HIT Investments

09/03/2026

Stackers:
✅Avoid debt
✅Use Decision Quality on Home and Car purchases
✅Have a High Savings Rate
✅Invest Bonuses
✅Have Emergency Savings
✅Love Learning
✅Build Things
✅Invest Wisely
✅Give Generously
✅Choose There Trade Wisely
✅Sacrifice Today for a Better Tomorrow
✅Listen Too and Love Many

09/02/2026

The FIRE movement treats retirement like the final whistle.

It's not, its more like half time.

I have 70+ years left and no coach drawing up the next play.

At first it was overwhelming but now it is the dream.

Join me.
www.hitinvestments.com/financial-wellness-program

*I'm counting on HIT Ventures, HIT Capital, and our investments in Longevity to extend our healthspan to 100+ :)

Financial Wellness Program Financial Clarity. Better Investing. More Time. A personalized financial wellness program for professionals and business owners 35+ who want to simplify their finances, reduce unnecessary fees, lower taxes, and strengthen their investments in 60 days

09/01/2026

Business Owners, Stackers, and Corporate Employees with significant non-W-2 income need to make quarterly estimated tax payments.

The due dates are: April 15, June 15, September 15, January 15.

Miss them, like I did years back, and the IRS charges you underpayment penalties calculated on what should have been paid, from the date it should have been paid.

Their is a safe harbor rule that eliminates the guesswork: if you pay 110% of last year's tax in equal quarterly payments you will not owe a penalty regardless of the final number.

Learn. Build. Invest.
Join the Stackers Club

Build Wealth Intentionally The Stackers Club helps professionals make better decisions, earn more, invest better, lower taxes, and gain financial clarity over time. Behavioral Finance Understand the hidden

08/30/2026

If you are extending the boundaries of what can be done in Space let's talk! The second space age is here and HIT Ventures is excited to be a part of it.

25x reduction in launch costs since 1981
600+ global ground stations
65% commercial space revenue from satellites
$1.4 Trillion in value generated by GPS
$700 Billion in value of earth observation data
3.9x growth in number of space launched objects since 2010

- Join us
www.hit-ventures.com

Find more in Goldman's latest report herehttps://www.goldmansachs.com/pdfs/insights/articles/the-second-space-age-how-markets-technology-and-power-are-reshaping-the-final-frontier/GS_Jul_GSGI_Second_Space_Age_08-11.pdf

08/29/2026

Zero debt.
8 hours of sleep.
Low body fat.
Lots of exercise.
Strong Mental State.
Zero Doom Scrolling.
Zero Alcohol.
Many Friends.

My life at 10.

08/28/2026

Are you depending on the future administrations for your retirement?

Republicans and Democrats alike know how to spend, neither know how to save.

It's up to you.

08/27/2026

52% of Gen Z'ers are betting on sports, and even worse, 24% of Gen Z'ers believe sports betting is part of their long term financial strategy.

The hard evidence is not in this survey, it's in the transaction data. A Journal of Financial Economics study of 184,000 households found net investment in brokerage accounts fell 20% following sports betting legalization, and the heaviest bettors cut investment deposits by more than half, with roughly 20 cents of every dollar put into a betting app never reaching their savings account.

Negative expected value bets are crowding out positive expected value investments, concentrated in financially constrained households where credit card debt rises and overdrafts increase.

Here's 4 tips to help your gen z friends resist negative expected value bets.

1. Attack the price, not the person. They already understand the vig. Most bettors can tell you what -110 means. Almost none have converted it to a percentage fee and compared it to a 0.03% index fund. Do that conversion for them. Everyone understands fees. Show them they are paying 150 times more for the product with the negative expected return.

2. Make them pull the statement. Every sportsbook lets you download a full-year net P&L. Memory stores the wins. The statement stores the truth. One downloaded number does more than any lecture, and it's their number, not yours.

3. Give the impulse somewhere to go. What they want is action, agency, and a scoreboard. A boring index fund provides none of those, which is the real competitive disadvantage. Core-satellite solves it: automate 90%, give them a 10% sleeve where they can take real positions and be right about something. That channels the drive instead of denying it.

4. Shorten the feedback loop on the good side. Betting resolves in three hours. Investing resolves in thirty years. The dopamine hit is winning, not the returns. Contribution streaks, visible net worth, the first dividend that hits the account. Make their net worth compounding something they can watch.

Lastly, check out our financial wellness program where we specialize in helping you plug your own leaks, that you might not even know are there.

www.hitinvestments.com/financial-wellness-program

08/27/2026

On Friday the administration announced up to 300,000 metric tons of ground beef can enter tariff free for the next 90 days. Live and feeder cattle futures gapped lower on the open.

Short Term vs. Long Term Thinking

Rebuilding a herd is a capital allocation decision, not a switch. A rancher who retains a heifer instead of selling her gives up cash today and waits two to three years before that decision produces sellable weight. It works if he believes the price will still be up in 2-3 years.

Import relief lowers the expected price. It does not change the biology of the cycle. It changes the decision on the single choice that could end the shortage.

The administrations volume is modest. Analysts put 300,000 metric tons at roughly 44 days of US ground beef consumption. Unfortunately the signal to ranchers is not modest. Now they need to underwrite the possibility that any future price increase invites more intervention. That means a higher discount rate on a multi year investment that is already barely happening. Auction managers report that if you called ten sale barns across the region, nine would tell you heifer retention is not occurring.

Supply does not meaningfully recover before 2028 or 2029. Ninety days of imports does not move that date but it may change the ranchers decision to keep that heifer.

This is the pattern in every capital intensive industry. Cap the upside of a long cycle investment and you get less of the investment, and a longer shortage.

Sacrifice today for a better tomorrow.

Let's stack together
www.hitinvestments.com/jointheclub

08/26/2026

Financial Independence is no longer around the goal to stop working, it is the goal of making work, or working for $ optional.

They sound similar but they aren't.

Stopping work is black and white: one $, one age, one moment you hit or you don't. Optionality and flexibility is something you build upon a strong foundation, long before you need to use it.

Most financial advice is built around being black and white, it isn't.

Stackers work to have the freedom to say no to a bad boss, a bad opportunity, or a bad deal without a single financial regret attached to the decision.

Stack Knowledge. Stack Capital. Stack Time.
Join the Stackers Club

Build Wealth Intentionally The Stackers Club helps professionals make better decisions, earn more, invest better, lower taxes, and gain financial clarity over time. Behavioral Finance Understand the hidden

08/25/2026

Three things about ESPPs that can trip up Stackers.

THE COST BASIS TRAP

When you sell ESPP shares, part of your gain is already taxed as ordinary income on your W-2.

Your broker often does not know that. Form 1099-B frequently reports cost basis as the discounted purchase price alone, unadjusted.

File on that number and you pay tax twice on the same dollars.

Form 3922 from your employer has the offering date and purchase date prices needed to correct it. Keep every one you receive.

RISK ONE: PHANTOM INCOME

In a disqualifying disposition, you owe ordinary income tax on the purchase date spread even if the stock has since fallen.

Selling at a loss does not mean owing nothing. The tax was set on the day you bought.

RISK TWO: CONCENTRATION

Qualifying treatment requires holding two years from the offering date and one year from the purchase date.

The lower tax rate and the concentrated bet on your employer arrive together. You are already exposed to that company through your paycheck.

The discount is close to free money. Keeping it requires reading the plan document and checking the broker's math.

Learn. Build. Invest.

Join the Stackers Club:

Build Wealth Intentionally The Stackers Club helps professionals make better decisions, earn more, invest better, lower taxes, and gain financial clarity over time. Behavioral Finance Understand the hidden