Randi Sullivan - Cornerstone Home Lending

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Randi Sullivan - Cornerstone Home Lending Randi Sullivan NMLS ID #496169
Company NMLS ID #2258
Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB. Member FDIC.

The calculator is just the starting point-not the finish line. I've sat down with hundreds of families who qualified for...
10/11/2026

The calculator is just the starting point-not the finish line. I've sat down with hundreds of families who qualified for X but realized they could only *comfortably* afford Y. That gap? That's where your real financial health lives.

These three scenarios aren't hypothetical. They're conversations I have every week. And the good news: once you see it clearly, the right number becomes obvious.

Your situation is unique-your budget should be too. Let's talk about what actually works for your life, not just what the bank will lend.

šŸ‘‰ Prequalify with me and let's find your real number.

Whatā€™s holding you back? Often itā€™s fear of failing, too much overthinking, and waiting for perfect timing. Sometimes it...
10/05/2026

Whatā€™s holding you back? Often itā€™s fear of failing, too much overthinking, and waiting for perfect timing. Sometimes itā€™s old habits or people who keep you small. The key is spotting your pattern, taking one small step today, and learning as you goā€”because momentum beats hesitation.

PMI gets a bad reputation, but here's the truth: it's not the enemy-it's a tool you can control. The slides break down e...
10/05/2026

PMI gets a bad reputation, but here's the truth: it's not the enemy-it's a tool you can control. The slides break down exactly what it costs, when you can cancel it, and how to structure your loan to skip it entirely. I've walked hundreds of first-time buyers through this math, and the ones who understand PMI upfront? They make smarter decisions about their down payment, their timeline, and their long-term wealth. That's the difference between feeling trapped and feeling in control. If you're ready to run your numbers and explore loan programs designed to minimize or eliminate PMI from day one, let's talk.

10/03/2026

šŸ² Letā€™s talk about one of my favorite ways to save money AND avoid wasting food.

My mom taught me this one, and Iā€™ve been doing it for years.

I keep a Tupperware bowl with a lid in my freezer.

When I have a little bit of leftover vegetables, rice, pasta, beans, meatā€”basically anything thatā€™s perfectly good but not enough for another mealā€”I put it in the bowl.

Donā€™t have enough broccoli for another serving?

Into the bowl.

A little leftover rice?

Into the bowl.

Two pieces of chicken?

You guessed it. šŸ˜‚

When the bowl is full, I make Dump Soup.

I get some good bone broth, dump everything from the container into the crockpot, turn it on low and let it do its thing.

And somehow all those little bits and pieces that werenā€™t enough to make another meal turn into a completely new meal.

My mom called it Dump Soup, so thatā€™s what Iā€™ve always called it.

And honestly?

I LOVE it.

The best part is that Iā€™m not buying a bunch of ingredients for a soup recipe. Iā€™m using food I already paid for.

Thatā€™s the bigger point behind this whole 3-part series.

Saving money isnā€™t always about making huge sacrifices.

Sometimes itā€™s:

šŸ„• Eating the food you bought
šŸ± Taking lunch instead of buying it
šŸ” Planning takeout instead of ordering it because youā€™re tired
šŸ² Turning leftovers into another meal
šŸ’° And putting the money you didnā€™t spend toward something that matters to you

If youā€™re trying to save for a home, build an emergency fund, pay down debtā€”or just be smarter with your moneyā€”look at the little leaks first.

Because little leaks can empty a pretty big bucket.

And if youā€™re curious about what it actually takes financially to prepare for buying a home, thatā€™s where Iā€™m happy to help. Sometimes the first step isnā€™t finding a house.

Itā€™s figuring out how to get your finances ready for one. šŸ”



Whatā€™s your favorite soup or meal you make with leftovers?

Saving up for a down payment? You might need less than you think. šŸ™ŒšŸ¼ With the HomeRunĀ® Mortgage, you could buy for as li...
10/02/2026

Saving up for a down payment? You might need less than you think. šŸ™ŒšŸ¼

With the HomeRunĀ® Mortgage, you could buy for as little as 3% down. Plus, thereā€™s no mortgage insurance!

