10/09/2026
When you purchase a home, your mortgage becomes part of the public record. Third party marketing companies use that information to send advertisements disguised as urgent mortgage notices. This is unfortunately completely normal after buying a home.
The good news is you are NOT alone and there are a few measures you can take to prevent it from happening. 💫
These letters are designed to get your attention, not because there is an actual problem with your mortgage. Your mortgage servicer (+ loan officer) will ALWAYS contact you directly via email or phone if something is truly wrong with your mortgage. These pesky mailers are just the result of third party marketing spammers.
➡️What you can do to prevent it:
Go to OptOutPrescreen.com and register to permanently opt out electronically for 5 years.
Just because a letter knows who your lender is, how much you borrowed, or when you purchased your home does not mean it actually came from your lender. 👩🏼💻🫶🏼💫🤓