Pelican Benefits Group

Pelican Benefits Group Your local safeguard for personalized guidance through life, health, and retirement, no matter your age. We understand that every client is unique.

Our mission is to simplify the process and bring you clarity, helping you protect what matters most with personalized support every step of the way. Pelican Benefits Group is an independent agency specializing in Medicare, Health and Life Insurance, and Supplemental Policies. We are contracted with top carriers, allowing us to tailor appropriate coverage to your lifestyle and budget. Everything we

do at Pelican Benefits Group is designed around our clients. No matter what your preference of communication, we are here to assist. By using leading edge technology, we design plans with a focus on protecting your future. Naturally, we want to make it easy for you to compare and understand your life, health, retirement, and supplemental options. Our goal is to give personalized insurance advice aimed at helping our clients make better-informed decisions. Securing your future is our top priority.

So which medications are actually covered under the Medicare GLP-1 Bridge?There are three, and the specific formulation ...
06/23/2026

So which medications are actually covered under the Medicare GLP-1 Bridge?

There are three, and the specific formulation matters, so write these down.

Wegovy, both the injectable and the oral tablet form.

Zepbound, but only the KwikPen formulation. The single-dose vial and single-dose pen are not included.

Foundayo, all formulations.

All three are FDA-approved weight management medications.

All three are available at the $50 copay for eligible beneficiaries starting July 1.

One thing that surprises a lot of people: this program runs completely separate from your regular Part D coverage. That means the $50 does not count toward your deductible or your out-of-pocket maximum for the year. It’s its own thing entirely.

The list of covered medications could also be updated as the program runs. CMS already added Foundayo after the original announcement, so it’s worth staying tuned.

More details coming on exactly who qualifies and how it works at the pharmacy.

DM me the word BRIDGE and I’ll send you a full breakdown guide.👇

Have you heard of any of these medications before?

Quick exercise. Without getting up, do you know where your Medicare insurance card is right now? Now harder question. Do...
06/16/2026

Quick exercise. Without getting up, do you know where your Medicare insurance card is right now?

Now harder question. Do you know the member services number for your specific plan?

Not 1-800-MEDICARE. That's the federal Medicare helpline and while it's useful, it can't actually pull up your specific plan details, tell you if your doctor is in network, or help you figure out why a claim was denied.

The number you need is the one on the back of your actual plan's card. Your Medicare Advantage card. Your Part D drug plan card. Your Medicare supplement card. Whatever coverage you have on top of Original Medicare, that plan has its own member services line and that is the number that can actually help you in the moment.

Here's why this matters so much.

Let’s be honest for a second… Medicare can make perfectly intelligent people do some very questionable things. 😂How many...
06/16/2026

Let’s be honest for a second… Medicare can make perfectly intelligent people do some very questionable things. 😂

How many of these have you done?

⬜ Googled Medicare at midnight
⬜ Got advice from a neighbor who “knows somebody”
⬜ Said “I think I’m covered” without actually being sure
⬜ Called the 1-800 number and gave up after sitting on hold forever
⬜ Forgot where you put your insurance card
⬜ Asked your adult kid for help and instantly regretted it
⬜ Felt stressed about Medicare before you even needed to

Truthfully? Most people feel overwhelmed at some point. There’s so much information out there and a lot of it sounds completely different depending on who you ask.

That’s why having someone you trust to walk you through it matters.

How many boxes would you check? 👀

Or better yet… tag the person who would absolutely check off at least three of these.

Let me introduce you to two words that have caused more frustration in American healthcare than almost anything else. Pr...
06/14/2026

Let me introduce you to two words that have caused more frustration in American healthcare than almost anything else.

Prior authorization.

Here's what it means in plain English.

Your doctor examines you. Decides you need a specific medication or procedure. Writes it up. And then your insurance plan says — actually, before we cover that, we need you to prove it's necessary.

Your doctor. Who went to medical school. Who just examined you. Now has to stop what they're doing, fill out paperwork, and formally ask your insurance company for permission.

Sometimes it gets approved the same day. Sometimes it takes a week. Sometimes it gets denied and your doctor has to appeal the decision. Meanwhile you are just sitting there trying to get the care you were told you needed!

The official reason prior authorization exists is to control costs and make sure treatments are medically necessary. And look, in theory that makes sense.

In practice it often just feels like a waiting room inside a waiting room.

Here's what you need to know as a Medicare beneficiary. Prior authorization requirements vary by plan. Medicare Advantage plans use it more than Original Medicare. And certain medications, procedures, and specialist visits are more likely to require it than others.

If you've ever been told your medication needs prior authorization and had absolutely no idea what that meant, now you know. And if you're ever stuck in that process, call me before you spend three hours on hold with your insurance company!

DM me the word SUMMER and let's figure it out together.

Has prior authorization ever held up your care or your medication?

Okay, I need to know I'm not alone in this...What is the most annoying thing about getting older that absolutely nobody ...
06/13/2026

Okay, I need to know I'm not alone in this...

What is the most annoying thing about getting older that absolutely nobody warned you about?

For me, it's having to wear cheaters to read. 🤓 The constant taking them off to see far away and putting them back on to read again drives me absolutely nuts!

Tell me yours in the comments - I could use a good laugh today! 👇

I have a feeling this is going to be a very relatable thread!

I want to tell you about a conversation I have more than I'd like. Someone calls me in the middle of summer. Maybe they'...
06/12/2026

I want to tell you about a conversation I have more than I'd like.

