Lock It Lending

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Lock It Lending Swift Home Loans, Inc. Licensed in 49 states + DC

d/b/a Lock It Lending | NMLS ID # 2075228 (www.nmlsconsumeraccess.org)
Our expert team delivers personalized mortgage solutions to turn your homeownership dreams into reality.

🇺🇸 Happy Columbus Day from Lock It LendingToday, we celebrate the spirit of exploration, the courage to embrace new poss...
10/12/2026

🇺🇸 Happy Columbus Day from Lock It Lending

Today, we celebrate the spirit of exploration, the courage to embrace new possibilities, and the many journeys that shape who we are. May this holiday be a reminder to keep dreaming, welcome new beginnings, and appreciate the people and experiences that make life meaningful.

Just as every journey begins with a first step, the journey to homeownership starts with a vision and the right support along the way. 🏡 At Lock It Lending, we’re proud to help individuals and families navigate their home financing journey, making the path toward their homeownership goals clearer and more accessible.
Wishing you and your loved ones a peaceful, joyful, and meaningful Columbus Day! ❤️

10/10/2026

𝗕𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 “𝗕𝘂𝘆 𝗡𝗼𝘄, 𝗣𝗮𝘆 𝗟𝗮𝘁𝗲𝗿”… 𝘄𝗮𝘁𝗰𝗵 𝘁𝗵𝗶𝘀!

Those easy monthly payments may seem harmless, but do you know how they could impact your finances and potentially your home-buying plans?
Education matters. Before making financial decisions, talk to a qualified loan professional who can help you understand the bigger picture.

Follow us for more real-talk mortgage tips, home-buying education, and things you should know before you make a move.

10/06/2026

Spanish Below,
Your income isn’t the only way to qualify.
Thinking about investing in real estate? A DSCR loan may give you another option by focusing on the property’s income potential.
Have questions? Let’s talk. 📲 There may be more options than you think!

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Tus ingresos no son la única manera de calificar. 🏡

¿Estás pensando en invertir en bienes raíces? Un préstamo DSCR puede ofrecerte otra opción, ya que se enfoca en el potencial de ingresos de la propiedad.

¿Tienes preguntas? ¡Hablemos! 📲
¡Puede que tengas más opciones de las que imaginas!

🎂 HAPPY BIRTHDAY, LOAN ADVISOR LYN HA! 💕🎉Wishing Lyn a wonderful birthday filled with happiness, good health, and contin...
10/06/2026

🎂 HAPPY BIRTHDAY, LOAN ADVISOR LYN HA! 💕🎉

Wishing Lyn a wonderful birthday filled with happiness, good health, and continued success in both your career and life! ✨

Thank you, Lyn, for being such an incredible part of the Lock It Lending family and for helping so many clients along their journey toward homeownership. 🏡💖

Your attention to detail, dedication, and genuine care for every client continue to inspire all of us at Lock It Lending. This past year has been filled with many wonderful milestones and achievements, each one a reflection of your hard work, commitment, and passion for always putting your clients first.

As you begin another amazing year, we hope you continue to reach new goals, celebrate even greater accomplishments, and help many more families turn their dreams of homeownership into reality. 🏡✨

Here’s to many more exciting milestones, incredible successes, and unforgettable memories ahead!

🎉 Happy Birthday, Lyn! Enjoy your special day! 💕🎂

Surprise delivery day 💐A little context for anyone new here: Yvette joined us full-time earlier this year. Yvette was a ...
10/06/2026

Surprise delivery day 💐

A little context for anyone new here: Yvette joined us full-time earlier this year. Yvette was a flight attendant with a love for flowers, design and art, and now she brings that creativity to Lock It Lending.

Every bouquet is made in house. Our flowers, our wrap, our tote. 🌹

Congrats you two 🏡

10/05/2026

¿Sabías que la asistencia para el pago inicial no siempre es la mejor opción?

Sí, puede ser una gran herramienta para algunos compradores, pero no existe una solución que funcione igual para todos.

Por eso es tan importante educarte, conocer los pros y los contras y comparar tus diferentes opciones antes de tomar una decisión.

En este video, nuestra Loan Officer Maria Vazquez | Loan officer te explica qué debes saber sobre los programas de asistencia para el pago inicial y por qué es importante entender qué opción realmente se adapta mejor a tu situación y a tus metas.

La mejor opción no siempre es la que te ayuda a poner menos dinero al principio. Es la que tiene más sentido para ti a largo plazo.

Dale play, edúcate y conoce tus opciones antes de decidir.

