Kim Hurtado, Life & Health Insurance Agent

11/06/2025

🩺 Marketplace Health Insurance in 2026: What You Need to Know 🩺

If you’ve been wondering whether affordable health insurance is still possible in 2026, here’s the latest:

📈 Premiums Are Rising: Most states are seeing double-digit increases in monthly premiums for ACA marketplace plans.

💸 Why the Increase? Two major factors:

1. Rising healthcare costs—including provider fees, prescription drugs, and inflation.
2. Expiration of enhanced premium tax credits—these subsidies made coverage more affordable for millions, but they’re set to end December 31, 2025.

🚨 What This Means for You:

• Without the enhanced credits, premiums could double or even triple for some households.

✅ What You Can Do:

• Review your options early—open enrollment begins November 1.
• Check if you still qualify for standard ACA subsidies.

💬 Need help navigating your choices? I’m here to walk you through the changes and help you find the best fit for your budget and health needs.

Send a message to learn more

11/07/2024

¡Hola Houston! Soy un agente de seguros autorizada y estoy feliz de responder cualquier pregunta o ayudar con la inscripción en un plan de seguro médico del mercado.

No dudes en enviarme un mensaje directamente.

01/12/2024

Hey y’all! The last day for Open Enrollment is 1/16! If you still need to lock in a health insurance plan for 2024, please reach out.

I’m happy to help ✌🏼

11/01/2023

Now is the time to select your health insurance plans for 2024! Filling out applications can be a hassle. Allow me to help🙏🏽

10/27/2023

6 More days!

10/24/2023

starts next week! I’m happy to offer my assistance on applying or renewing your plan.

10/05/2023

09/24/2023

starts November 1st! 🙌🏽🩺💊🩹🩻💉🦠
Let me know how I can help.

03/08/2023

Auto insurance tip✨

As an insurance agent, I highly recommend everyone carry limits of liability of at least 100/300/100k.

This will not only give you more protection in the event you injure someone or hit an expensive vehicle, but over time will accumulate a better insurance score which qualifies you for a lower insurance premium! And it’s usually not much more expensive to carry higher limits.

Give your agent a call and ask for a quote for higher limits or contact me if you’re curious.

Send a message to learn more

11/12/2022

11/09/2022

Black and brown people make up the majority of uninsured individuals in this country‼️

Most of it has to do with not having access to the right resources! It is likely there’s a $0 plan or low cost plan available for you.

Let me know if you’re interested in a free, no- obligation consultation.