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http://www.martinmortgageonline.com/

Martin Mortgage, 30634 W. Front Street, Houston, TX (2026)

09/23/2026

A Front Porch Thought ❤️🏡 With Martin Mortgage

This past weekend we were out of town visiting our daughter and her family. Before we arrived, she made sure we had a key to her house so we could come and go and make ourselves at home.

Meanwhile, back in Fulshear, we had handed our own house key to the son of some very dear friends who takes care of our dogs while we’re away.

I found myself thinking about that. Something as ordinary as a house key can actually say quite a lot. When you give someone a key to your home, there’s trust in it. There’s relationship in it. It quietly says, you’re welcome here, I trust you in my space, you’re part of our lives.

I think we are meant to live in community with one another, and I don’t necessarily mean the neighborhood or town where we happen to live. We all have our own little communities made up of family, friends, neighbors and people who have simply shown up enough times that somewhere along the way they became part of our lives.

After all the years in the mortgage business, I’ve seen a lot of people get the keys to a house. We celebrate that moment because it feels like the finish line, but really it’s just the beginning. Eventually that house becomes the place where people gather, where someone knows which cabinet the coffee cups are in, where the dogs sleep, who has a spare key and which people don’t really need to knock.

This weekend, there was something pretty special about holding the key to our daughter’s home while someone we love was holding the key to ours.

We are blessed to have people in our lives who make up our own little community. And sometimes I think a pretty good sign of home is simply knowing who has the keys. ❤️

Evelyn Marie Martin
Martin Mortgage

09/18/2026

Excuse me for interrupting, but I have some mortgage news worth sharing!

Martin Mortgage has access to a 7-year adjustable-rate mortgage for loan amounts from $175,000 to $2 million. Initial interest rates range from 5.5% to 6.125%, with APRs ranging from 5.77% to 6.3%. Your rate depends on details such as your loan amount, down payment and credit score.

Payments are calculated over a 30-year term. The interest rate is fixed for the first seven years; after that, it can adjust up or down under the loan’s terms, and your payment may change. Refinancing may be an option later, depending on your circumstances and the rates available then.

If today’s mortgage payments have you saying “ouch,” call us. We’re a local team, and we’re happy to look at your numbers and explain whether this loan makes sense for you.

Martin Mortgage | 281-533-9952
martinmortgageonline.com | NMLS 295770

Rates and terms are subject to change. Loan approval and available terms depend on qualification.

09/16/2026

🏡 Exciting news for move-up buyers and the Realtors helping them!

Fannie Mae has updated its guidelines for buyers who want to purchase a new home while turning their current home into a rental. Previously, borrowers typically needed a signed lease before the expected rent could be considered. Under the new guideline, we may now be able to use documented market rent, even before a tenant is in place.

This could make a meaningful difference for someone who is ready for their next home but does not need or want to sell their current one first. The projected rent can help offset the payment on that property when calculating qualification.

As always, there are guidelines to meet, including documentation and possible reserve requirements, and every situation is different. But this change may create an opportunity for buyers who did not realize keeping their current home could be an option.

Realtors, if you have a buyer who has been hesitant to move because they thought they had to sell first, let’s take another look. This may open a door that was previously closed.

Evelyn Martin
Martin Mortgage
NMLS 295770
281-533-9952
www.martinmortgageonline.com

09/09/2026

A Front Porch Thought with Martin Mortgage ❤️🏡

Before there was Martin Mortgage, there was Mrs. Martin. 👩🏻‍🏫📚✏️

I spent the first seven years after college as an elementary school teacher - and I absolutely loved it. Children at that age tend to love their teachers with their whole hearts, and I loved them right back.💓

I haven’t been in a classroom for a very long time, but I’ve realized how much teaching shaped the way I communicate today. One of the biggest things I learned was that explaining something and actually helping someone understand it are two very different things.

We all process information differently. Some people want every detail, some want the big picture, and others want to know exactly how the numbers affect their own situation. I’ve always enjoyed figuring out what matters to someone and explaining things in a way that makes sense to them.

That has served me well in the mortgage business because, let’s face it, mortgages can be confusing. Most people have no reason to understand underwriting, escrow accounts, appraisals and loan guidelines until suddenly they’re buying a home and expected to make some pretty important decisions.

