Warens Financial Group

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Warens Financial Group Warens Financial Group | Equal Housing Lender
NMLS ID: 2532048

🏆 October Dominator Award goes to Alvin Carpio! 🏆Some months test you. This one did, and Alvin showed up anyway. 💪 Every...
10/16/2026

🏆 October Dominator Award goes to Alvin Carpio! 🏆

Some months test you. This one did, and Alvin showed up anyway. 💪 Every call returned, every client guided through the hard parts, every deal pushed across the finish line without losing his cool. 🏡

What stands out most isn’t just the numbers. It’s the mindset. ✨ Alvin walks in with a positive attitude that lifts the whole room, and he is always the first to jump in when a teammate needs a hand. 🤝 That kind of resilience and heart is exactly what we mean when we say Dominator.

Congratulations Alvin, this one is well earned! 🎉

Alvin Carpio, VP of Residential Lending, NMLS 2125639
Warens Financial Group, NMLS 2532048

10/15/2026

Meet Ana Alvarez 👋 VP of Residential Lending and one of the top producers at Warens Financial Group.

Ana’s numbers speak for themselves, but what really sets her apart is how much she cares about the families she serves 🏡 Every client gets her full attention, honest answers, and a plan built around their life, not just their loan. That is why so many of her clients come back and send their friends and family her way 💛

Buying or refinancing and want someone who will truly fight for you? Message us and Ana will take it from there 📲

10/14/2026

Meet Leandro Jaramillo 👋 VP of Residential Lending at Warens Financial Group.

Leandro works with first time buyers, growing families, and investors to find the loan that actually fits their goals 🏡 With 50+ wholesale lenders to shop from, he does the comparing for you and keeps things clear and simple from your first conversation to closing day 🔑

Ready to buy or refinance? Message us and Leandro will take it from there 📲



Leandro Jaramillo, VP of Residential Lending | NMLS 2171050

Still waiting to save 20% before you buy? 🏡That number keeps a lot of buyers on the sidelines, and most of them don’t ne...
10/12/2026

Still waiting to save 20% before you buy? 🏡

That number keeps a lot of buyers on the sidelines, and most of them don’t need it ✨

💰 Conventional loans can start at 3% down for eligible buyers
🏠 FHA loans can start at 3.5% down
🎖️ VA and USDA loans can offer 0% down for those who qualify

Putting down less than 20% on a conventional loan usually means mortgage insurance, so the right move is to compare the numbers side by side 📊

Message us and we’ll show you what your options look like 📲



This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, and property appraisal. Programs, rates, terms, and conditions are subject to change without notice and may not be available in all states. Other restrictions and limitations may apply. Warens Financial Group | Company NMLS 2532048 | Equal Housing Lender.

Waiting for rates to drop before you buy? ⏳

Nobody can predict where rates are headed, but you can control how ready you are 💪

✅ Your credit
✅ Your savings
✅ Your monthly budget
✅ Your goals for the next few years

When those line up, that is your right time. The headlines don’t decide it, your numbers do 📊

Message us and we’ll walk through yours together 📲



This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, and property appraisal. Programs, rates, terms, and conditions are subject to change without notice and may not be available in all states. Other restrictions and limitations may apply. Warens Financial Group | Company NMLS 2532048 | Equal Housing Lender.

Marry the house, not the rate 💍🏡

Your rate is one part of your loan, and it is something you can shop. The home that fits your life is much harder to find 🔑

📍 The location
🛏️ The space your family needs
🌳 The neighborhood you love

Those don’t change. Your loan can, and if the market improves down the road, refinancing may be an option for you ✨

Message us and we’ll shop your rate while you find the one 📲

10/12/2026

Meet Alvin Carpio 👋 VP of Residential Lending at Warens Financial Group.

Alvin helps buyers, homeowners, and investors find the right loan for their goals 🏡 With 50+ wholesale lenders to shop from, he does the comparing for you and walks you through every step, from your first question to closing day 🔑

Thinking about buying or refinancing? Message us and Alvin will take it from there 📲

10/07/2026

A mortgage is never just a loan 🏡

Behind every file is a person sharing their income, their savings, their credit history, and the biggest financial decision of their life. That takes trust 🤝 And trust is earned in the small things.

Here’s how we make sure our clients know we care 👇

📞 We pick up the phone, even when the news isn’t perfect
🗓️ We send updates before you have to ask
💬 We explain every step in plain language so nothing feels confusing
👂 We listen to your goals first, then find the loan that fits them
🔑 We stay in touch after closing, because the relationship doesn’t end when you get the keys

Rates and programs matter. But what people remember is how you made them feel during one of the most stressful and exciting moments of their life ✨

That’s the standard we hold ourselves to at Warens Financial Group, and it’s the reason behind our 300+ five star Google reviews ⭐

Want a mortgage experience that feels personal? Send us a message and let’s talk 📲

Rates are high and a lot of buyers are waiting. But the rate is only one part of the decision. Here’s what happened in H...
10/06/2026

Rates are high and a lot of buyers are waiting. But the rate is only one part of the decision. Here’s what happened in Houston in August 👇

📉 The median price of a single family home dropped 1.5% compared to August of last year. Townhomes and condos dropped 7.1%.

