10/08/2026
Estate planning isn't about being wealthy; it's about being prepared. If you don't have a will, your state decides who raises your kids and who inherits your assets, not you. If your beneficiary designations haven't been reviewed since a marriage, divorce, or new child, an old ex or unintended heir could end up with retirement accounts or life insurance payouts, regardless of what your will says. And without a power of attorney or healthcare directive, your family could be stuck in court just to make medical or financial decisions on your behalf if something happens to you. None of this requires significant wealth; it requires an afternoon and a plan. A financial advisor can help make sure the basics are actually in place, not just on your to-do list.