I think that’s when Mrs. Martin still shows up a little bit. 😊 I like explaining the why, giving people a plan, encouraging them when things feel overwhelming and helping them understand what comes next.

When I left teaching all those years ago, I thought I was starting a completely different career. Looking back, I realize I brought quite a bit of Mrs. Martin with me.
And I’m really glad I did. ❤️

Evelyn Marie Martin
Martin Mortgage

08/26/2026

Wednesday Morning with Martin Mortgage ❤️🏡

Well, our house is quiet again.
Both of our younger daughters headed back to college, and Michael and I have officially returned to empty-nester status after a summer that was anything but empty. And I have to say, I loved having them home.

There were friends coming and going, some we hadn’t seen in more than a year. We hosted swim parties, made dinners for whoever happened to be there, and I was back to making sure the refrigerator was stocked with enough drinks and snacks for a house full of young people. There were cars in the driveway, wet towels, late nights and always somebody hungry…Then, they left.

The first night Michael and I came home to an empty house, it was almost strangely quiet. No one was coming through the door later. Nobody had friends stopping by. Nobody was asking what we had to eat.

We looked at each other, realized we could watch whatever movie we wanted…and ate leftovers for dinner because apparently we have to learn how to cook for two again. 😂

It’s funny how quickly a house can change without actually changing at all.
For a few months, ours was full again. Full of our girls, their friends, food, extra cars and all the little things that can make a house feel slightly chaotic when you’re living in the middle of it.
And now it’s just the two of us again, although I’m proud of our girls and excited about the lives they’re building.

I spend so much of my working life talking with people about what they need in a home. More bedrooms. A bigger kitchen. A backyard. More space for a growing family.
It’s interesting to find myself on the other side of that now.

The house hasn’t changed, it’s just our season that has.

And for now, Michael and I are figuring out what’s for dinner when apparently a family-size meal is no longer necessary.

Leftovers, anyone? 😂

Evelyn Marie Martin
Martin Mortgage

08/13/2026

Two closings this week and two messages that made my day. ❤️🏡

“Thank you Evelyn! We appreciate your effort and quick communication to make this a smooth process for us.” And from another happy homeowner…
“I appreciate everything you have done helping me. I’m always going to continue coming back to you.”

This is why I still love what I do. I love having a small part in helping people get those keys and begin a whole new chapter of blessings and memories.

Happy closing week to these two! 🏡❤️

Martin Mortgage
NMLS #295770

08/12/2026

Wednesday Mornings with Martin Mortgage ❤️🏡
Sunday was one of those days that made me stop and think about just how much Fulshear has changed.
We hosted a photo shoot at Vino Veritas for Stroll Magazine, bringing together an incredible group of women business owners and leaders from our community. Looking around the room, I was honestly a little taken aback. There was so much talent in one place, but what impressed me even more was the way these women supported one another. There wasn't a feeling of competition. It felt like community and genuine love and support.
It took me back to when we first started Martin Mortgage here more than 20 years ago. Fulshear was a very different place then. The real estate community was small, there were only a handful of prominent Realtors, and it wasn't necessarily an easy circle to find your way into.
But once I did, those business relationships became something much more personal. The families I helped buy homes had children who went to school with my children. We'd run into each other at one of the two or three restaurants in town, pass each other walking through the neighborhood, or see each other at school events. Business and life had a way of overlapping because our community was just that small.
Sunday, I looked around Vino Veritas and saw women I've known for so many years, many of whom I've watched grow and succeed in their own fields. And then there were so many new faces representing what Fulshear is becoming. That was pretty special.
There's also something I can't quite put into words about getting to welcome everyone into Vino Veritas that day. For so many years, Martin Mortgage has connected me to families putting down roots here in this special town. Now the little blue cottage has given me an entirely different way to connect with this community. I sometimes feel as though God placed our family right here at this particular time in Fulshear's story, and I'm just grateful we've been able to be a small part of it.
By the time everyone left Sunday, I was exhausted., but so fulfilled.
I felt loved by this community, and maybe even more than that, I realized how much I love this community right back,.
Fulshear certainly isn't the little town it was when we started Martin Mortgage all those years ago. But standing in that room Sunday, surrounded by women cheering each other on, it still felt like home.
🏠💕
- Evelyn Marie Martin
Martin Mortgage
www.martinmortgageonline.com

