Corey Kling, Loan Officer - NMLS 1145793

05/04/2026

Rates are a good bit lower than this time last year. If you're interested in becoming a homeowner, we should talk!

Despite this week’s increase, there may be a silver lining emerging with rates.

03/27/2026

03/03/2026

When it comes to buying a home, it is important to have the right team of professionals to educate and guide you through the process. While market and rate dynamics are always changing, there are some hard and fast rules to home buying that keep you on the right track throughout your journey!

02/14/2026

Happy Valentines Day 🩵🤍💙

10/13/2025

Temps are dropping... 🌡
Leaves are dropping… 🍂
Rates are dropping… 📉
Maybe its time to FALL in love with a new home! Reach out for a fast and free home loan prequalification!! 🏡

09/22/2025

Last week the Federal Reserve cut its benchmark Fed Funds Rate by 0.25%, bringing it down to a target range of 4% to 4.25%. The move was widely expected, as the Fed tries to balance persistent inflation with growing concerns about a weakening job market.

Fed Chair Jerome Powell summed it up well, saying there is “no risk-free path” forward – meaning the Fed is trying to avoid hurting the economy while still keeping inflation under control.

That uncertainty is reflected in the Fed’s own projections. Of the 19 officials, seven expect no additional cuts this year (with one even projecting a hike), two expect one more quarter-point cut, nine expect two more, and one is calling for five.

Now, you may be wondering: If the Fed cut rates, why did mortgage rates tick up?

Here’s why: markets often move in advance of big announcements. In this case, mortgage rates had already dropped sharply since August 22, when Powell first signaled this rate cut. When the cut finally happened, markets had already “priced it in,” and some investors even sold off in response – a classic “sell the news” reaction.

And remember: the Fed Funds Rate isn’t the same as mortgage rates, but it does influence them over time.

In housing news, construction activity slowed in August, and builder sentiment remains low. But there’s a silver lining: many builders are optimistic that lower rates could bring more buyers back into the market by year-end.

Have questions about buying, refinancing, or the market? I’d be happy to help. Reach out any time.

08/20/2025

🎉 Exciting News! 🎉
After spending the last two years exploring other areas of the real estate world, I’ve found my way back to where I belong — helping customers, friends, and family members realize their homeownership dreams as a mortgage lender.
I am once again serving clients in Texas and Louisiana with the company I’ve always loved, Cardinal Financial. Whether you're thinking of purchasing your first home, your next home, or considering a refinance, I'm here to help you navigate the process with ease, clarity, and care.
It feels like coming home — and I can’t wait to help you do the same. 🏡❤️

📩 Message me if I can help you or someone you know!

02/04/2022

Yes, interest rates are rising... But something in the 4's is better than something in the 5's and a mortgage payment that is building up equity is way better than a rent payment that isn't. Time to make it happen!

Interest rates are always changing. Here at Cardinal BR we encourage you to keep calm and shop on! Quit paying RENT~ Let us get you preapproved today!