Apex Insurance Services LLC

Apex Insurance Services LLC We are a full service Insurance provider. Our products include: Life, Health, Home, Auto, and more. We take the time to find the right fit for you.

As independent insurance agents we have multiple carriers to fit your needs.

🍂 Deer activity increases across Michigan from September through November, making now a good time to review your auto in...
09/03/2026

🍂 Deer activity increases across Michigan from September through November, making now a good time to review your auto insurance.

Comprehensive coverage may help pay for damage caused by hitting a deer, subject to your policy and deductible. It’s worth checking your coverage before the busiest weeks of the season.

If you hit a deer:
✅ Brake safely and avoid swerving into traffic
✅ Pull over when it’s safe
✅ Call local authorities if needed
✅ Contact your insurance agent before arranging repairs

At Apex Insurance Services, we’re local experts: not a call center. From our offices in Baldwin, Gladwin, and Houghton Lake, we shop 30+ carriers to help you find coverage that fits your vehicle, needs, and budget.

Let us review your policy and help you drive into fall with greater peace of mind.

888-858-2739
apexins-llc.com

When an illness or injury keeps you away from work, your paycheck may be affected, too.Short-term disability coverage ca...
09/02/2026

When an illness or injury keeps you away from work, your paycheck may be affected, too.

Short-term disability coverage can help replace a portion of your income during a temporary period away from work. As a voluntary benefit, it gives employees the opportunity to choose coverage that fits their life and budget.

At Apex Insurance Services, we offer voluntary benefits from multiple carriers. We shop 30+ top-rated carriers to help compare options and make the process easier for you and your employees.

You won’t be routed through a call center. Our local team provides straightforward guidance from offices in Baldwin, Gladwin, and Houghton Lake.

Let’s discuss voluntary benefit options that can provide added peace of mind when employees need it most.

Call 888-858-2739
Visit apexins-llc.com

Coverage availability, benefits, and eligibility vary by plan and carrier.

Condo owners: your association’s master policy may not cover everything inside your unit. 🏢The master policy typically h...
09/02/2026

Condo owners: your association’s master policy may not cover everything inside your unit. 🏢

The master policy typically helps cover:
✓ Common areas
✓ Certain exterior or structural elements

Your individual condo policy may help protect:
✓ Interior features and upgrades
✓ Personal belongings
✓ Personal liability

Coverage responsibilities vary by association documents and policy terms, so it’s important to review what you’re responsible for protecting.

At Apex Insurance Services, we’ll help you compare options from 30+ top-rated carriers and find coverage that fits your needs and budget. You’ll work with local experts: not a call center: at our offices in Baldwin, Gladwin, or Houghton Lake.

Call 888-858-2739 or visit apexins-llc.com for a personalized quote.

Running a business from home? Your homeowners policy may not fully cover the business exposure you’ve created. 🏠A standa...
09/01/2026

Running a business from home? Your homeowners policy may not fully cover the business exposure you’ve created. 🏠

A standard homeowners policy may provide limited or no coverage for:

✅ Business equipment, inventory, or supplies
✅ Business-related liability
✅ Clients, customers, or delivery personnel visiting your home

Whether you work from a home office, sell products online, or run a service-based business, it’s worth reviewing how your business activities may affect your coverage.

Apex Insurance Services can help you understand your options and compare coverage through 30+ top-rated carriers. We’re not a call center: you’ll work with local insurance professionals in Baldwin, Gladwin, or Houghton Lake who take the time to understand your situation.

Call us for a straightforward coverage review or free quote.

888-858-2739
apexins-llc.com

When riding season arrives, make sure your snowmobile or ATV is ready for the trails: and your coverage is ready, too. ❄...
08/31/2026

When riding season arrives, make sure your snowmobile or ATV is ready for the trails: and your coverage is ready, too. ❄️

The right policy can help protect:
✓ Trail and off-road use
✓ Rider liability
✓ Your machine and accessories

At Apex Insurance Services, we’re local experts: not a call center. Our team shops 30+ carriers to help Northern Michigan riders find coverage that fits their needs, lifestyle, and budget.

Visit one of our local offices in Baldwin, Gladwin, or Houghton Lake, or contact us for a free quote. Ride with greater confidence knowing you have local guidance behind you.

