North Central Area Credit Union

North Central Area Credit Union Full service financial institution with locations in Grandville, Grayling, Houghton Lake, Roscommon and Standish.

With North Central Area Credit Union your savings are federally insured to at least $250,000 by NCUA Members benefit from a full line of financial services, including savings, CDs, free checking, free online banking, mobile banking, credit and debit cards, vehicle loans, mortgages, home equity and business loans, and business checking. They also have access more than 200 CU shared branch locations

in Michigan and hundreds more nationwide. 30,000 surcharge-free ATMs are also available. Along with online, text, telephone and mobile banking, there are unlimited ways members can choose to bank.Full service financial institution with locations in Grandville, Grayling, Houghton Lake, Roscommon and Standish. With North Central Area Credit Union your savings are federally insured to at least $250,000 by NCUA.

*Non-deposit investment products and services are offered through CUSO Financial Services, L..P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Thank you to every member, volunteer, sponsor, and community partner who made this year's Superhero Spectacular a succes...
09/08/2026

Thank you to every member, volunteer, sponsor, and community partner who made this year's Superhero Spectacular a success! Follow along as we celebrate the finale and the impact you've helped create.

Earn 1% cash back on qualifying purchases with the NCACU Cash Back VISA®. Shop securely in stores, online, or with your ...
09/04/2026

Earn 1% cash back on qualifying purchases with the NCACU Cash Back VISA®. Shop securely in stores, online, or with your mobile wallet, then stop by your branch to enter the $250 Back-to-School Drawing. Learn more and see complete details:
https://ncacu.org/credit-cards/

Check out our “Player of the Game” each week on Michigan Sports Radio for Grandville, Hudsonville, and Jenison schools. ...
09/04/2026

Check out our “Player of the Game” each week on Michigan Sports Radio for Grandville, Hudsonville, and Jenison schools. We also sponsor Player of the Game in Grayling on Q100 and Houghton Lake on the Twister! We love supporting our local athletes!

North Central Credit Union Player of the Game North Central Area Credit Union is a sponsor of our Grandville, Hudsonville and Jenison players of the game. Check out this page to see what athletes had stellar performances. Week 1. Hudsonville vs Byron Center: Brady Hartson Muskegon vs Grandville: ....

Happy Labor Day from all of us at NCACU! Our branches will be closed on Monday, September 7. Digital Banking, ATMs, and ...
09/03/2026

Happy Labor Day from all of us at NCACU! Our branches will be closed on Monday, September 7. Digital Banking, ATMs, and ITMs remain available throughout the holiday. Have a safe weekend!

Thursday is a big day for Margot Coppernoll! We hope you will stop by and wish her well!
09/01/2026

Thursday is a big day for Margot Coppernoll! We hope you will stop by and wish her well!

08/29/2026

Elvis sharing a little love!

It was another fantastic night for our last Superhero Spectacular Summer Concert—Roscommon edition! We raised over a tho...
08/28/2026

It was another fantastic night for our last Superhero Spectacular Summer Concert—Roscommon edition! We raised over a thousand dollars tonight between donations, the 50/50 Raffle and the Basket Raffle! The crowd was generous, the weather was perfect and the entertainment was top notch! Thank you everyone who came to support the kids and the Northern Michigan Children's Assessment Center!

Another Superhero Spectacular Summer Concert in the books! Tonight we dodged some rain showers but you know what they sa...
08/27/2026

Another Superhero Spectacular Summer Concert in the books! Tonight we dodged some rain showers but you know what they say….The show must go on! It did and we were gifted a beautiful rainbow—a universal sign for HOPE which is a part of what Superhero Spectacular stands for! Giving hope to kids who desperately need a hero! And tonight, Standish showed up strong! Thank you everyone for supporting NCACU and CAN Council!

Last show tomorrow night at the CRAF Center in Roscommon. 6 pm. Looks like the rain should clear off and we can be outside, but the gym is an option if needed, so the show will go on! ❤️ FREE event with goodwill donations accepted! 50/50 and Basket Raffle! Hot dogs on the grill will be available! See you there!

📱 Tap. Pay. Go.Add your NCACU debit or credit card to your mobile wallet and enjoy fast, secure payments wherever mobile...
08/26/2026

📱 Tap. Pay. Go.

Add your NCACU debit or credit card to your mobile wallet and enjoy fast, secure payments wherever mobile wallet is accepted.

It's one more way NCACU helps make everyday banking easier.

It’s Concert Night In Standish! The forecast is for minimal rain with chances tapering to 30% after 6 pm and .25” over ...
08/26/2026

It’s Concert Night In Standish!

The forecast is for minimal rain with chances tapering to 30% after 6 pm and .25” over the next 24 hours, so as long as the weatherman is accurate, the concert in Standish will go on as planned. The event would be cancelled if there is lightening, high winds or heavy rain. There is no make-up date.

So, wear a raincoat, bring your umbrella, and come dance and sing in the rain with us for the prevention of child abuse! All proceeds benefit the CAN Council. See you at the depot beginning at 6 pm!

Address

2665 S Reserve Road
Houghton Lake, MI
48629

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5:30pm

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