John Cardin - UHM - NMLS 2561406

John Cardin - UHM - NMLS 2561406 Loan Originator | NMLS # 2561406 | Union Home Mortgage | NMLS # 2229 | Equal Housing Opportunity

Not quite mortgage related, but when your loan officer isn’t working on files and getting you into your dream home, this...
11/30/2025

Not quite mortgage related, but when your loan officer isn’t working on files and getting you into your dream home, this is what I’m doing!! Duck season split 1 is done, what a blast.

Get to know me! I’m 22 and from Houston. Although my office is inside, I LOVE the outdoors! I am an avid fisherman and h...
02/18/2025

Get to know me! I’m 22 and from Houston. Although my office is inside, I LOVE the outdoors! I am an avid fisherman and hunter. I look forward to helping everyone with getting into their dream home by any means possible 😁

This house is LOCKED IN with an Interest rate better than your neighbors!
08/14/2024

This house is LOCKED IN with an Interest rate better than your neighbors!

Let's bust a myth! 💥 While lower interest rates can tempt you to refinance, it's not always the best move. At NRL Mortga...
05/17/2024

Let's bust a myth! 💥 While lower interest rates can tempt you to refinance, it's not always the best move. At NRL Mortgage, we'll help you weigh the costs versus savings and consider your future plans before making a decision. Trust us for sound advice tailored to your financial goals

This spring 2024 home design trend is all about breaking the rules and embracing creativity! One standout trend? Mixing ...
05/16/2024

This spring 2024 home design trend is all about breaking the rules and embracing creativity! One standout trend? Mixing metal finishes in kitchen and bathroom decor. Gone are the days of matching every faucet to the cabinet handles - this season, it's all about mixing and matching brass, copper, steel, and more to create a dynamic and visually stunning space. So go ahead, experiment with contrast, and let your personality shine through in every detail of your home!

Ever heard of a 2-1 interest rate buydown? Let's break it down: This strategy entails securing a reduced interest rate f...
05/15/2024

Ever heard of a 2-1 interest rate buydown? Let's break it down: This strategy entails securing a reduced interest rate for the initial two years of your loan, followed by an increase back to it's normal levels for year 3 and after. Perfect for buyers who need a little breathing room at the start. Ready to learn more? Let's chat!

Understanding your loan-to-value (LTV) ratio is essential for securing a mortgage. It's the ratio of your loan amount to...
05/14/2024

Understanding your loan-to-value (LTV) ratio is essential for securing a mortgage. It's the ratio of your loan amount to the appraised value of the property. Let's crunch the numbers and ensure your LTV ratio aligns with lender requirements.

Happy ! Remember, there's no better time than the present to begin working toward your goals!
05/13/2024

Happy ! Remember, there's no better time than the present to begin working toward your goals!

Happy Mother's Day! Today we're celebrating the incredible love and strength of mothers everywhere. Whether they're guid...
05/12/2024

Happy Mother's Day! Today we're celebrating the incredible love and strength of mothers everywhere. Whether they're guiding us through life's challenges or showering us with unwavering support, mothers shape our lives in profound ways. To all the mothers, grandmothers, and mother figures, thank you for your endless devotion and sacrifices. You are cherished today and every day.

Are you wondering if an FHA Loan is right for you? Reach out to an NRL Loan Originator today to discuss your loan option...
05/10/2024

Are you wondering if an FHA Loan is right for you? Reach out to an NRL Loan Originator today to discuss your loan options!

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800 Town & Country Boulevard
Houston, TX
77003

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