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Remember the summer job? Lifeguarding, scooping ice cream, working the register at the local pool snack bar?Fewer teens ...
06/17/2026

Remember the summer job? Lifeguarding, scooping ice cream, working the register at the local pool snack bar?
Fewer teens are doing that today than at almost any point on record.
In 1978, nearly half of all 16-19 year-olds had a summer job. This year, that number is projected to fall below 31% — likely the lowest rate since the government started tracking it in 1948.
What changed?

→ College pressure starts earlier. Many teens now spend summers on test prep, internships, and résumé-building instead of paid work.
→ The job market shifted. Entry-level hiring in retail and hospitality (the sectors that have always hired the most teens) has softened, even without a recession.

The "first job" still matters — for financial literacy, work habits, and that first paycheck. It's just looking different than it used to.

Did you have a summer job growing up? What was it?

06/16/2026

What Successful Business Owners Understand About Their Numbers

The most successful business owners don't just focus on revenue—they understand profitability, cash flow, and business value.

In our latest RHP Market Talk episode, Natalie Picha, Partner and CXO of RHP Wealth Management, discusses how better financial clarity can lead to better business decisions, stronger growth, and greater long-term wealth.

If you're building a business today and thinking about what comes next tomorrow, this episode is for you.

Listen via the link below.
https://www.buzzsprout.com/1447294/episodes/19332718



Natalie Picha Anil Khawaja Michele Platt Jones Know Your Numbers Mark Andersen

🎉 Celebrating 11 years of Michele at RHP Wealth Management!For over a decade, Michele Jones, our Chief Wealth Management...
06/11/2026

🎉 Celebrating 11 years of Michele at RHP Wealth Management!
For over a decade, Michele Jones, our Chief Wealth Management Officer & Partner, has been helping individuals and families navigate financial complexities with care, expertise, and heart. Her passion for building meaningful client relationships — and preserving family legacies for the next generation — is at the core of everything we do.
With a finance career spanning back to 1998 and experience at some of the nation's largest firms, Michele brings deep expertise to every client conversation. And when she's not guiding clients on their financial journeys, you'll find her volunteering at her kids' school, out on the water, or enjoying time with family.
Thank you for 11 incredible years, Michele. Here's to many more! 🥂

Happy 11th anniversary to our Operations Manager, Sarah Whitfield! Sarah has been with the team since before RHP was eve...
06/09/2026

Happy 11th anniversary to our Operations Manager, Sarah Whitfield! Sarah has been with the team since before RHP was even a thing. Her attention to detail plus her sense of humor are just some of the reasons she's such an asset to the team. We're lucky to have her!

Your Monday morning just got better. Monday Moves is RHP Wealth Management's free weekly email that recaps last week's m...
06/05/2026

Your Monday morning just got better. Monday Moves is RHP Wealth Management's free weekly email that recaps last week's markets and looks ahead to the week — in two minutes, with zero jargon. Readers love it. Sign up and see why! https://conta.cc/4e7xpUs

Did you know your beneficiary designation overrides your will?That means if you got divorced five years ago but never up...
06/03/2026

Did you know your beneficiary designation overrides your will?
That means if you got divorced five years ago but never updated your life insurance — your ex could still inherit. It happens more often than you'd think.
Big life moments are your cue to review: a new baby, a marriage, a loss, even just a change in relationships.
We put together this checklist to make the review easy. Save it, share it, and take a few minutes to make sure your loved ones are protected.
https://conta.cc/4dNEo69

The Fed hasn't hiked, but the bond market may have already done some of that work for them.Bloomberg Economics' Anna Won...
05/28/2026

The Fed hasn't hiked, but the bond market may have already done some of that work for them.
Bloomberg Economics' Anna Wong and Björn van Roye ran simulations using their Global SHOK model, which suggest the tightening in financial conditions from the 10-year Treasury yield's 50 bp surge since the start of the Iran war could be equivalent to roughly 75 basis points of Fed rate hikes.
Their estimates suggest roughly 35 of those 50 basis points have come from a rise in the term premium rather than from markets pricing in stronger growth or higher inflation expectations. A term premium-driven yield increase tends to tighten financial conditions directly, likely raising borrowing costs for households and businesses, without necessarily signaling a stronger economy underneath.
That's the substitution effect. The bond market may have done some of the heavy lifting so the FOMC doesn't have to.
For incoming Fed Chair Kevin Warsh, this could be good news in disguise. Despite pressure from the White House for lower rates and a likely hawkish bloc on the FOMC, the bond market may have already tightened enough to argue for patience rather than action.

Source: Bloomberg Economics (Anna Wong & Björn van Roye)

Here's what nobody likes to talk about when it comes to estate planning: planning for what happens after you die is the ...
05/27/2026

Here's what nobody likes to talk about when it comes to estate planning: planning for what happens after you die is the easy part. It's everything that comes before it that people often fail to plan for. Having the right documents in place ahead of time means having a trusted person who has legal authority to make decisions in the event you become incapacitated. Learn more about what documents—beyond a will—you should have in place to ensure you get the care that you need: https://www.royalharborpartners.com/blog/is-your-estate-plan-actually-complete-what-a-will-cant-do-for-you

This Memorial Day, we remember the brave souls whose sacrifice made our freedoms possible. May we never take for granted...
05/22/2026

This Memorial Day, we remember the brave souls whose sacrifice made our freedoms possible. May we never take for granted the price that was paid. Holding their families close in our hearts today and always.

⭐ Five Star Friday! ⭐We love hearing from clients who've been with us for the long haul! This is exactly WHY we do what ...
05/22/2026

⭐ Five Star Friday! ⭐
We love hearing from clients who've been with us for the long haul! This is exactly WHY we do what we do. Thank you!

If you're looking for a financial advisor who puts your goals first, give us a call.

Appreciation

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12000 Aerospace Avenue, Suite 420
Houston, TX
77034

Opening Hours

Monday 9am - 4:30pm
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Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

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