Credit Life 101

Credit Life 101 Teaching consumers the importance of leverage (credit). Repair, obtain and maintain. Helping small business owners to become fundable.

12/10/2021

From the beginning to the end.

Having bad credit means you have negative aspects in your credit history that indicate you are a risky borrower. There a...
12/09/2021

Having bad credit means you have negative aspects in your credit history that indicate you are a risky borrower. There are several factors that can contribute to bad credit, including:

💥Previous delinquencies
💥High debt balances
💥Recent bankruptcies

Bad credit is usually indicated by a low credit score—the numerical summary of the information in your credit report. FICO scores are one of the most widely used credit scores. They range from 300 to 850, with higher scores being more desirable.

The FICO credit score range is broken up into five ratings:

Exceptional: 800 and above
Very Good: 740-799
Good: 670-739
Fair: 580-669
Poor: Below 580

Where is your credit score? Don't wait until the new year start today. If you have any questions please feel free to contact me at (409) 684-0028 it's not too late to fix your credit.

12/08/2021

Is getting a new home one of your goals for next year? If so, right now is the time to start fixing your credit! We are here to help you with all of your credit repair needs and credit education. If you have poor credit, you may be struggling to qualify for a credit card, buy a house, or even get a personal loan. Contact us today if you are ready to raise your credit score and stop being denied the life you want to live. Are you ready for a change? Let Credit Life 101 help you to:

🚨 CLEAN UP YOUR PAST
🚨 TRACK YOUR PRESENT
🚨CHANGE YOUR FUTURE

Remember Credit is your leverage! It's almost 2022 don't go into 2022 with bad credit!

✨✨Contact us today at: ☎(409)684-0028 or visit us at www.cl101.org for more information.

I don't know who needs to hear this, but GOD did not bring you this far to bring you this far!💥New Month💥New Goals💥New D...
12/01/2021

I don't know who needs to hear this, but GOD did not bring you this far to bring you this far!

💥New Month
💥New Goals
💥New Dreams

Keep pushing Sis we are almost there!

Did you know that if you believe an item is inaccurate on your credit report, by law, you have the right to dispute it?T...
11/30/2021

Did you know that if you believe an item is inaccurate on your credit report, by law, you have the right to dispute it?

The credit bureaus will then investigate your dispute by contacting the company that reported that information.

They have 30 days to respond and verify if the information that’s being reported is accurate.

The Fair Credit Reporting Act (FCRA) ensures that consumer reporting agencies must delete any inaccurate, incomplete, or unverifiable information.

11/29/2021

Let Credit Life 101 help you with all of your credit repair needs! DIY credit repair coming soon!!!

We are approaching a new year, do go into 2022 with bad credit!

We offer more than credit restoration, we offer you a way to financial freedom.

Schedule your consultation at
📞 (409) 684-0028
🌐 www.cl101.org.

Happy Thanksgiving from our family to yours! Take today and be thankful for everything that you have. 🦃Enjoy your relax...
11/25/2021

Happy Thanksgiving from our family to yours! Take today and be thankful for everything that you have. 🦃
Enjoy your relaxing long weekend with your family!.
💯

STICK. TO. THE. PLAN..
11/23/2021

STICK. TO. THE. PLAN..

11/22/2021

Did you know paying your credit cards twice a month vs once lowers what you owe if you are carrying a balance?

Credit card interest is based on your average daily balance so if you pay down your balance every two weeks, the next time interest is calculated it will be based on a lower balance. If you really want to boost your efforts, put extra money towards your debt too and you will pay down your debt faster.

Rebuilding a damaged credit profile can be tougher than starting with a blank slate, but it IS possible. The first step ...
11/19/2021

Rebuilding a damaged credit profile can be tougher than starting with a blank slate, but it IS possible. The first step is to check your credit report to see exactly where you need to improve. Consider these six basic strategies for rebuilding credit:

1. Pay on time
2. Try to keep 90% of your credit limit available
3. Get a secured credit card
4. Get a credit-builder loan or secured loan
5. Make sure you have a perfect credit mix
6. Use credit responsibly

If you're trying to rebuild your credit after bankruptcy, don’t try to borrow money too quickly Instead of trying to get funds right away, focus on making timely payments on existing loans or credit cards every month to help reestablish your credit. If you need assistance with rebuilding your credit and don't know where to start contact us today.

We can help you establish, rebuild and strengthen your credit by calling us at:

📞 (409) 684-0028
🌐 www.cl101.org

11/17/2021

We are now accepting new clients. Book your free consultation today! Please call us at
📞 (409) 684-0028 or visit our
website at:🌐 www.cl101.org for more information about our services. Feel free to DM us if you have any questions. We look forward to working with you on your road to financial freedom...Remember "Credit Is Your Leverage"!
💳

Claim It!
11/16/2021

Claim It!

Address

18111 North Freeway
Houston, TX
77060

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+14096840028

Website

Alerts

Be the first to know and let us send you an email when Credit Life 101 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category