Cherie Wagner, Financial Services Professional with Nylife Securities LLC

08/25/2026

you have a plan in place already? good! show it off - would love to celebrate your win, and if anything does come up as a possible gap, I will let you know and you can decide to what to do next.

Our latest Wealth Watch survey found that people who work with a financial professional and own protection products report greater confidence that their assets will last throughout retirement.

08/22/2026

I got you.

08/18/2026

They’ve eaten enough! Let’s feed your future 💪🏼

08/04/2026

WOW - epic and delicious.

08/04/2026

I updated my budget this week and found I was paying twice for the same service. Five minutes in my bank app - handy "recurring charges" filter! - is now saving me money every month.

07/22/2026

If you aren’t on the same page as your person, consider this a sign! And if you need a third party to help with math and figuring out a plan, DM me 😊.

07/16/2026

Don’t wait to dance when no one’s watching! or sing lyrics that you don’t really know at all, actually. 😎

07/15/2026

🤔 Depending on your retirement savings goals and where you are today, it can be an important piece of a thoughtful retirement strategy.

💡 Every dollar can matter.
If retirement savings aren’t as large as you’d hoped, a permanent life insurance death benefit can provide critical financial support for the surviving partner.

🌱 Time makes a difference.
Starting as early as you can gives a permanent policy more time to grow and mature. Like many financial strategies, time is one of your greatest advantages.

❤️ It can help protect your partner.
You’ve probably pictured retirement as years of traveling, making memories, and enjoying life together. But have you thought about what happens if one of you is suddenly on your own? Many of the core household expenses don’t shrink just because there’s one person instead of two.

📉 Income can change.
When one spouse passes away, some sources of retirement income - like Social Security - may be reduced or disappear altogether. That can create a gap at a time when making big financial changes is the last thing anyone wants.

🧾 Your tax picture may change.
The joint tax advantages you enjoyed as a married couple may not look the same for the surviving spouse, adding a layer of financial pressure when the last thing you want to think about is making ends meet.

💬 It’s worth asking the question.
Permanent life insurance isn’t a replacement for saving and investing. But based on how your retirement plan savings is going, it can be an important piece of a thoughtful retirement strategy.

Shall we discuss your particular situation? Let’s figure out out how we can optimize the last ~1/4 of your life 😊.

07/02/2026

appreciate the folks I work alongside & collaborate with, support, and who support me. achieved a big milestone this week in my career, and I was lucky to share the moment with them 🩷

this is a crazy, wonderful life. lean into the beauty amidst the chaos!