🏘️ There are 38,947 homes for sale. With that many options, you can compare without rushing.

⏳ Homes are spending an average of 54 days on the market. That gives you time to think and negotiate.

📊 Single family home sales are down 11.5% from a year ago. Fewer buyers competing for the same home.

What does this mean for you? 🤔 With fewer buyers competing, the one who is ready has more room to negotiate price, closing costs and repairs. 🤝

Keep this in mind 🔑 The price of the home is locked in the day you buy. The rate can change. If rates come down later, refinancing may be an option.

The best time to buy is when you are ready ✅ Credit in order, savings, stable income and a monthly payment that fits your budget.

Comment HOME and we’ll go over your numbers with you. 💬

Data: HAR, August 2026.



This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, and property appraisal. Programs, rates, terms, and conditions are subject to change without notice and may not be available in all states. Other restrictions and limitations may apply. Warens Financial Group | Company NMLS 2532048 | Equal Housing Lender.

Houston buyers have options right now. 🏘️

There are 38,947 single family homes for sale, which equals 5.3 months of inventory. That number tells you how long it would take to sell every home on the market at the current pace. 📊

What it means for you 👇 You can compare neighborhoods, prices and layouts without feeling rushed into the first home you see.

Comment HOME and we’ll go over your numbers with you. 💬

Data: HAR, August 2026.



Homes in Houston are spending an average of 54 days on the market. ⏳

When a home sits longer, sellers are usually more open to talking. That can mean r

Los intereses están altos y muchos compradores están esperando. Pero la tasa es solo una parte de la decisión. Esto fue ...
10/05/2026

Los intereses están altos y muchos compradores están esperando. Pero la tasa es solo una parte de la decisión. Esto fue lo que pasó en Houston en agosto 👇

📉 El precio mediano de las casas unifamiliares bajó 1.5% comparado con agosto del año pasado. En townhomes y condominios bajó 7.1%.

🏘️ Hay 38,947 casas a la venta. Con tantas opciones, puedes comparar sin apuro.

⏳ Las casas duran 54 días en el mercado como promedio. Eso te da tiempo para pensar y negociar.

💰 Si compras para vivir en la casa, puedes pedir la exención de homestead, que le resta $140,000 al valor de tu casa para los impuestos escolares.

¿Qué significa esto para ti? 🤔 Con menos compradores compitiendo, el que está listo tiene más espacio para negociar el precio, los costos de cierre y las reparaciones. 🤝

Y ten esto en cuenta 🔑 El precio de la casa queda fijo el día que compras. La tasa se puede cambiar. Si los intereses bajan más adelante, refinanciar puede ser una opción.

El mejor momento para comprar es cuando tú estés preparado ✅ Crédito en orden, ahorros, ingresos estables y un pago mensual cómodo para tu presupuesto.

Comenta CASA y revisamos tus números contigo, en español. 💬

Datos: HAR, agosto 2026.



This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, and property appraisal. Programs, rates, terms, and conditions are subject to change without notice and may not be available in all states. Other restrictions and limitations may apply. Warens Financial Group | Company NMLS 2532048 | Equal Housing Lender.

Behind every closing is a team that never stops learning 💙Before the keys, before the closing table, before the “clear t...
10/03/2026

Behind every closing is a team that never stops learning 💙

Before the keys, before the closing table, before the “clear to close” call, there are people working on your file. 🏡 These are the faces behind every family we help get home.

We are always training. 📚 We stay on top of what is changing in the market and in the guidelines, and we keep sharpening everything from service and communication to how we build a file so it closes smoothly. ✨

Because to us, your file is never just paperwork. It is your family’s next chapter, and you deserve a team that shows up prepared. 🤝

Thinking about buying or refinancing? Send us a message and let’s talk. 📲



Warens Financial Group | Company NMLS 2532048 | Equal Housing Lender

Houston realtors, builders and investors joined us and KW Commercial Metropolitan at Warehouse 72 for The Financing Brid...
10/02/2026

Houston realtors, builders and investors joined us and KW Commercial Metropolitan at Warehouse 72 for The Financing Bridge: Commercial Real Estate 🏗️

Three hours of real conversation about how commercial deals are getting funded in Houston right now 💬 Where capital is flowing, how different lenders look at the same deal, what stalls a closing, and the deals that almost died and what saved them 🔥

Thank you to everyone who showed up, asked the tough questions and stayed to connect over lunch 🍽️🤝

And a huge thank you to the sponsors who made this day happen 🙏
📐 Overland Surveyors
📑 Capital Title
🔁 Legal 1031 Exchange Services
🛡️ Greenline Insurance Group
🌿 Gruene Horticultural Services

This was the first of many. Stay tuned for the next one 👀

Address

1415 N Loop W #740
Houston, TX
77008

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+17023766240

Website

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