888-858-2739
apexins-llc.com

Flood damage is often not covered by a standard homeowners policy.If you own a lakefront, waterfront, or water-adjacent ...
08/30/2026

Flood damage is often not covered by a standard homeowners policy.

If you own a lakefront, waterfront, or water-adjacent home in Michigan: or live in an area where heavy rain can overwhelm drainage: a separate flood insurance policy may be worth considering. Flood coverage is designed to address certain water-related damage that a typical homeowners policy generally excludes.

The right protection depends on your property, location, mortgage requirements, and budget. You don’t have to sort through it alone.

Apex Insurance Services can compare options from 30+ top-rated carriers and help you understand coverage that fits. We’re a local agency: not a call center: with offices in Baldwin, Gladwin, and Houghton Lake. When you call, you’ll speak with a local insurance professional who understands Michigan homes and lifestyles.

Call 888-858-2739 or visit apexins-llc.com to discuss your options.

Peace of mind starts with knowing what your policy does: and doesn’t: cover.

Your clients trust your advice, expertise, and work. Professional liability insurance: also known as Errors & Omissions ...
08/29/2026

Your clients trust your advice, expertise, and work. Professional liability insurance: also known as Errors & Omissions (E&O): can help protect service businesses when a client alleges that an error, omission, or professional service caused a financial loss.

General liability and E&O serve different purposes. General liability typically addresses covered bodily injury and property damage claims, while E&O is designed for certain claims related to professional advice or services.

E&O coverage may be worth discussing for:
✅ Consultants
✅ Contractors
✅ Bookkeepers
✅ Local shops and service businesses

At Apex Insurance Services, we’re local experts: not a call center. We shop 30+ carriers to help you find coverage that fits your business and budget.

Our offices serve Baldwin, Gladwin, and Houghton Lake. Let’s review your risks and options with a free, no-obligation quote.

888-858-2739
apexins-llc.com

Your business is built on hard work. Let’s help protect it. 🏢Apex Insurance Services helps Michigan small-business owner...
08/28/2026

Your business is built on hard work. Let’s help protect it. 🏢

Apex Insurance Services helps Michigan small-business owners explore commercial coverage for:

✓ General liability
✓ Business property
✓ Commercial auto
✓ Workers’ compensation

We’re a local agency: not a call center. Our team serves businesses in Baldwin, Gladwin, Houghton Lake, and surrounding communities, while shopping 30+ top-rated carriers to help find coverage that fits your needs and budget.

Get straightforward guidance and a free quote from people who know the local community.

888-858-2739
apexins-llc.com

More insurance options. Local guidance. Peace of mind. 🏡🚗As an independent agency, Apex Insurance Services shops 30+ top...
08/26/2026

More insurance options. Local guidance. Peace of mind. 🏡🚗

As an independent agency, Apex Insurance Services shops 30+ top-rated carriers to help you find coverage that fits your needs and budget.

You don’t have to sort through options alone or deal with a faceless call center. Our local team is here to help from offices in Baldwin, Gladwin, and Houghton Lake, Michigan.

Whether you need personal, Medicare, business, auto, home, life, boat, RV, or motorcycle coverage, we’ll help you compare options and make a confident choice.

📞 888-858-2739
🌐 apexins-llc.com

Let’s find coverage that fits your life.

Summer adventures are better with the right protection. ☀️Whether you’re enjoying weekends on the lake, traveling in you...
08/24/2026

Summer adventures are better with the right protection. ☀️

Whether you’re enjoying weekends on the lake, traveling in your RV, or riding your motorcycle around Michigan, Apex Insurance Services can help you find coverage that fits your lifestyle and budget.

We shop 30+ top-rated carriers to help protect the recreational vehicles and experiences you value: without making you sort through the options alone.

As your local independent agency, we’re here to help from our offices in Baldwin, Gladwin, and Houghton Lake. Get guidance from a neighbor, not a call center.

Call us for a free quote:
888-858-2739

apexins-llc.com

Enjoy your summer with greater confidence and peace of mind. 🛥️ 🚐 🏍️

Address

1970 W Houghton Lake Drive
Houghton Lake, MI
48629

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm

Telephone

+18888582739

Website

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