Dolores Michelle Rivas, Licensed Agent with New York Life

03/15/2024

The time is now to prepare for retirement

We all dream of a fulfilling retirement – relaxing, pursuing passions, and spending more time with the ones we love. It’s all too easy to put off planning for it. However, the sooner you start, the better off you’ll be. As a New York Life agent, I have the tools and resources to help you do just that. The time is now to build on the promises you made and get on the right track toward that retirement. Please reach out and let’s connect. Working together, we can do this.

12/11/2023

This New Year, why not make a resolution that's easy to keep? Like resolving to get financially fit. Learn how the right insurance policy can help provide a lifetime of peace of mind and financial security for you and your loved ones—all you have to do is call.

Unsure how life insurance works? Learn from New York Life about your options to ensure your loved ones have the financial security they need.

12/11/2023

Changing careers? Here are three steps to help you navigate the transition and find your next gig.

For some, the prospect of doing the same job in the same career for 20 more years is hive-inducing.

12/11/2023

These 10 financial habits can hurt your retirement savings and cause you to fall short of your retirement goals.

Today’s financial climate is making retirement planning more crucial than ever. As talk of inflation, rising interest rates, and a possible recession hit the news, would-be retirees or retirement planners...

12/11/2023

The Federal Reserve is going to shock investors next year by aggressively cutting interest rates amid a slowing economy, according to UBS. Learn how this cut will affect retail spending, the unemployment rate and more, in this article.

"We expect substantially slower growth in 2024, a rising unemployment rate, and meaningful reductions in the federal funds rate," UBS said.

10/31/2023

We all know we should be saving for retirement, however roughly 30% of U.S. households led by people age 45 and older claim to have no retirement savings at all.* Whether you're on track with your goals or completely lost, reach out and I'll help ensure you get where you need to go.

Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.

10/31/2023

Here are four misconceptions about life insurance coverage that could cause major financial burdens on your loved ones if you suddenly pass away.

Many people make certain mistakes when dealing with life insurance. Read on for some misconceptions that could cause you big problems.

10/31/2023

Most people who have Medicare Part A, don’t have to pay a premium. But the other parts of Medicare come with some type of monthly premium. Here’s what you need to know about your Medicare coverage.

Medicare Part A is premium-free for most people, however, there may be other associated costs.

10/31/2023

Saving for retirement? Here are six moves experts suggest you avoid to ensure you have a substantial nest egg when you reach retirement age.

Steering clear of these mistakes will save you a lot of regret once you reach retirement age.

10/23/2023

From disproportionate student loan debt to housing, hiring, and workplace discrimination, the LGBTQ+ community continues to face financial hurdles. Together, we can create a strategy that gets you to the finish line. Reach out, and let's make your financial insecurity history.

For decades, New York Life has been there for the LGBTQ community, and we will continue to support the community into the future.

10/23/2023

Women-owned businesses employ over 10 million people. As a dedicated agent, I recognize women entrepreneurs for their commitment to helping our communities thrive. I can help secure your business's and family’s financial future with valuable product solutions. Contact me today!

Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

10/23/2023

With over 13 million businesses, women have left an invaluable impact on our local communities. At New York Life, we celebrate the countless accomplishments of female entrepreneurs. Learn more about our solutions that meet the challenges of women-owned businesses.

Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.