08/05/2026

Wednesday Morning with Martin Mortgage ❤🏡
I found myself pretty sentimental this weekend.
My oldest daughter is expecting our second grandchild, little Emilia Robin, and this past weekend we celebrated with a baby shower.
It was one of those afternoons you wish you could slow down just a little and savor every second.
The room was filled with women who have been part of my life for years. Some are family, and some have become family over time. We have celebrated birthdays together, cried together, prayed for one another's children, and walked through more seasons of life than I can count. Looking around the room, I realized many of us have been sharing life together for nearly twenty years. Truly, what a gift that is.
After the shower, we loaded all the gifts into the car and headed back to the house. My daughter wanted to open everything with her hubby and my two-year-old grandson, I found it so sentimental and must've had this crazy grin because my face hurt after watching it all. If you've ever watched a two-year-old "help" unwrap baby gifts, you know exactly how that goes.
He carried blankets that were bigger than he was, proudly handed his mama tiny outfits, and seemed convinced every package was meant for him to open. It wasn't loud or extravagant. It was simply one of those moments you quietly tuck away because you know you'll want to remember it years from now.
Michael and I have only lived in our current home for six years, but we've called this community home for more than twenty. We raised our daughters here. We watched them grow up alongside many of the same families who were sitting in that room this past weekend.
It reminded me that home isn't always about the address, it's the people who keep showing up. The friends who pray with you through the hard seasons. The family that gathers around your table. The children who become parents. The little boy who doesn't yet realize he's about to become a big brother. Those are the things that make a place feel like home.
I spend my days helping people buy houses, and I'm grateful for that. But weekends like this remind me why a home matters so much. It's where our stories are lived. One (extra) ordinary day at a time.
- Evelyn Marie Martin
www.martinmortgageonline.com

07/29/2026

Wednesday Mornings from Martin Mortgage...
Yesterday, when I finished work, I did something I haven't done in a long time...I walked outside and just stood and looked at my house.
It struck me that somewhere between work, responsibilities, emails, chores, and the routine of everyday life, I had stopped really noticing it. We spend so much of our lives working for a home, taking care of a home, cleaning a home, and hurrying in and out of a home...that sometimes we forget to simply enjoy it. So yesterday, I did.
I noticed the way the evening light hit the front of the house. I thought about all the ordinary moments that have happened inside those walls. Family dinners. Laughter. Hard conversations. Quiet mornings with coffee before the day begins.
For a few minutes, I wasn't thinking about what still needed to be done. I was just grateful to the Lord for what we have been given.
It also reminded me of something I've had the privilege of witnessing over the years.
When people buy a home, they're usually thinking about interest rates, moving trucks, paint colors, and unpacking boxes. Those things matter, of course.
But after the boxes are gone, a house quietly begins becoming something else.
It becomes the backdrop for a life.
That's where birthdays are celebrated. Christmas mornings happen. Kids grow up. Grandchildren come to visit. Friends gather around the table. And somehow, without us even realizing it, a house becomes part of our family's story.
Yesterday reminded me not to take that for granted.
If you get a chance this week, step outside for just a minute.
Look at your home the way you did when you first fell in love with it. You might just find yourself feeling grateful all over again.
Have a wonderful Wednesday.
— Evelyn Marie Martin

07/28/2026

There are moments in this business that remind me why I've loved helping families buy homes for more than 20 years...and this is one of them.

"I honestly thought buying a home was going to be overwhelming. We had so many questions, worried about making the wrong decision, and didn't know where to start. From our very first conversation, Evelyn made us feel at ease. She explained everything in a way we could understand and kept us informed every step of the way. Closing day was as expected and we walked away with the keys to our new home knowing that we had made the right choice.
If you're looking for someone who truly cares about people, we can't recommend Martin Mortgage enough."

Thank YOU and to every family who has trusted me to be part of one of life's biggest milestones. It is a privilege I never take for granted.

If you've been wondering whether now is the right time to buy, refinance, or simply have questions about the process, I'd love to have a conversation.

📞 281-533-9952
🌐 www.martinmortgageonline.com

Evelyn Martin
Martin Mortgage
NMLS #295770

Martin Mortgage

09/23/2026

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