Lowes Financial was established in OCT12, 2004, it was a new beginning into self employment. The business started out in the mortgage industry focus on mortgage advisory. I spent one year working with the general public educating them on the proper way to purchase a home. In the process of being a loan officer I notice that credit was the biggest issue. People were willing to do anything to get in
to a home by accepting any loan that they was told to get. I left the loan officer side of the business in January 2006 to change the company into a total education service on several different levels to better help prepare the general public on home buying and finance. Lowes Financial specializes in educating the community financially and setting realistic financial goals that break generational curses in finance. We believe strongly without educating the client you haven’t help the client. The target market is age 24 to 50 yrs of age and 55 and up to help recover are stop from filing bankruptcy. The market size is 778,979 with a credit score range from 399-650. The business product are unique to the market is because the products build business to client relationships first. We offer interactive products and transparency to each client about the way business will be conducted. We have tested the first three years of all the products we was using, but at this time the new products have not been test in the market. We best sell our products thru word of mouth, business expos, and hosting events. The selling margin for the company is $250.00 to $800.00 dollars. Once we begin to host are own seminars live it give the company more leverage in selling our products. We will be able to sell them more cost effectively to potential clients. So, far I have invested tens of thousands of dollars into the company and I am about 25% away from going nationwide. Finally, I have learned in the past seven years that if God gives you a business idea. Please stick to it no matter how many other ideas others gives you God idea is the best idea. I have not grown this company fast enough because I took on others ideas. At, this time we are focusing on helping clients from effective budgeting to wealth building. The effective budgeting it a great program to help clients see a budget before they proceed to getting a loan modification. Most loan modification companies hire people with little background in math. The wealth build helps them plan better so their want be a home lost. The company owner minors in mathematics and that is a huge plus to the clients. The clients are working with someone who as a fluent background in mathematics. We at Lowes Financial fight to win your financial success.