John G. Ullman & Associates, Inc.

06/16/2026

The next phase of the Trump Accounts rollout is here.

In the latest episode of Financial Health on WENY TV News, Jason Nickerson, CFP®, EA joins Renata Stiehl to discuss what families need to know as the Treasury Department begins launching the Trump Accounts program nationwide.

Key updates include:

• Activation emails are being sent to families who have already enrolled eligible children

• The official Trump Accounts app is now available

• Beginning July 4, eligible accounts can start receiving contributions from parents, family members, employers, and other approved sources

• Eligible children may also receive the program's initial $1,000 government contribution once their account is properly activated

The episode also covers an important topic during any large program rollout: scam prevention.

Families are encouraged to be cautious of unsolicited calls, texts, or unofficial websites and to verify information through official program channels.

The broader goal of the program is to encourage long-term saving and investing from an early age, allowing more time for compounding and financial habits to develop.

Watch the full episode here:

Click here to view this video from weny.com.

06/16/2026

Social Security isn't always as straightforward as it seems.

If you've experienced a divorce, lost a spouse, or remarried, your marital history could significantly impact the benefits you're eligible to receive in retirement. Understanding these rules may help you avoid leaving valuable benefits unclaimed and make more informed decisions about your retirement income strategy.

In his latest blog, Dann Coakwell, DMA explores the Social Security considerations divorced, widowed, and remarried retirees should know.

Read the full blog here: https://jgua.com/social-security-options-divorced-widowed-remarried/

Life changes like divorce, widowhood, or remarriage can affect your Social Security benefits. Learn the rules and strategies that could help maximize your retirement income.

06/15/2026

Markets continue to navigate a complex environment as investors balance resilient economic data, persistent inflation concerns, evolving Federal Reserve policy, and emerging opportunities across sectors.

In the June edition of Meeting The Market, Jason Nickerson, CFP®, EA, discusses:

📈 Why markets are adjusting to a "higher for longer" interest rate environment

🤖 The shift from AI excitement to AI monetization

🚀 What the highly anticipated SpaceX IPO could mean for investors and market sentiment

🌎 International opportunities as Europe stabilizes and Asia pursues growth initiatives

⚠️ Key risks and market-moving events investors should be watching this summer

Most importantly, Jason explores what these developments mean for long-term investors and why diversification, discipline, and a focus on fundamentals remain critical.

Watch the full June 2026 edition of Meeting The Market here: https://youtu.be/H-Ne7M_AA7o

Markets remain resilient, but investors are facing a new reality: h...

06/15/2026

Retirement isn’t just about building wealth—it’s about turning that wealth into a strategy that can support the life you’ve worked hard to create.

Join us at the Clemens Center for From Saving to Spending: Investing Strategies for Retirement Income, part of our Retirement Roadmap Financial Education Series.

🎤 Presented by Jason Nickerson, CFP®, EA and Amber Gee, CFP®, this educational session will explore how retirees and pre-retirees can navigate the transition from accumulating assets to generating sustainable retirement income.

📚 We'll discuss:
✅ Strategies for addressing inflation, market volatility, taxes, and longevity risk
✅ Building sustainable sources of retirement income
✅ How withdrawals and asset allocation may affect portfolio longevity
✅ The importance of maintaining flexibility through changing market conditions

Whether retirement is just around the corner or already underway, this presentation can help you better understand how investment decisions may support your long-term financial goals.

🔗 Register here: https://clemenscenter.org/event/retirement-readiness-investing-in-retirement/

📍 We hope to see you there!

06/15/2026

Please join us in welcoming Jessica Mitchell, CFP® to John G. Ullman & Associates!

Jessica has joined our team as a Senior Associate Advisor and will be based at JGUA Headquarters. We are excited to have her on board and look forward to the contributions she will make as part of our organization.

Welcome to the team, Jessica! We are glad you're here.

06/12/2026

Another busy week at JGUA! Here's a look at the latest insights, media appearances, podcasts, and upcoming events from our team:

Blog
6 Mid-Year Financial Planning Checkpoints to Keep You on Track – Written by Alexander Chacho - https://jgua.com/mid-year-financial-planning-checkpoints/

Medicaid in Retirement: What Retirees Need to Know About Long-Term Planning – Written by Derek Doyle - https://jgua.com/medicaid-in-retirement-long-term-care-planning/

Video & Media Appearances
Morning Money Tips on WETM 18 News: Retirement Readiness Starts With More Than Savings – Hosted by Shawn Twigg, CFP® - https://www.mytwintiers.com/morning-money-tips/retirement-readiness-starts-with-more-than-savings/

Financial Health on WENY-TV News: The Hidden Costs of Cash – Hosted by Jason Nickerson, CFP®, EA - https://www.weny.com/financial-health-the-hidden-cost-of-cash/video_fcd3e8ad-e3d9-51dc-82ea-29d30581c23b.html

Podcast
The “Well… It Depends!” Podcast: A Complicated Market – AI Stocks, SpaceX IPO, Interest Rates & Inflation Explained – Hosted by Andrew Baron, CFP®, EA and Derek Doyle - https://www.youtube.com/watch?v=-G9k8ijI5Ms&t=5s

Events & Webinars
Investing in Retirement: Balancing Growth, Risk & Income – Hosted by Jason Nickerson, CFP®, EA and Amber Gee, CFP® on Wednesday, July 15th at 1 p.m. at the Clemens Center (207 Clemens Center Parkway, Elmira, NY 14901) – https://clemenscenter.org/event/retirement-readiness-investing-in-retirement/

JGUA Q-2 Investment & Market Update Webinar – Hosted by Mark Abdalla, CFA on Thursday, July 23rd at 11 a.m. – https://jgua.com/upcoming-event/positioning-for-the-second-half-q2-2026-market-insights-outlook/

From Saving to Spending: Investing Strategies For Retirement Income – