today 713-984-2410.

Remember:

- Revisit your hurricane preparedness plan and update it if needed.
- Stock up on essential supplies (food, water, first aid kit).
- Know your evacuation zone and have a plan in place.
- Review your insurance policy with us and make sure your coverage is adequate.

Stay informed and stay safe, Houston! We're here for you contact us today 713-984-2410

https://corporate.accuweather.com/newsroom/severe-weather-advisories/severe-weather-advisory-march-27-2024/

05/23/2022

It is with heavy hearts that we say goodbye to our good friend Charles Norris. Charles was a good man, great father, friend to everyone, and we loved the opportunity to work with him. On behalf of the entire Creekside Family, Rest Easy Charles, we will miss you and we will never forget you! Charles is survived by his two kids and his lovely wife. Please keep them in your prayers.

10/10/2019

Check out our newest blog regarding "Life Insurance" and "Why you need it!"

https://www.creeksiderisk.com/blog/why-is-life-insurance-so-important.aspx

10/08/2019

ACCIDENTS CAN AND DO HAPPEN!

* Home
* Auto
* Life
* Commercial
* Boat
* RV

Are you fully covered? Ready when an accident does happen?

Creekside Risk Management
(832) 521-1500

10/03/2019

Hey October!!

The leaves are starting to change (in some places) and maybe it's time you started thinking of changing a few things yourself!

Let one of those things be your thoughts on insurance! Are you paying too much? Are you sure you are covered? Do you have a private insurance agent? If you are unsure about any of those last questions, call us today!


Creekside Risk Management
(832) 350-6747

09/25/2019

We are in the week following Tropical Storm Imelda, and this is the most important time for homeowners affected by the storm and flooding. Please follow these 5 steps to ensure you are moving in a positive direction, while dealing with such a stressful event!

1. Safety Is Key - You may be forced to remove yourself from your home is the damage/flooding is significant enough. Be sure that your electricity is turned off, and that you cover yourself appropriately. Rubber boots and gloves help with this, as flood water is highly contaminated with chemicals and debris. Some might add that if you came in contact with flood water, to call your doctor and consider a tetanus shot. You may be asked to boil your water for some time.

2. Remove The Water From The Home! - Whether you use bins, buckets, or pumps, you need to be sure to remove as much of the water as possible.

3. CALL YOUR INSURANCE AGENCY! - You need to call your insurance agency and report everything! File your claim and speak with your agent on your next steps! You need that professional opinion!

4. The Home Needs To Be Dry - You can purchase dehumidifiers just about anywhere. These need to be set up so that the moisture can be removed from your home. Here is a link to an affordable dehumidifier.

https://www.amazon.com/Keystone-KSTAD70C-Portable-Dehumidifier-12-8-Pint/dp/B06XRKL3NJ/ref=sr_1_2_sspa?crid=1N1Q0UDWXDY0O&keywords=dehumifier&qid=1569433351&sprefix=dehumif%2Caps%2C174&sr=8-2-spons&psc=1&spLa=ZW5jcnlwdGVkUXVhbGlmaWVyPUEyVU9FVFcwNUw1OU9SJmVuY3J5cHRlZElkPUEwNjYzNTkyMTFOSDZaVjZVSEEyMiZlbmNyeXB0ZWRBZElkPUEwMTU1ODM3MlBZN0tWS1dNMDdBNSZ3aWRnZXROYW1lPXNwX2F0ZiZhY3Rpb249Y2xpY2tSZWRpcmVjdCZkb05vdExvZ0NsaWNrPXRydWU=

5. Document EVERYTHING! - Store all valuable papers that have been damaged in a freezer until they are needed (After your cleanup, consult your lawyer to determine whether flood-damaged documents, or just the information in them, must be retained). Record details of flood damage by video and photographs.

We hope these tips have helped, and our hearts go out to everyone affected by TS Imelda! We will start working together, as a community, to help everyone get back home!

If you are in need of flood insurance (believe us, you are!) Contact Creekside Risk Management today, and let's go over a policy that takes care of you, and provides you with a piece of mind! Call us today!

Creekside Risk Management
(832) 521-1500
www.creeksiderisk.com

09/23/2019

Hello Fall! The Bayou City is still sitting with 90 degree days, but hopefully with a warm welcome, Fall weather will start to move it's way in. Welcome Fall!

09/19/2019

Dear Houston,

Days like today are exactly why you need flood insurance. Our terrain and area is consistently expanding, meaning areas that may not have flooded the last time we had rain, may flood this time. Call today for your flood insurance quote and to speak to an experienced, local, agent!

Creekside Risk Management
(832) 521-1500

09/13/2019

"Family" means so many things, in such a short word. It's your life blood. Your memories. Your heart beats. Family is with you when you enter this world, and it's with you when you leave. A lifetime of love, sadness, crazy, and beautiful. We make it through this life...with "Family"

It is why it is so important to make sure that your family is protected in the event that something happens to you. Are you truly satisfied with you life insurance plan? Do you not have a plan because you believe it is too expensive? Don't make this mistake.

Call Creekside Risk Management today. We are local, personable, and can sit an answer all of your questions. We can start you a new policy, or go over your existing policies. Don't put off what you can do today, and not be able to do it tomorrow.

Creekside Risk Management
(832) 521-1500

09/11/2019

To all the brave souls lost, and the ones that never made it home, we remember you on this day. September 11, 2001.

09/04/2019

Fall is just around the corner, but it looks like summer is going to give us one good last run, with triple digit heat, for the next week!

Now is the time to be preparing yourself, and your home, for changing temperatures!

When was the last time you had a home inspection done? Checked that foundation? We all know that Texas has a way from going to extreme heat, to extreme cold, and sometimes over night. This plays a huge role in foundation settlement, cracks, and wear on homes. Everything from the exterior, to our heating and air systems.

Now is the time to be preparing, and stay cool while doing it!

Get that home inspection done, and then let's go over your policies to make sure you are covered for whatever Mother Nature throws our way!

Creekside Risk Management
(832) 521-1500
www.creeksiderisk.com