Brittany Martin, MLO - NMLS # 2066417

06/15/2026

✨A little tip from a mortgage lender✨

❗️A solid lender will request documents before issuing a Pre-approval. Please be “on the fence” if they don’t.

❗️These documents allow us to navigate you through the process smoothly and will also be required depending on each loan product.

Have these items handy for a faster approach:

1. Current Drivers License (not expired)
2. Last two years of W-2’s or 1099’s (which ever applies or both if that’s your situation)
3. Last 30 days of paystubs
4. Last 60 days of bank statements

❗️Other documents that may be required based off individual situations.

1. If you’re currently on a payment plan with the IRS we will need that documentation.
2. Child support orders
3. Divorce decree

-This allows your Lender to look at all documentation to determine what loan product fits your needs along with understanding your buying power while calculating your DTI (debt to income)

If you have any questions I’m always here to help🙂

[email protected]

04/18/2026

Another one down, many more to close and tons of applications I’m currently working.☺️

- Why work with me? -

❗️I’m very straight to the point, honest and don’t sugar coat anything.
❗️I work 365 days a week, while I’m extremely busy I’m available.
❗️I have no overlays, so I can do what the majority of lender can’t.
❗️My origination fees, pricing and rates are extremely competitive. The agents that have worked with me don’t need to negotiate as much “seller credits”
❗️I also own a very successful credit repair business so If credit is an issue, well I’m damn good at increasing scores in a very short amount of time to get you to that finish line.

When “shopping” for a lender it doesn’t matter if it’s your neighbors brother’s cousin helping you. This industry isn’t about making friends, it’s about saving money and moving smart financially.

Find both a lender and realtor that’s good at what they do, or good-luck finding yourself at the closing table.😜

💻[email protected]
📲214.208.2313

04/17/2026

As a lender, one of my main responsibilities is to break down all the moving numbers that go into purchasing a home.🏡

✨Down payment depends on the loan product you fall under as a buyer.
❗️FHA - 3.5% of the purchase price
❗️VA - 0 down
❗️USDA - 0 down
❗️CONVENTIONAL - 3% - 20% down depending on the buyer situation and lender requirements.

✨Closing cost are fees and expenses separate from the down payment.

The down payment must come from the buyer, but closing cost can be negotiated with each transaction with your agents guidance and strong knowledge of the ever shifting market.

Strong agent- better offer structure and more money you can utilize for closing cost.

Lender with competitive fees- more reasonable closing cost and less your agent will have to negotiate.

I’ve attached a “Closing cost Estimate sheet” below. These numbers will fluctuate for many reasons. This is where I excel.💁🏻‍♀️

Reach out to a professional for guidance.
💻[email protected]
📲214.208.2313

04/16/2026

Looking to purchase a home, but credit is holding you back? What if I told you that home ownership is possible, even with scores below 700? While credit is definitely a determining factor, it's not always a deal breaker.

Contact our team today for a FREE credit assessment. For more serious inquiries, please fill out our FREE mortgage application.

04/15/2026

✨UNDER CONTRACT✨

I spent almost two days collecting all documents, verifying income, assets and and employment history. (A “quick” pre-approval is not a more powerful pre-approval)

Sabrina negotiated with the builder and was able to get 10k for the buyers for closing cost even after the builder wanted our client to use their lender.🫣

We called the shots and now this buyer and family will have one beautiful home to call “home”🏡

When I say your team matters, I mean that.

Find a lender that actually checks all documents and doesn’t miss a step during the pre-approval process. You’d hate to loose thousands of dollars because your lender didn’t request a VOE (verification of employment) when they should have.

Find an agent that can negotiate, stand their ground and truly knows the market. Understanding the market lets you move smoother, more knowledgeable and allows you to structure the deal differently while continuously thinking outside the box.

Thankfully, we checked all the above boxes.😉

Thanks Sabrina for working as my team mate and delivering always.

