B & L Credit Repair Services

B & L Credit Repair Services Family Owned Business (Mother & Daughter Partnership). We couldn't have made a better decision than starting our own Credit Repair Services.

We are ready to assist you with your Credit Needs!

06/19/2026

Can “Debt Consolidation” help your credit?

Debt Consolidation can help improve your credit by…..

- Having fewer bills to manage and you will be able to maintain and focus on making on-time payments.
- Building credit with on-time payments.
- Bringing past due accounts that are reporting on your credit reports current.
- Paying off debt faster that will also help lower the credit utilization rate.

How can “Debt Consolidation” affect my card?

- Most of the time a hard inquiry will appear on your credit report when applying for a consolidation loan.
- Missing payments on a consolidation loan will affect your score.
- Credit utilization rate can increase in most cases when consolidating debt

03/02/2026

What are Alternative Tradelines, Really?

Alternative tradelines are payment accounts that can show up on a person’s credit report but are not “traditional” credit products like credit cards, auto loans, student loans, or mortgages.

What counts as an alternative tradeline
1. Rental payments: On-time rent payments are reported to one or more credit bureaus.
2. Utility payments: Electricity, gas, water, and phone
3. Telecom services: Cell phone, landline, internet, and cable bills.

Check out our all-in-one Do It Yourself credit program below! Our program includes unlimited dispute letters, rent & utility reporting and much more. Please contact us for additional information. Or click on the links below….

7 Day Trial for $1:
https://www.creditscoreiq.com/lander/bus?offercode=435404BF

Non-Trial:
https://www.creditscoreiq.com/lander/bus?offercode=435404BG

02/10/2026

Sometimes credit reports can contain inaccurate, incorrect, erroneous information that can affect your credit scores.

Check your credit reports! Free weekly credit reports are still offered at: https://www.annualcreditreport.com/index.action

Then contact us and let us assist with your credit needs. Schedule your Free one-on-one consultation today!

02/03/2026

How long does a bankruptcy stay on your credit report?

It depends on what type of bankruptcy it is…

- Chapter 7 bankruptcy: Will remain on credit reports for 10 years.
- Chapter 10 bankruptcy: Will remain on credit reports for 7 years.

How to build credit after a bankruptcy?
Applying for a secured credit card is a good idea on how to build your credit. Or you can become an authorized user on another relative or friend account.

Contact us and let us assist you with credit needs - 281-836-3775 Ext. 801.

01/19/2026

Our office is closed today in observance of Martin Luther King Day.

01/02/2026

Happy New Year!

Address

507 N Sam Houston Pkwy E
Houston, TX
77060

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm
Saturday 10:30am - 3pm

Telephone

+12818363775

Website

Alerts

Be the first to know and let us send you an email when B & L Credit Repair Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category