Scott Pracht Insurance Agency

Scott Pracht Insurance Agency Insurance Agency

Life insurance beneficiary designations play an important role in making sure assets are passed along according to your ...
06/23/2026

Life insurance beneficiary designations play an important role in making sure assets are passed along according to your wishes. While many people set these up once, it’s worth revisiting them from time to time. Swipe through to learn more.

If you’d like to review your current policies or talk through your beneficiary designations, feel free to reach out anytime. We are always happy to help.

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, ...
06/08/2026

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, but burglary can also represent significant financial losses for homeowners.

The good news is that a few simple prevention tips can go a long way toward protecting your home. Swipe for more.

While these tips can help deter burglars, they cannot fully prevent theft or mitigate the effects of a home invasion. That’s why it can also be crucial to ensure your homeowners insurance not only includes theft coverage, but that the coverage fully protects your home and belongings.

That said, if you have questions about your homeowners coverage and how it can help protect you in the event of theft, don’t hesitate to reach out to our team. We are here to help you.

Think your auto and homeowners insurance will protect you if something goes wrong? Think again. Today’s lawsuits are big...
03/26/2026

Think your auto and homeowners insurance will protect you if something goes wrong? Think again.

Today’s lawsuits are bigger, more frequent, and far more expensive than most standard policies were designed to handle. When a serious claim exceeds your coverage limits, the financial fallout can be devastating.

Here’s why more people are adding personal umbrella insurance:

✅ Liability claims and payouts have surged over the last decade
✅ Umbrella claims have doubled, with average payouts up about 67%
✅ Jury awards in some states have exceeded standard policy limits by hundreds of thousands of dollars
✅ Legal defense costs alone can surpass $50,000 before a case is resolved
✅ $1 million in umbrella coverage may cost as little as $12–$25 per month

The cost of not having enough liability protection can far outweigh the cost of adding it. Personal umbrella insurance helps protect your savings, home equity, investments, and even future income — before one claim puts them at risk. If you would like to learn more about umbrella insurance, give our team a call. We're here to help.

Are you driving for a rideshare company like Uber or Lyft? 🚕📱 We’ve seen an uptick in clients doing so part- or full-tim...
02/13/2026

Are you driving for a rideshare company like Uber or Lyft? 🚕📱 We’ve seen an uptick in clients doing so part- or full-time, so we decided to answer some insurance-related ridesharing questions 👍

Swipe through to get your questions answered, and comment any other questions you have!

You may have heard about saving money for a rainy day, but have you invested in coverage that protects you when life’s s...
02/06/2026

You may have heard about saving money for a rainy day, but have you invested in coverage that protects you when life’s storms hit?

Here are a few questions to determine whether you have an umbrella handy:

✅ Do I have life insurance — and if so, enough of it?

✅ Does my current insurance coverage protect me financially if I’m unable to work?

✅ Have I been putting off any riders or additional coverages I might regret if life took a turn?

✅ Has it been a while since I last had a coverage review?

When life gets hard, you deserve to be able to focus solely on the situation at hand. Having the right coverages in place helps make that possible.

Call our office today to review your coverage and make sure you’re protected for life's rainy days!

Home repairs can cost thousands of dollars, but the good news is that many issues can be prevented through regular maint...
01/30/2026

Home repairs can cost thousands of dollars, but the good news is that many issues can be prevented through regular maintenance. Take a look at a few key ways to maintain your home and prevent costly repairs:

🏠 Clean the gutters - Gutters full of debris can lead to costly water damage. Check your gutters every spring and fall, clearing away muck, sealing leaks, and replacing any damaged gutters,

🏠 Trim your trees - Fallen tree branches cause $1 billion in home damage annually. For properties with trees, bring in a professional tree trimmer each year to trim and identify issues.

🏠 Replace HVAC filters - Changing your air filter can prolong the life of your A/C unit, make the unit work more efficiently, and maintain higher air quality in your home.

🏠 Clean out your dryer vent - Cleaning out your dryer vent not only keeps the appliance running efficiently, increasing longevity, but it also will keep your dryer from sparking a fire.

Got any other tips? Drop them in the comments below ⬇️

Property damage can be stressful, especially when it involves neighbors. Whether it’s a fallen tree, fire, or flooding, ...
01/15/2026

Property damage can be stressful, especially when it involves neighbors. Whether it’s a fallen tree, fire, or flooding, understanding how insurance applies can help you avoid unexpected costs and disputes. Swipe through for common property line scenarios.

Insurance coverage can be complex, but we’re here to help you navigate it with confidence. Contact our team today.

This time of year brings new routines, packed calendars, and plenty of adjustments. Whether you’re juggling school drop-...
08/13/2025

This time of year brings new routines, packed calendars, and plenty of adjustments. Whether you’re juggling school drop-offs or shifting your schedule, we’re here if you need anything.

Wishing you and your family a smooth, successful start to the school year! Feel free to reach out anytime — we’re always happy to help.

Flooding is not just a possibility — it’s an eventuality in nearly every part of the U.S. Swipe through for a few recent...
07/30/2025

Flooding is not just a possibility — it’s an eventuality in nearly every part of the U.S. Swipe through for a few recent statistics.

For the agents in our network, feel free to share these critical insights with your clients to help them understand the importance of flood insurance. And as always, reach out if we can be of help.

Hurricane season is in full swing, and preparation is key ahead of peak season. Beyond stocking up on essentials, it's i...
06/05/2025

Hurricane season is in full swing, and preparation is key ahead of peak season. Beyond stocking up on essentials, it's important to remember safety tips and understand how your insurance coverage supports you. Swipe to learn more.

Our team is here for you in all seasons. Contact us if any insurance needs or questions arise, and stay safe this season.

Address

8955 Katy Freeway, Ste 110
Houston, TX
77024

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17132900070

Website

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