North Central Area Credit Union

North Central Area Credit Union Full service financial institution with locations in Grandville, Grayling, Houghton Lake, Roscommon and Standish.

With North Central Area Credit Union your savings are federally insured to at least $250,000 by NCUA Members benefit from a full line of financial services, including savings, CDs, free checking, free online banking, mobile banking, credit and debit cards, vehicle loans, mortgages, home equity and business loans, and business checking. They also have access more than 200 CU shared branch locations

in Michigan and hundreds more nationwide. 30,000 surcharge-free ATMs are also available. Along with online, text, telephone and mobile banking, there are unlimited ways members can choose to bank.Full service financial institution with locations in Grandville, Grayling, Houghton Lake, Roscommon and Standish. With North Central Area Credit Union your savings are federally insured to at least $250,000 by NCUA.

*Non-deposit investment products and services are offered through CUSO Financial Services, L..P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Turn everyday banking into real rewards—with a checking account designed to work smarter. Check out our bold new debit c...
06/08/2026

Turn everyday banking into real rewards—with a checking account designed to work smarter. Check out our bold new debit card design and learn more about ELITE Checking today:

https://ncacu.org/checking/

Left your wallet at home? No problem.Add your NCACU debit card to your mobile wallet and tap to pay—fast and secure.
06/05/2026

Left your wallet at home? No problem.
Add your NCACU debit card to your mobile wallet and tap to pay—fast and secure.

Members have notified us that they are getting calls from people claiming to work for NCACU and inquiring about fraudule...
06/03/2026

Members have notified us that they are getting calls from people claiming to work for NCACU and inquiring about fraudulent charges related to an iphone. PLEASE do NOT respond or upload any information in regards to these calls. They are phishing for your personal information!

Go Mobile!  Choose great features of our Mobile App and learn how you can do more and visit the branch less.  Remote Dep...
06/03/2026

Go Mobile! Choose great features of our Mobile App and learn how you can do more and visit the branch less. Remote Deposit Capture, Online Bill Pay and turning your cards on and off are great ways to protect your savings and make your banking mobile!

From your first drive to your wildest ride 🚗Whatever you’re driving toward, we have a loan to help you get there.
06/02/2026

From your first drive to your wildest ride 🚗
Whatever you’re driving toward, we have a loan to help you get there.

It’s a beautiful day for our first Superhero Spectacular Event of the season! We are golfing at Thorneapple Point in Gra...
05/29/2026

It’s a beautiful day for our first Superhero Spectacular Event of the season! We are golfing at Thorneapple Point in Grand Rapids raising funds for Kent County CAC! Thank you to our golfers, sponsors and staff who have supported this great cause!

In observance of Memorial Day, all NCACU locations will be closed on Monday, May 25th.You can still access your accounts...
05/21/2026

In observance of Memorial Day, all NCACU locations will be closed on Monday, May 25th.

You can still access your accounts anytime through online and mobile banking.

Today, NCACU invested in the Leadership Team for the betterment of the credit union. It was a great day and a rare gathe...
05/19/2026

Today, NCACU invested in the Leadership Team for the betterment of the credit union. It was a great day and a rare gathering of our team leaders. We Are North Central!

Address

2665 S Reserve Road
Houghton Lake, MI
48629

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5:30pm

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