šŸ‘€ Want to see if you qualify? DM us today.

Available in select areas. Eligibility is subject to additional requirements and underwriting conditions, including income, location, and property restrictions. Not a commitment to lend. Borrower must meet qualification criteria.

Got Ideas but not sure how to fund them?
10/02/2026

Got Ideas but not sure how to fund them?

Buying a home might take less upfront than you think. āœØ ļ»æFHA and USDA loans already make homebuying more accessible, wit...
10/02/2026

Buying a home might take less upfront than you think. āœØ

ļ»æFHA and USDA loans already make homebuying more accessible, with lower down payment requirements and flexible credit guidelines. Paired with our down payment assistance, you could need even less money out of pocket to get started.

ļ»æšŸ”‘ Up to 5% of the purchase price in assistance

ļ»æšŸ’° Use the funds toward your down payment, closing costs, or a lower rate

ļ»æšŸ” No first-time buyer requirement

ļ»æWondering which loan fits your homebuying plans? That's what we're here for. Message us and we'll walk you through it.

You've worked hard to build a successful career. Your mortgage should work just as hard as you do.Our Professionals Plus...
10/02/2026

You've worked hard to build a successful career. Your mortgage should work just as hard as you do.

Our Professionals Plus Program combines flexible financing with integrated banking solutions, giving professionals in eligible states a smarter way to buy a home.*

āœ”ļø Up to 100% financing available (maximum $1M loan amount)

āœ”ļø Deferred student loans (12+ months) wonā€™t count against you

āœ”ļø No private mortgage insurance (PMI)

āœ”ļø For doctors, registered nurses, nurse practitioners, attorneys, and CPAs in eligible states who open a checking account with Cornerstone Capital Bank

šŸ“© Message us to learn more about Professionals Plus!

Additional requirements and restrictions apply; see loan officer for details. Not a commitment to lend. Borrower must meet qualification criteria. *The program is available statewide in Arizona, California, Florida, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Texas, and Washington. Updated 7/23/2026.

09/30/2026

šŸ” One of the sneakiest ways we spend money?

The ā€œIā€™m too tired to cookā€ tax.

You know the drillā€¦

You had a long day. Nobody planned dinner. Someone asks, ā€œWhat are we eating?ā€

Suddenly youā€™re opening DoorDash, Uber Eats or your favorite restaurant app. šŸ˜‚

And itā€™s not just the price of the food. There may be delivery fees, service fees, tipsā€”and suddenly the $15 meal you thought you were ordering isnā€™t $15 anymore.

The same thing happens with lunch.

You didnā€™t pack anything, youā€™re busy, and $12ā€“$18 for lunch doesnā€™t seem like a big deal.

But repeat that a few times a week and it adds up FAST.

According to the U.S. Bureau of Labor Statistics, the average U.S. consumer unit spent $3,945 on food away from home in 2024ā€”about $329 a month or $76 a week. That category includes restaurants, takeout and delivery. (Bureau of Labor Statistics)

Iā€™m not saying never eat out. I LOVE a good meal out.

Iā€™m saying plan for it instead of letting exhaustion make the decision for you.

Pack lunch.

Keep a couple of easy meals in the freezer.

Plan one or two nights for takeout instead of ordering because you didnā€™t have a plan.

And if you redirected even $50 a week toward a savings goal?

Thatā€™s $2,600 a year.

Thatā€™s real money.

Especially when your goal is a down payment, closing costs, emergency savings or simply getting your finances in a better place.

Small changes. Consistently made. Thatā€™s where the magic happens.

Next up: what I call ā€œDump Soup.ā€ šŸ˜‚ And yes, it sounds exactly like what it is.

Address

2221 East Lamar Boulevard Suite 120
Houston, TX
76006

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 12pm - 5pm

Telephone

+16824282914

Website

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