Dillon Breaux, Financial Professional

12/11/2023

We are all likely aware that the US debt is getting larger by the day. The last time I checked it was approaching $34 Trillion dollars.

Imagine what that will do to us from a future tax perspective as the government will need to raise more money to satisfy just the interest, let alone repaying the principal.

What are you doing to legally to pay less taxes now and in the future when you will be retired and want the most money to live on?

12/10/2023

QUIZ: What is this person’s net worth?

Post your answer in the comments!

12/10/2023

For some people calculating their net worth is easy. For others, not so much. Here is a quick graphic on how to calculate that number.

People also ask why this is important information to know and understand. By knowing where you stand financially, you will be more mindful of your spending, better prepared to make sound financial decisions, and more likely to achieve your short-term and long-term financial goals.

06/12/2023

Excited to announce my company is hosting a webinar on Thursday. Come and learn different ways to plan for your child’s financial future. RSVP with the link below, message me with any questions!

Join us to learn ways to save and provide a financial future for the children in your life!

03/23/2023

03/21/2022

Giving this book away for free! Message me for more info.

03/21/2022

“The Great Depression
In October of 1929, the stock market suffered severe losses.
It plunged over 22% in just a few short days, making headlines
across the country. But this was only the beginning.
Over the next several years, the markets would have difficulty recovering. The Dow Jones Industrial Average would
take a staggering 32-year setback, losing nearly 90% of its value. From it's peak of 381.17 in September 1929, it would close
at a shocking 41.22 on July 8, 1932.
It would take another 22 years to surpass it's all time high before the crash in 1929.
Nearly 25% of all American's would be unemployed and unable to find work.
Over 40% of banks would shutdown.
Millions of savings accounts would simply disappear. Here's where it gets interesting.
While banks, businesses, and government sectors were closing their doors, one sector of the economy stood strong and
steady, unaffected by these horrible
circumstances. Life insurance companies.
Life insurance companies remained virtually unscathed. While the markets suffered severe losses, owners of cash value life insurance didn't lose a dime. They didn't lose any money in
the Great Depression, and they haven't lost money since. In fact, it was such a stable place to have money that while
many people lost everything, those who owned life insurance were paid profits in every single year of the Great Depression, and every single year after. It was truly a beacon of hope amid fear and chaos. It was the only place that truly triumphed the devastation of that time.
This is extremely significant. Some believe our most difficult times are ahead of us. With difficult political issues at the door
like the national debt, government spending, Social Security,
Medicare, as well as economic issues like inflation, taxes, debt,
and so on, knowing how and where to keep your money safe is
becoming increasingly important.
As you'll soon discover, life insurance companies played a
big role in helping families and businesses stay afloat, and
ultimately trump these difficult circumstances.”

-Exerpt from Money. Wealth. Life Insurance. by Jake Thompson

03/08/2022

Myth #7: Only the breadwinner in the family needs life insurance.

Truth: The life insurance benefit covers more than just a missing salary. Parents/spouses who aren’t the breadwinners still contribute financially either through a smaller paycheck and/or household duties. The cost of services provided by a stay-at-home parent is approximately $118,905 annually and a parent with outside employment contributes approximately $70,107 worth of services to the household.2
Deciding if you need life insurance and how much is a personal decision. Working with a financial professional can be helpful for putting together some financial strategies for now and later. There are many financial professionals who specialize in working with families and small business owners.

03/07/2022

Myth #6 People have to wait until I die to get any benefit from the policy.

Truth: Many types of life insurance policies have extra benefits called living benefits1 that allow you to use the policy while you are alive. Living benefits on a life insurance policy allow you to access the death benefit, while you are alive, if you have a heart attack, stroke, cancer, cystic fibrosis, ALS, and other illnesses and injuries. Make sure you ask your agent about these benefits and what conditions qualify on the policy you are interested in.

03/07/2022

Do you have young children?

I work with clients from varying backgrounds and situations, however, my favorite people to work with are young families that are just beginning their journey. I was recently able to get a financial jumpstart plan implemented for a family who just had their first daughter. These plans excite me because when their little girl turns 20, she will have a few hundred thousand dollars sitting and ready to go towards whatever endeavor she chooses! Whether that's college, starting a business, or buying a home she and her parents won't have to worry about how they're going to pay for it. That is the power of having a plan and starting early!

03/06/2022

Myth #5: I’m young and don’t plan on dying anytime soon.

Truth: No one plans on dying anytime soon! Life insurance is the type of product you buy before you need it. You don’t wait until your cell phone is stolen or falls in the sink to insure it and you don’t wait until you are sick or old to buy life insurance. The time to purchase life insurance is when you are young and healthy. Your wallet and loved ones will thank you. Trust us.