Altgage Inc.

Altgage Inc. Affordable mortgages for savvy homebuyers! Unlock low rates and down payment help with just a few clicks.

This is Colby and Anzhelika. They lived in Lake Charles, LA which is a 150 miles and almost 3 hours from Houston. Their ...
05/27/2025

This is Colby and Anzhelika. They lived in Lake Charles, LA which is a 150 miles and almost 3 hours from Houston. Their mission, and they chose to accept it - was to buy a home in my very own H-town.

Colby grew up in Florida, another state that surrounds the Gulf of Mexico, or is it America? Anzhelika grew up in the Russian Far East city of Vladivostok. She left in search of opportunity and represents the quintessential American dream, not just homeownership. Her parents sold their home in Russia and gifted her a few funds for a down payment. With wartime inflation making banks a risky proposition, Anzhelika carefully carried just under $10,000 in cash to the US, the customs declaration limit. Sourcing cash is never easy, and Russian property sales don’t come with nicely itemized closing disclosures that we’re used to. Lake Charles isn’t bustling with bank branches, so this money just sat at home, under a proverbial pillow.

Colby, our leading man in this thriller, has main character energy and makes a healthy income as a content creator. Subscriptions and tips aren't easy income streams to verify, as most underwriters were trained before TikTok took off. A good CPA can do wonders, so we helped decode Colby's 21st-century income from the creator economy and sourced funds that came "From Russia with Love."

Here they are on closing day. No Instagram reel would do their story justice.

Moving mountains: Jake & Diana made it home!This is Jake, Diana, and her 13-year-old son, who showed up right at closing...
05/18/2025

Moving mountains: Jake & Diana made it home!
This is Jake, Diana, and her 13-year-old son, who showed up right at closing to claim his room, before his siblings could. Diana works at El-Compa, a western wear store in Houston, and also has a second job on the weekends at UPS. Working at UPS a few shifts a week allows her to provide health insurance for her family. Jake is a server at Olive Garden. His true passion is wrestling, and Jake is strong enough to move 400 lbs on a barbell. He's getting ready to do a lot of heavy lifting to make their house a home.

The road to closing wasn't an easy one. It took two months, two wholesalers, a credit boost with 10 credit card payoffs, two appraisals, two parents, two grandparents, and two foundation experts. The appraiser noted some concerns with the foundation, so a foundation inspector had to be called in, who then referred us to a structural engineer. Whilst the clean bill of health finally arrived, sellers and grandparents chipped in to help pay for repairs and a few closing costs.

It is THE home we had to work hardest on in 2025, and feel proud of the work and the result. I came away re-inspired by the job we do, and who we do it for: our clients, their families, and our realtor partners. Behind every American Dream, there is a broker and two realtors hard at work. Special thanks to Dequise Robinson and Jorge Gonzalez for their partnership and patience on this journey of homeownership.

Today, Oct 28th, 2024, is the 50th anniversary of ECOA making credit more accessible to everyone.If you were single, a w...
10/29/2024

Today, Oct 28th, 2024, is the 50th anniversary of ECOA making credit more accessible to everyone.

If you were single, a woman, a person of color, or of foreign origin - lenders could have denied your application for a mortgage a mere 50 years ago. In 1974, President Gerald Ford signed the ECOA (Equal Credit Opportunity Act) that specifically banned discrimination against extending credit on the basis of s*x or marital status. 👸🏻 R.B.G laid some of the groundwork for ECOA!

Two years later, in 1976, ECOA was amended to include the prohibition of discrimination on the basis of race, color, religion, national origin, age, and receipt of public assistance benefits.

In 2021, the Consumer Financial Protection Bureau’s Regulation B extended protection against discrimination based on s*xual orientation, gender identity, and actual or perceived non-conformity with s*x or gender-based stereotypes.

We are excited to launch in Colorful Colorado and help homebuyers find a more affordable way home! See today’s rates 👉🏾 ...
10/23/2024

We are excited to launch in Colorful Colorado and help homebuyers find a more affordable way home!

See today’s rates 👉🏾 pam.altgage.com
Prequalify instantly ✅
Check for homebuyer grants 💸

Existing homeowners can sign up for our rate tracking service and know when it’s time to refi and save 💵

09/14/2024

Eat, Pray, Love - my dad in a nutshell.
Rediscovering the joys of hanging out with the big guy ❤️

Better isn’t always best! Don’t put 3% down for homes under $350K. Comment “qualify” for more details on this amazing pr...
09/13/2024

Better isn’t always best!

Don’t put 3% down for homes under $350K.
Comment “qualify” for more details on this amazing program that offers

✅ Upto 2% in a free grant
✅ reduced PMI
✅ 1% down

Altgage Inc. NMLS 2447252 is a licensed mortgage broker in TX, FL, and CO

Homeownership is within reach 🏠 ❤️✅ Put 1% down ✅ Get 2% as a non-repayable grant✅ There's no PMI to keep payments low📉 ...
05/29/2023

Homeownership is within reach 🏠 ❤️
✅ Put 1% down
✅ Get 2% as a non-repayable grant
✅ There's no PMI to keep payments low
📉 Get the same low rates
💳 Min FICO score of 620
🏠 For primary residences up to $350K
📉 annual income of

Want an affordable deal on homeownership. Introducing the the 1, 2, FREE deal for homebuyers!  1. You put 1% down + clos...
05/23/2023

Want an affordable deal on homeownership. Introducing the the 1, 2, FREE deal for homebuyers!

1. You put 1% down + closing costs,
2. Mortgage lender contributes 2%
3. It’s PMI FREE.. that’s Huge!!

So, you’ll own 3% equity immediately + have a low monthly payment

To qualify,
Credit Score > 620
Home Price < $350,000
Income < 80% of Area Median (e.g. 72,640 in Houston)

We’re passionate about affordable options for homeownership. Here’s the 1+2= Free Deal! 💕🏡1. Homebuyers put 1% down + cl...
05/23/2023

We’re passionate about affordable options for homeownership. Here’s the 1+2= Free Deal! 💕🏡

1. Homebuyers put 1% down + closing costs
2. Mortgage lender contributes 2%
3. It’s PMI FREE.. that’s huge!!

To qualify,
Credit Score > 620
Home Price < $350,000
Income < 80% of AMI or $72,640 in Houston!!

Checkout ➡️ deal.altgage.com for some of the lowest mortgage rates on the internet. Rates change daily but we always str...
03/05/2023

Checkout ➡️ deal.altgage.com for some of the lowest mortgage rates on the internet.

Rates change daily but we always strive to provide bottom shelf rates with top shelf service.

The smartest way to build wealth with your mortgage. Learn how at app.altgage.com
02/26/2023

The smartest way to build wealth with your mortgage. Learn how at app.altgage.com

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Houston, TX

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