TX Wealth Advisor - Sovereign Wealth Advisors

03/09/2026

A little humor and a good reminder.

When it comes to financial advice, credentials and standards matter. That’s the idea behind the CFP® designation.

The CFP Board’s newest video says it well.

Discover how CFP Board’s annual Public Awareness Campaign increases awareness of CFP® certification with the Spring 2026 commercial for the “It’s Gotta Be A ...

02/26/2026

$1,000 Investment Accounts for Babies Born 2025–2028 🇺🇸

The federal government is launching “Trump Accounts” — long-term savings accounts designed to give the next generation a financial head start.

✔️ $1,000 government seed money
✔️ Invested for long-term growth
✔️ Families can contribute up to $5,000/year
✔️ Child gains control at age 18

If you have a baby born (or due) between 2025 and 2028, this could be a powerful wealth-building tool over time.

📌 To claim it: Ask your tax preparer about IRS Form 4547 when filing your 2025 taxes.

Official info: https://trumpaccounts.gov/

⚠️ Reminder: Only trust official .gov sites — scammers are already targeting parents.

This is one of the most significant new child-focused savings programs in years.

11/26/2025

The One Big Beautiful Bill (OBBB) Act, signed in 2025, introduces several new provisions that may shape charitable giving in the years ahead:
▪️Beginning in 2026, non-itemizers may deduct up to $1,000 ($2,000 for couples) for cash donations to qualified charities.

Some limits apply, so it may be a good time to discuss the changes with your tax, legal, or accounting professional.

Policy Giving Impact

11/25/2025

While the spike in turkey prices is unwelcome news, lower prices for store-brand dinner rolls and stuffing have dropped from last year, helping shoppers make a more affordable Thanksgiving feast.

11/23/2025

Charitable giving has ripple effects across communities. Nearly 1 in 3 donors say they'd give more if their employer offered a match, and 84% say they're more likely to give when matching is available. Awareness can make all the difference.

Impact Gifts Support

11/20/2025

Giving doesn't just come from institutions. In 2023, individuals accounted for 67% of all charitable contributions—over $374 billion. Small acts of generosity may add up to something much larger.

Impact Back

11/17/2025

Corporate giving plays a major role. About 65% of Fortune 500 companies offer matching gift programs, yet between $6–$10 billion in eligible matching funds go unclaimed each year. That means donor generosity may go further than many realize.

Giving Gifts Giving

11/14/2025

Charitable giving continues to be a major force for good. In 2024, donations in the U.S. reached $592.5 billion, reflecting the impact of strong financial markets. From individuals to corporations, generosity remains a key part of the economy.

Giving Impact

09/29/2025

Time to tread a little more cautiously...While the FOMC meeting delivered a little bit of everything for both hawks and doves last week, it also delivered on what the market wanted to hear — the rate-cutting is back on. Stocks have responded with record highs. Investors are now asking what happens next. The Fed has a challenging job ahead, balancing near-term risks to inflation and downside risks to the labor market, leaving “no risk-free path” with future monetary policy decisions.

LPL Research provides insight into last week’s rate cut and what it could mean for equity and fixed income markets.

09/02/2025

Stock market selloff has me thinking it's time for a new strategy!

09/02/2025

September in markets is like a Monday morning; no one looks forward to it, and it usually lives up to its reputation.

We're two-thirds of the way through the third quarter, and corporate earnings — along with macro uncertainty — have revealed some clear winners and losers.

08/27/2025

My wife and I are going to quit our jobs and travel until we run out of money!

I estimate we will be home around 9PM this evening