If you’re looking to purchase a home, I know someone💁🏻‍♀️

03/11/2025

We LOVE our Veterans🫶🏼🇺🇸

03/11/2025

What can we do? It would be easier for me to tell you what we can’t do😜

08/17/2024

I spend so much time educating & posting on credit, a lot of my Facebook friends don’t realize I’m also a mortgage broker.

What It’s like working with me:

1. I shop the best rate for you.
2. I try to get you into your home spending as little as possible.
3. We have NO overlays. Overlays are specific rules a lender follows ABOVE the original guidelines. Meaning more qualifications.
4. I’m extremely detailed and thorough.
5. I have wonderful communication skills. I always answer/ call back!
6. I will NOT issue a pre-approval until I have collected and reviewed all required documents and ran through AUS (automated underwriting system) THIS STEP IS ESSENTIAL... I do NOT want homebuyers spending money on inspections, appraisals, earnest and option money when they don’t meet loan requirements.

Rates are the best they’ve been in a long time. If you’re waiting for them to drop that’s great, but remember the more the rates drop the higher the prices on listed homes, and more people submitting offers (most thousands of dollars higher than the listed sales price)

You can always change your interest rate when rates improve, but you can’t go back and ask for a lower loan amount once you’re in the mortgage.

If you are a new homebuyer or in the market to purchase a home, please feel free to reach out to me with any questions you may have.

Brittany Martin, MLO - NMLS # 2066417

Mortgage Loan Originator @ Revolution Mortgage

07/09/2024

Allow me to reintroduce myself🤓

I’ve gained about 3,000 new friends and tons of new followers on my personal and business accounts in the last two months👏🏼

My name is Brittany, & I own and operate a financial consulting business Martin Consultants . I’ve been in the credit industry for almost 9 years and I’m also a local Lender. I focus on helping individuals with improving their credit file, credit scores and set financial goals.

When you enroll in my program you can expect several different benefits. I assist with the removal of inaccurate reporting derogatory accounts. I help you rebuild by showing you how to open and utilize revolving tradelines. I also spend countless hours educating each client on general credit knowledge, how to read their credit file, how to properly usilize credit and how scores are broken down. This combination gives the best results. Not to mention, I’m your biggest “hype girl” I want you to succeed.

I have a wonderful DIY option as well. Here’s what to expect:

1. How to read a report & what’s on your credit file.
2. How to use credit monitoring.
3. The difference between a collection and charge off account.
4. What are inquiries?
5. How to dispute inquiries.
6. How to dispute collection & charge off accounts. 
7. Debt management.
8. First time homebuyers information.
9. How to update personal information.
10. How to open and utilize revolving tradelines. (CC)
11. The dispute vault. (dispute letters)
12. General credit education.

*I have a video on my page about my DIY course*

I offer FREE consultations and credit assessments. That would allow us to go over the clients entire credit file, figure out what’s hindering the score and what we can do to improve it.😊

If you know me or have worked with me personally, you know I take my position very seriously. I really enjoy helping others change their lives, especially financially

Every bit of the work that we do is confidential.

I will spend every second I can marketing myself and my business. I’ve worked extremely hard to be here. I appreciate every client I get to work with.☺️

https://blinq.me/vLlth5pxAszJspjNsuhi

03/13/2024

✨CREIDT IMPROVEMENT✨

I knew exactly how to help my clients qualify. I educated them on how important revolving accounts and building scores can be. They trusted me and followed my lead. We did this in 40 days.😎

Working with a Credit Specialist and a Lender all in one can benefit you in so many ways.👩🏻‍💻

•STOP getting denied
•STOP paying higher interest rates
•STOP letting your credit hinder your financial future

BTW, did you see that +103 point improvement? Yah me too.😉

BRB while I slay another report👩🏻‍💻

LETS GOOOO🙌🏼👏🏼

📲 214.208.2313
👩🏻‍💼 [email protected]