¿Estás pensando en comprar casa? Permítenos ayudarte a encontrar la estrategia que mejor se adapte a ti.

EducaciónFinanciera CompraTuCasa MortgageTips HomeBuyingTips

[SPANISH BELOW]@𝗥𝗲𝗮𝗹𝘁𝗼𝗿𝘀, 𝗦𝗲𝗹𝗹𝗲𝗿𝘀 & 𝗕𝘂𝘆𝗲𝗿𝘀𝐑𝐚𝐭𝐞𝐬 𝐚𝐫𝐞 𝐡𝐢𝐠𝐡. 𝐁𝐮𝐭 𝐋𝐨𝐜𝐤 𝐈𝐭 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 𝐰𝐨𝐧’𝐭 𝐥𝐞𝐭 𝐭𝐡𝐚𝐭 𝐬𝐭𝐚𝐧𝐝 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐚𝐲 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐧𝐞...
10/02/2026

[SPANISH BELOW]
@𝗥𝗲𝗮𝗹𝘁𝗼𝗿𝘀, 𝗦𝗲𝗹𝗹𝗲𝗿𝘀 & 𝗕𝘂𝘆𝗲𝗿𝘀
𝐑𝐚𝐭𝐞𝐬 𝐚𝐫𝐞 𝐡𝐢𝐠𝐡. 𝐁𝐮𝐭 𝐋𝐨𝐜𝐤 𝐈𝐭 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 𝐰𝐨𝐧’𝐭 𝐥𝐞𝐭 𝐭𝐡𝐚𝐭 𝐬𝐭𝐚𝐧𝐝 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐚𝐲 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐧𝐞𝐱𝐭 𝐡𝐨𝐦𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧. 🏡

@𝗥𝗲𝗮𝗹𝘁𝗼𝗿𝘀, before cutting $20,000 from your listing price, consider a 2-1 Buydown as another way to make your listing more attractive to buyers.

A $20K price reduction may only lower the buyer’s payment by about $105/month.

With a seller-paid 2-1 Buydown, the seller may spend about half as much, while the buyer could save approximately:

💰 $536/month in Year 1
💰 $275/month in Year 2

@𝗦𝗲𝗹𝗹𝗲𝗿𝘀, Keep your list price, potentially spend less, and give buyers another reason to choose your home.

@𝗕𝘂𝘆𝗲𝗿𝘀, Enjoy a lower payment during the first two years, giving you more breathing room as you settle into your new home.

@𝗥𝗲𝗮𝗹𝘁𝗼𝗿𝘀, again, You now have another tool to market your listing without immediately cutting the price.
And the rest? Let Lock It Lending handle it.
We’ll price the Buydown, create a co-branded flyer for your listing, and help keep the loan on track through closing, so you can focus on the transaction, not the details behind it.

📩 Send us your listing address and we’ll send you a flyer featuring your name and logo. 😉

📞 (866) 400-6789
🌐 lockitlending.com

𝗢𝗻𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆, 𝗧𝗵𝗿𝗲𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀.
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@𝗥𝗲𝗮𝗹𝘁𝗼𝗿𝘀, 𝗩𝗲𝗻𝗱𝗲𝗱𝗼𝗿𝗲𝘀 & 𝗖𝗼𝗺𝗽𝗿𝗮𝗱𝗼𝗿𝗲𝘀
¿𝗟𝗮𝘀 𝘁𝗮𝘀𝗮𝘀 𝗲𝘀𝘁á𝗻 𝗮𝗹𝘁𝗮𝘀? 𝗣𝗲𝗿𝗼 𝗟𝗼𝗰𝗸 𝗜𝘁 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗻𝗼 𝗱𝗲𝗷𝗮𝗿á 𝗾𝘂𝗲 𝗲𝘀𝗼 𝘀𝗲 𝗶𝗻𝘁𝗲𝗿𝗽𝗼𝗻𝗴𝗮 𝗲𝗻 𝗲𝗹 𝗰𝗮𝗺𝗶𝗻𝗼 𝗱𝗲 𝘁𝘂 𝗽𝗿ó𝘅𝗶𝗺𝗮 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝗰𝗶ó𝗻 𝗶𝗻𝗺𝗼𝗯𝗶𝗹𝗶𝗮𝗿𝗶𝗮.
🏡

@𝗥𝗲𝗮𝗹𝘁𝗼𝗿𝘀: antes de bajar $20,000 del precio de tu listing, considera un 2-1 Buydown como otra forma de hacer tu propiedad más atractiva para los compradores.

Una reducción de $20K en el precio puede reducir el pago del comprador solo unos $105 al mes.

