Gregg & Valby, LLP

06/24/2026

Great partnerships are built on more than delivering a service. They are built on listening.

Every lender, broker, and title company has unique preferences, workflows, and priorities. That is why communication and feedback are essential to a successful partnership.

When clients share what is working and what is not, there is an opportunity to adjust, improve, and better support their goals. That is why we always welcome feedback.

The strongest partnerships are not static. They are built on trust, responsiveness, and a willingness to evolve together—what ultimately separates a service provider from a true operational partner.

We do not take that role lightly, and we are grateful to have been a trusted nationwide mortgage partner to our clients since 1977.

06/22/2026

We are halfway through 2026, and the industry continues to evolve across every part of the mortgage lifecycle.

From our perspective in working closely with lenders, brokers, and title teams, the pressures this year have not been isolated to one area—they have shown up differently depending on where organizations are feeling the most strain operationally.

We are curious about what have been the biggest challenges on your side this year:
🔹 Borrower affordability?
🔹 Loan volume?
🔹 Staffing & operations?
🔹 Compliance & regulatory changes?
🔹 Technology implementation?

We are seeing a wide range of answers depending on the market and operational structure.

06/19/2026

Summer homebuying season tends to spotlight the visible parts of a transaction such as rates, inventory, and negotiations.

In today’s market, however, most delays don’t happen in those visible moments. The delays happen in the operational layers between parties where documentation, timing, and coordination must align under increasing volume.

As mortgage activity increases this season, pressure continues to build in different places depending on the market and the infrastructure supporting the transaction itself.

06/15/2026

What a great turnout at this month’s Houston Mortgage Bankers Association Luncheon. It was a full house!

Thank you to the 2025–2026 HMBA Board for a year of outstanding leadership and service to our industry. Congratulations to the incoming board members—we look forward to all that's ahead in the coming year.

Dr. Ted Jones delivered another outstanding presentation, sharing valuable economic and housing market insights, thoughtful forecasts for the months ahead, and, as always, a healthy dose of humor that kept the audience engaged from start to finish.

We're grateful for organizations like HMBA that create opportunities to learn, connect, and strengthen relationships across our industry.

Karen Johnston, Grace Mercado, Laura Bravo

05/25/2026

On Memorial Day, we are reminded that the meaning of “home” extends far beyond the work we do in real estate and lending.

The concept of “home” is rooted in something far deeper—the sacrifice of those who gave their lives in service to our country, making the freedoms we experience every day possible.

Today, we pause in reflection, gratitude, and remembrance of their service and sacrifice.

05/22/2026

In observance of Memorial Day, our office will be closed on Monday. We will resume normal business hours on Tuesday.

If you have an urgent matter or need assistance, please reach out to [email protected] in advance so we can ensure proper support and coverage.

We appreciate your understanding and wish everyone a safe and meaningful

05/19/2026

Recent FHFA data reflects continued stabilization in home price growth trends.

As the market moves toward a more balanced pace, consistency and precision in ex*****on become increasingly important.

The FHFA House Price Index® (FHFA HPI®) is a comprehensive​ collection of publicly available house price indexes that measure changes in single-family home values based on data that extend back to the mid-1970s from all 50 states and over 400 American cities.

05/13/2026

Inventory trends continue to play a defining role in today’s housing market.

As supply gradually shifts, we continue to see its direct impact on contract activity, buyer behavior, and transaction timelines.

Get the latest real estate data and statistics by zip code, county, metro, state and the U.S. broken down by property type, price tiers, house size, and number of bedrooms.

05/07/2026

Mortgage rates, as reported in the latest Freddie Mac Primary Mortgage Market Survey, continue to reflect a market that is steady, but still structurally complex.

While recent weeks have shown modest fluctuations, rates remain elevated compared to historical norms, reinforcing a broader environment where precision, preparation, and clear ex*****on matter at every stage of the transaction.

In conditions like these, small shifts in pricing and timing can have meaningful downstream impacts on contract structure, underwriting outcomes, and closing certainty.

As the market continues to normalize, we remain focused on what has always been most important: clarity in process, consistency in ex*****on, and confidence through every step of the transaction.

The 30 year fixed rate mortgage averaged 6.37% this week. Recent data points to slightly better conditions for buyers with a boost in new-home sales, median new-home prices being down to their lowest level since July 2021, and higher inventory than in recent years. Together, these trends could modes...

05/06/2026

The Houston Mortgage Bankers Association Annual Golf Tournament today didn’t disappoint—great golf, great company, and a Cinco de Mayo vibe that made it even more fun. What more can you ask for?

This event is always a highlight for us!

Laura Bravo, Ivonne Dominguez, Chantal Froehlich, GRI, CIPS, TACS Candidate, Juliana Brock