Daniela Unzaga, Licensed Agent with New York Life

10/24/2023

Small businesses employ nearly half of all U.S. workers, yet many do not have access to a financial professional. That’s why I’m committed to helping provide solutions that protect small businesses and their employees in my local community.

What can a New York Life agent do for your small business? Find out what type of solutions are offered to help protect your business.

10/23/2023

This article highlights how a buy-sell agreement, funded with life insurance, can help the surviving business owner continue to run the business successfully.

A recent tax case hasn’t gone well for a small business, highlighting the need for businesses using a similar (and typical) succession planning arrangement to take a look at theirs.

10/22/2023

Think life insurance is too expensive? You may be surprised to hear that that you can get a $1 million term policy for less than the monthly cost of your cell phone. Want to know more? Just give me a call.

Discover how term life insurance from New York Life can protect you, and learn about converting to permanent coverage such as whole life insurance.

10/21/2023

The typical Gen X household has only $40,000 in retirement savings, but these tips to assess your retirement preparedness can help you find ways to grow your nest egg.

For Generation X, the demographic age group sandwiched between baby boomers and millennials, retirement is no longer a life event far-flung into the future. Rather, this post-work time is coming fast...

10/20/2023

Doctor, lawyer, President of the United States—every parent imagines what their child will be when they grow up, but realizing what it's going to cost to get them there can be a scary thought. From ESAs to work-study jobs, learn some of the long and short-term ways you can make paying for their education a reality.

Trying to figure out how to pay for college? These long- and short-term strategies from New York Life will help you secure funds for a college education.

10/19/2023

Whether it's helping you to pay off your mortgage, sending kids to college, or even helping to fund your retirement, life insurance can provide financial peace of mind during life's coldest moments. If you're not sure if you need coverage, here are 6 things to consider.

Looking to buy life insurance, but not sure where to start or how much coverage you need? Here are some tips for purchasing a life insurance policy.

10/18/2023

Economic uncertainty can be worrying, but a shift in strategy can help. According to the latest Wealth Watch survey, in the past year, 59% of parents say that their financial strategy has changed due to life events. Read the full report here and let’s talk.

Survey says: 73% of parents are having trouble keeping up with current expenses

10/17/2023

With the holidays just around the corner, don't forget to bring any important financial matters to the table. Where does Dad keep the deed to the house? Are your beneficiaries up to date? While these topics can sometimes be difficult to talk about, having discussions like these can help strengthen family bonds and bring greater peace of mind about the future. Read these tips and reach out if you need more guidance.

New York Life shares the importance discussing family finances and talking to your family about inheritance, guardianship and living wills.

10/16/2023

Protecting your partner
Watch this short video to learn how business owners can cope with the unexpected loss of a business partner. http://bit.ly/1GigKFm

10/15/2023

Many of us hold insurance policies for our homes and cars, but what about the most valuable thing of all—our lives. Here’s what you need to know about the benefits of life insurance, policy types, and how it works.

Many of us hold insurance policies for our homes, cars and holidays, but what about the most valuable thing of all – our lives? Life insurance pays a s

10/14/2023

Do you have money set aside? With a current 6.0% interest rate, you can reduce your out-of-pocket costs with a Premium Deposit Account that lets you prepay premiums for a Custom Whole Life insurance policy. Reach out and I'll explain how you can use your rainy day fund to help address your protection needs.

10/13/2023

If you’re interested in early retirement, you’ll want to take certain steps to make sure you have enough money to last you a lifetime. Here are some strategies you want to consider when planning for early retirement.

Many of us have the fantasy of retiring young, of having the financial freedom to choose when and for whom we work. To make this dream a reality, though, you’ll...