Someone calls me in the middle of summer. Maybe they're traveling. Maybe they just got back from the doctor. And they've just found out something about their coverage that they really wish they had known sooner.

Their doctor left their network. Their medication moved to a higher tier. Their plan works differently outside their area than they thought.

None of it is their fault. They just didn't know what to check. And nobody walked them through it.
That's exactly why I made this checklist.

The 5 Things to Check About Your Medicare Before Summer Gets Going takes about ten minutes to go through. It covers the stuff that actually catches people off guard this time of year. And when you're done you'll know exactly where you stand.

No jargon. No confusing insurance speak. Just five clear things that are genuinely worth knowing right now.

It's completely free and I want everyone to have it!

Comment the word SUMMER below and I'll send it straight to you.

Has anything ever surprised you about your coverage at the worst possible time?

Drop the word ENROLL in the comments and I’ll help you figure out what timeline makes sense for your situation!

This is one of those things nobody thinks to check until it's too late.Here's how it usually goes.Someone has been seein...
06/11/2026

This is one of those things nobody thinks to check until it's too late.

Here's how it usually goes.

Someone has been seeing the same doctor for years. They go in for an appointment, get their care, and then a bill shows up that is way higher than what they're used to.

Why? Because their doctor quietly left their network and nobody told them.

This happens more than most people realize. Doctors negotiate contracts with insurance plans every single year. Sometimes those contracts don't get renewed. It happens for all kinds of reasons and patients are almost never the first to know.

The good news? It takes about five minutes to check.

Call the member services number on the back of your insurance card and ask "is [Doctor's Name] still in network for my plan?" That's it!

And here's why doing this in June instead of October matters. If you find out now you've got plenty of time to figure out your options calmly. If you find out during open enrollment you're making a big decision under pressure.

Not sure how to check? I'm happy to help!

DM me the word SUMMER and let's take a look together.

Have you checked your network recently?

Every single summer without fail...The family shows up. Everyone sits down for dinner. And somewhere between the potato ...
06/10/2026

Every single summer without fail...

The family shows up. Everyone sits down for dinner. And somewhere between the potato salad and the dessert one of the adult kids leans over and goes…

"So are you sure your coverage is good?"

And then it starts.

"I read something online that said..."

"My coworker's mom switched plans and saved a ton..."

"Have you thought about changing to..."

"I really think you should call someone about..."

They mean well. They really truly do. But by the end of the night you've got four different opinions, three things to Google, two people who definitely contradicted each other, and zero actual answers.

Sound familiar?!

Here's the thing. Medicare is not a one size fits all situation. What worked for your neighbor, your coworker's mom, or whoever your son read about on Facebook may have absolutely nothing to do with what's right for you.

You deserve real answers based on your actual situation. Not opinions offered at the dinner table.

That's exactly what I'm here for. One conversation with me is worth about fourteen family dinners worth of Medicare advice.

DM me the word SUMMER and let's get you some actual answers before the next family gathering!

Has this ever happened at your dinner table?


We do not offer every plan available in your area. Currently we represent 8 organizations which offer 64 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Listen. 👀For years, one of the most common things I’ve heard from Medicare clients is this: why won’t Medicare cover my ...
06/09/2026

Listen. 👀

For years, one of the most common things I’ve heard from Medicare clients is this: why won’t Medicare cover my weight loss medication?

And for years, the answer was frustrating. Medicare generally didn’t cover GLP-1 drugs just for weight management. Diabetes, heart disease, maybe. But strictly for weight loss? Usually no.

That’s changing.

Starting July 1, 2026, the Medicare GLP-1 Bridge goes live nationwide. Eligible Part D beneficiaries can get Wegovy, Zepbound, or Foundayo for $50 a month through December 2027.

This is a confirmed CMS demonstration program. Not a rumor. Not a maybe. It’s happening.

And most people on Medicare have no idea it exists yet.

Comment BRIDGE below and I’ll send you the full details. 👇

How long have you been hearing that Medicare doesn’t cover weight loss medications?

That’s why I’m here. Over the next few weeks I’m breaking down everything, who qualifies, how it works, and what to do before July 1.



We do not offer every plan available in your area. Currently we represent 8 organizations which offer 64 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Here's a scenario I hear more than you'd think.Someone walks into the pharmacy in January to pick up a medication they'v...
06/08/2026

Here's a scenario I hear more than you'd think.

Someone walks into the pharmacy in January to pick up a medication they've been taking for years. Same drug. Same dose. Same pharmacy. And the price is completely different from what they expected.

Not because they did anything wrong. But because their plan's formulary changed.

Here's what that means in plain English.

A formulary is basically your plan's list of covered drugs. Every Medicare Part D and Medicare Advantage plan has one. And that list can change every single year on January 1st. Drugs can move to a higher tier which means higher cost. Some drugs can be removed from the list entirely. New requirements like prior authorization can be added.

Your plan is required to notify you about these changes. But let's be honest. That notice shows up in a thick envelope in October and most people set it aside and never open it.

So here's what I want you to do.

If you take any regular medications, it is worth a quick check to make sure they are still covered the same way they were last year. You can call your plan directly or I can help you look it up in about five minutes.

Because finding out at the pharmacy counter is the worst possible time!

DM me the word SUMMER and let's take a look at your current coverage together.

Has your medication cost ever changed unexpectedly at the pharmacy?


We do not offer every plan available in your area. Currently we represent 8 organizations which offer 64 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

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Houma, LA
70360

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+19857907755

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