B & L Credit Repair Services

03/25/2026

Credit repair has gotten easier!
Try our "Do It Yourself" credit repair program. Click on the links below to sign up...

7 Day Trial for $1:
https://www.creditscoreiq.com/lander/bus?offercode=435404BF

Non-Trial:
https://www.creditscoreiq.com/lander/bus?offercode=435404BG

Contact us for additional information - 281-836-3775.

03/02/2026

What are Alternative Tradelines, Really?

Alternative tradelines are payment accounts that can show up on a person’s credit report but are not “traditional” credit products like credit cards, auto loans, student loans, or mortgages.

What counts as an alternative tradeline
1. Rental payments: On-time rent payments are reported to one or more credit bureaus.
2. Utility payments: Electricity, gas, water, and phone
3. Telecom services: Cell phone, landline, internet, and cable bills.

Check out our all-in-one Do It Yourself credit program below! Our program includes unlimited dispute letters, rent & utility reporting and much more. Please contact us for additional information. Or click on the links below….

7 Day Trial for $1:
https://www.creditscoreiq.com/lander/bus?offercode=435404BF

Non-Trial:
https://www.creditscoreiq.com/lander/bus?offercode=435404BG

02/10/2026

Sometimes credit reports can contain inaccurate, incorrect, erroneous information that can affect your credit scores.

Check your credit reports! Free weekly credit reports are still offered at: https://www.annualcreditreport.com/index.action

Then contact us and let us assist with your credit needs. Schedule your Free one-on-one consultation today!

02/03/2026

How long does a bankruptcy stay on your credit report?

It depends on what type of bankruptcy it is…

- Chapter 7 bankruptcy: Will remain on credit reports for 10 years.
- Chapter 10 bankruptcy: Will remain on credit reports for 7 years.

How to build credit after a bankruptcy?
Applying for a secured credit card is a good idea on how to build your credit. Or you can become an authorized user on another relative or friend account.

Contact us and let us assist you with credit needs - 281-836-3775 Ext. 801.

01/19/2026

Our office is closed today in observance of Martin Luther King Day.

01/02/2026

Happy New Year!

12/26/2025

12/18/2025

One of the good things about using our services is that we charge a flat rate. Our rate will remain the same for 2026! Contact us today for more details. Or visit our website at: https://bandlcreditrepair.com/

12/09/2025

The credit repair seminar is set for March 14, 2026!
Stay tuned for more details.

11/27/2025

10/30/2025

Why Credit Monitoring is a Must-Have for College Students…

- Inexperience and Lack of Cybersecurity Awareness
- Frequent Use of Public Wi-Fi
- High Levels of Online Activity
- Use of Multiple Devices
- Trusting Nature
- Limited Financial Resources

Below are the Credit Monitoring programs that we offer. Please click on the links to sign up…

VantageScore: https://www.identityiq.com/sc-securepreferred.aspx?offercode=431256NP&a1=UTILS&cart=tru

FICO Score: https://www.myscoreiq.com/get-fico-max.aspx?offercode=43212353

Please don’t hesitate to contact us for additional information and to assist with your credit needs.