Dominga Hernandez Gaxiola

10/30/2025

02/19/2024

Did you know that 1 in 4 workers will suffer a disability during their career? Ensuring your employees have appropriate coverage is crucial. In the article below, we outline the differences between disability insurance and workers’ compensation. Check it out.

Being compensated for a work injury is not the same as having disability insurance. Learn the difference between workers compensation and disability.

02/19/2024

A common misconception is that a spouse’s income is enough to cover the bills in the event of a disability. But two-income households tend to have higher fixed expenses—like mortgage payments—than single-income families. Even if that’s not the case for your family, other discretionary expenses will likely suffer if one income is eliminated. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. ** The Two-Income Trap: Are Two-Earner Households More Financially Vulnerable?”, Center for Economic Studies, June 2019

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

02/19/2024

There’s been a lot of student loan forgiveness news to keep track of, so here’s a recap of the five biggest student loan updates and what to look out for this year.

It has been an eventful year for student loan borrowers, to say the least. But good news may be on the way in the new year.

02/19/2024

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance.

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance. Understanding debt inheritance and effective financial planning is crucial to preventing this sce...

02/19/2024

Wishing everyone a day filled with family, unity, and the spirit of democracy as we honor and reflect on the leaders who shaped our great nation.

01/15/2024

If you’re a Social Security beneficiary or planning to apply this year, several key changes can affect what you receive and how you qualify.

These Social Security changes in 2024 will change how much you get paid and how you qualify.

01/15/2024

Financial security and retirement planning experts provide answers to important topics to help you plan for your golden years, such as caregiving, social security, and preparing younger generation for retirement.

There are many factors to consider when planning for retirement and calculating financial security, but one factor rarely gets the attention it deserves: caregiving. According to the TIAA Institute, one in five adult Americans provide uncompensated care to loved ones. This care typically requires 24...

01/15/2024

Starting a family, saving for college, preparing for retirement—no matter where you are on your financial journey, the right time to start planning is now. I've helped countless people get on the right track to reach their goals. Don't let wasted time steer you off course. Reach out, and let's come up with a strategy together.

Whether you're getting married or planning for retirement, safeguard your financial future through every phase of life with New York Life.

01/15/2024

Is it time for a financial wellness check? This , give your financial future some TLC by reaching out. I'll help you come up with a strategy that lets you build valuable savings over time without disrupting your lifestyle now.

Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.

01/15/2024

These eight common estate planning mistakes can upend your best efforts to protect your family’s finances when you pass away. Here’s why.

Have you managed to avoid the eight most common estate planning mistakes? Your family will thank you.