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10/19/2026

4 Health Plan Checks Before Re-Enrollment

Am I eligible for a $500 health insurance refund? What you need to knowIf you’re enrolled in a health plan through Healt...
10/18/2026

Am I eligible for a $500 health insurance refund? What you need to know
If you’re enrolled in a health plan through Healthcare.gov and don’t receive subsidies, you might be in line for a $500 refund this October. Around a million Americans will see this one-time rebate, a result of excess user fees that increased premiums. As someone who helps clients navigate Medicare and Affordable Care Act options at Jubiz Consulting, I know how important it is to stay informed about changes that affect your budget. This refund will be processed automatically—no extra steps needed. Personalized solutions matter, especially when every dollar counts.


https://www.vusocial.com/agent-news/julia-martinez/2091403-Am-I-eligible-for-a-%24500-health-insurance-refund%3F-What-you-n

Medicare Open Enrollment: When It Is and What to DoMedicare's annual open enrollment is just around the corner—running f...
10/17/2026

Medicare Open Enrollment: When It Is and What to Do
Medicare's annual open enrollment is just around the corner—running from October 15 to December 7. This is the key window for reviewing your current coverage and deciding if a new Medicare Advantage or Supplement plan might better suit your needs. Any changes you make will take effect on January 1, while your coverage will renew automatically if you’re happy with your existing plan. For those needing additional adjustments, there’s also a second opportunity between January 1 and March 31 for certain plan changes. At Jubiz Consulting, I prioritize helping you navigate these choices so your Medicare coverage truly fits your life.


https://www.vusocial.com/agent-news/julia-martinez/1579463-Medicare-Open-Enrollment%3A-When-It-Is-and-What-to-Do

How Health Insurance Agents Grow Over TimeIn my journey with Jubiz Consulting, LLC here in Texas, I've seen firsthand ho...
10/16/2026

How Health Insurance Agents Grow Over Time
In my journey with Jubiz Consulting, LLC here in Texas, I've seen firsthand how a health insurance career evolves—from those early days of training and licensing to building a diverse client base and finding your unique area of expertise. Staying current through ongoing education is essential; it’s what allows us to adapt to changing market trends and deliver truly personalized solutions, whether that’s Medicare Advantage, Supplements, or Affordable Care Act plans. Over time, this commitment not only leads to professional growth but also opens doors to leadership roles and the chance to make a real difference for those we serve.


https://www.vusocial.com/agent-news/julia-martinez/1402901-How-Health-Insurance-Agents-Grow-Over-Time

10/15/2026

Original Medicare Leaves Health Costs Uncovered
As someone who helps clients navigate the complexities of Medicare and supplemental insurance, I want to highlight a crucial point for anyone planning ahead: Original Medicare will still leave many everyday health expenses uncovered in 2027. For example, long-term custodial care—like assisted living, nursing care, or extended home care—will remain a significant gap, with only certain skilled nursing or home health services qualifying. Routine dental, vision, glasses, contacts, and hearing aids typically aren't included, except in specific medical situations. Coverage also won’t extend to care abroad, elective cosmetic procedures, over-the-counter items, routine foot care, or many additional out-of-pocket costs during treatment, except for narrow exceptions.

This is why it’s so important to review and compare alternative Medicare plans or supplemental options before retirement. Taking time to budget separately for likely gaps—think long-term care, dental, vision, hearing, and incidental expenses—can make a real difference in your retirement security. At Jubiz Consulting, I specialize in helping individuals create a personalized strategy to address these unique needs.

10/14/2026

Health Insurance Shapes Career Choices
It’s surprising how much health insurance influences our career decisions. In fact, 51% of workers with employer coverage say they’d consider switching jobs in the next year if they could get similar benefits elsewhere. As someone who helps clients understand Medicare Advantage, Medicare Supplements, and ACA plans, I see firsthand how plan details—like monthly premiums, what your employer contributes, and the medications or procedures covered—can make or break a job change. Employer-sponsored plans usually cost less than buying insurance on your own, which is why so many people weigh their options so carefully before making a move. If you’re thinking about a new role, it’s smart to compare your current coverage with any new offer or private plan. Take a close look at premiums, what’s covered, and how it all fits into your budget. And don’t forget to check when your current coverage ends, so you can explore marketplace plans, state programs, or temporary options to avoid any lapse in protection. Finding the right fit is all about understanding the details.

10/13/2026

Suze Orman advierte sobre la brecha de Medicare que los jubilados pasan por alto
Let’s connect and talk about the latest insights in the industry!

10/12/2026

Medicare Hearing Aids: Who Pays?
When it comes to Medicare and hearing aids, it’s important to know where coverage starts and stops. Original Medicare—Parts A and B—doesn’t cover hearing aids or the exams needed to fit them, so those costs generally fall entirely on you. However, if your doctor orders a diagnostic hearing or balance test for a medical issue, Medicare may help with the bill, though you’ll still be responsible for deductibles and about 20% coinsurance, along with any outpatient copays.

Many private Medicare plan options, like those I help clients explore at Jubiz Consulting, LLC, do offer added hearing benefits. These can include annual exams, fittings, and allowances toward devices. Just keep in mind that coverage details—such as copays, benefit caps, provider networks, and preapproval requirements—vary widely by plan.

For context, traditional hearing aids typically cost between $1,000 and $4,000 per ear. Over-the-counter options for mild to moderate hearing loss usually range from $100 to $700 per pair in the US. In cases of severe hearing loss, surgically implanted devices may be considered prosthetics and covered, but deductibles, coinsurance, and ongoing care can still add up significantly.

Understanding these details is key when choosing the Medicare plan that truly fits your needs.

10/11/2026

Honoring the Significance of Indigenous Day

What You Will Pay for Medicare in 2026Navigating Medicare costs for 2026 is essential for making informed health care ch...
10/11/2026

What You Will Pay for Medicare in 2026
Navigating Medicare costs for 2026 is essential for making informed health care choices. Here’s a quick breakdown to help you plan: Medicare Part B premiums are now $202.90 per month, an increase of 9.7%, with a deductible of $257. Part A continues to have no premium for most, though the deductible is $1,676. For prescription coverage, the average Part D premium is $46.50 per month, and there’s a $2,100 out-of-pocket cap. Notably, Medicare Advantage premiums have decreased to $14 per month.

At Jubiz Consulting, I’m committed to finding coverage that truly fits your needs—whether you’re comparing Medicare Advantage, Supplement, or ACA options. Understanding these numbers is a first step toward a plan that supports your health and budget.


https://www.vusocial.com/agent-news/julia-martinez/1579461-What-You-Will-Pay-for-Medicare-in-2026

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