Con un 2-1 Buydown pagado por el vendedor, el vendedor podría gastar aproximadamente la mitad, mientras que el comprador podría ahorrar aproximadamente:

💰 $536 al mes durante el primer año
💰 $275 al mes durante el segundo año

@𝗩𝗲𝗻𝗱𝗲𝗱𝗼𝗿𝗲𝘀: Mantengan el precio de lista, potencialmente gasten menos y den a los compradores otra razón para elegir su propiedad.

@𝗖𝗼𝗺𝗽𝗿𝗮𝗱𝗼𝗿𝗲𝘀: Disfruten de un pago más bajo durante los primeros dos años, dándoles más margen mientras se adaptan a su nuevo hogar.

@𝗥𝗲𝗮𝗹𝘁𝗼𝗿𝘀: Ahora tienen otra herramienta para promocionar su listing sin tener que bajar el precio de inmediato.
¿El resto? Déjenlo en manos de Lock It Lending.
Calculamos el Buydown, creamos un flyer co-branded para su listing y ayudamos a mantener el préstamo encaminado hasta el cierre, para que puedan enfocarse en la transacción, no en los detalles detrás de ella.

📩 Envíennos la dirección del listing y les enviaremos un flyer con su nombre y logo. 😉

📞 (866) 400-6789
🌐 lockitlending.com

𝗨𝗻𝗮 𝗲𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗮, 𝗧𝗿𝗲𝘀 𝗯𝗲𝗻𝗲𝗳𝗶𝗰𝗶𝗼𝘀.

09/19/2026

🚨 SLOW MARKET?
THAT DOESN’T MEAN STOP SHOPPING.
We hear it all the time: “The market is slow right now, so maybe I should wait.”
But a slower market doesn’t necessarily mean it’s a bad time to start looking. 🏡
If you’re thinking about buying, this could be a great time to explore your options, check current rates, and see what the numbers actually look like for YOU.
You don’t have to commit to buying a home just because you check your options. Sometimes, knowing what you qualify for and what your payment could look like is the first step.
Have questions? Let’s talk. 👇

☀️ AUGUST - The market may be slowing down, but the Lock It Lending team is NOT! 🔑🔥In a challenging market, our Lock It ...
09/18/2026

☀️ AUGUST - The market may be slowing down, but the Lock It Lending team is NOT! 🔑🔥

In a challenging market, our Lock It Lending team continues to fight hard, move fast, and push through the market - helping clients achieve their dream of homeownership while securing the best opportunities for their loans. 💪🚀

Congratulations to our August Top Producers:

🏆 Lyn Ha
🏆 Kenton Wilson
🏆 Celene Ngo
🏆 Charlene White
🏆 Maria Vazquez
🏆 Ann Luu
🏆 Aron Padierna 🙌✨

Challenges are also opportunities. The market may be slow, but together, we keep moving.

When the challenges get bigger, we simply find a way to get it done. 🔥

August was another month of milestones worth celebrating - and Lock It Lending is just getting started! 💥

Planning to buy a home or refinance but feeling hesitant about the current market? Let Lock It Lending help you make your next move. 📲🏡

🏡🔑💪

🚨𝐓𝐡𝐞 𝐅𝐞𝐝 𝐫𝐚𝐢𝐬𝐞𝐝 𝐫𝐚𝐭𝐞𝐬 𝐛𝐲 𝟎.𝟐𝟓% 𝐭𝐨𝐝𝐚𝐲. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐬𝐢𝐧𝐜𝐞 𝟐𝟎𝟐𝟑.Credit cards, HELOCs, and other variable-rat...
09/16/2026

🚨𝐓𝐡𝐞 𝐅𝐞𝐝 𝐫𝐚𝐢𝐬𝐞𝐝 𝐫𝐚𝐭𝐞𝐬 𝐛𝐲 𝟎.𝟐𝟓% 𝐭𝐨𝐝𝐚𝐲. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐬𝐢𝐧𝐜𝐞 𝟐𝟎𝟐𝟑.
Credit cards, HELOCs, and other variable-rate debt may become more expensive.
Savings accounts and CDs may start paying more.
If you already have a fixed-rate mortgage or car loan, your payment does not change.
The next Fed meeting is October 27–28. Tap on the photos to find out three things Lock It Lending recommends you to do before then: 👇
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For mortgage questions, message Lock It Lending. We can run the actual numbers and help you decide whether it makes sense to act now or wait.

Swift Home Loans, Inc. d/b/a Lock It Lending, NMLS ID # 2075228

Address

11111 Richmond Avenue
Houston, TX
77082

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