Summit Mortgage Lending

Summit Mortgage Lending Licensed: TX . LA This is an advertisement. All applications are subject to credit approval. Program terms and conditions are subject to change without notice.

Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. Summit Mortgage Lending, LLC is an Equal Housing Opportunity | www.summitmortgagelenging.us | NMLS # 2660607 – 100 Glenborough Drive, Suite 429C, Houston, TX 77067 , 346-581-1680. www.nmlsconsumeraccess.org. NMLS ID 1799848

06/03/2026

Whether you're ready to buy now or just trying to understand where you stand, my goal is simple: provide clarity, guidance, and a plan.

I help homebuyers and real estate investors understand their options, structure smart financing strategies, and move toward the closing table with confidence.

Follow for more real life conversation about real estate investing and financing options.

DSCR loans are my specialty. If you are a higher earner, a business owner, or an investor who is ready to stop waiting a...
05/29/2026

DSCR loans are my specialty. If you are a higher earner, a business owner, or an investor who is ready to stop waiting and start building, I want to help you get into your first or next rental property.

Link in bio.

05/25/2026

The number one question I get from investors: “How much money do I actually need to get started?”

Truthfully? There’s no one-size-fits-all answer.

With DSCR loans, your cash needed upfront usually depends on:
✔️ Your purchase price
✔️ Down payment amount
✔️ Closing costs
✔️ Required reserves

For example:
A $300,000 investment property could require roughly:

• $60k–$75k down payment
• Closing costs
• Reserve funds after closing

Which could put your estimated cash needed around $90k total depending on the deal structure.

The goal isn’t to guess. The goal is to run the numbers BEFORE you start shopping for properties so you can move strategically.

Take notes…With conventional investment property loans, the borrower must qualify personally. The lender verifies employ...
05/22/2026

Take notes…

With conventional investment property loans, the borrower must qualify personally. The lender verifies employment, income via W-2s or tax returns, and the borrower's debt-to-income ratio.

With DSCR loans, the lender does not verify employment or personal income. Underwriting is based on the property's cash flow and the borrower's credit profile.

Follow for more.

05/18/2026

Think DSCR loans are not for you? Most people are surprised to find out they already qualify.

Follow to learn more about DSCR loans.

A client came to me last year. Strong salary, self employed, and had been saying “not the right time” for two years.She ...
05/15/2026

A client came to me last year. Strong salary, self employed, and had been saying “not the right time” for two years.

She bought her first rental property in four weeks using a DSCR loan. No tax returns. No income verification. The property’s rental income handled the qualification.

She now has two properties and is under contract on a third. If you have been waiting, I want to hear what is holding you back.

Send a message. Let us talk about your first deal.

Everybody’s waiting on the “perfect time” to buy… but the market doesn’t pause while you think about it.The goal isn’t t...
05/14/2026

Everybody’s waiting on the “perfect time” to buy… but the market doesn’t pause while you think about it.

The goal isn’t timing the market perfectly. The goal is understanding the numbers and knowing when a deal actually makes sense for YOU.

Some people wait so long they end up paying more later.

Strategy > fear every time.

Work with me. Link in the bio to schedule your call to discuss your numbers.

05/11/2026

Most high-income earners I talk to have the same problem. Great income, great credit, and zero investment properties. The reason? They think they need to show tax returns to qualify for an investment property loan. They do not.

DSCR loans qualify based on the property's rental income, not yours. That changes everything.

Link in bio if you want to see what you qualify for.

You do not need to be rich to invest in real estate. You need the right loan and the right strategy. That is what I am h...
05/08/2026

You do not need to be rich to invest in real estate. You need the right loan and the right strategy. That is what I am here for.

Follow for the full DSCR 101 series.

DSCR loans are one of the best-kept secrets in real estate investing. Here is what they are and why high earners use the...
05/07/2026

DSCR loans are one of the best-kept secrets in real estate investing. Here is what they are and why high earners use them to build rental portfolios without showing a single tax return.

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Address

Houston, TX
77067

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12818459947

Website

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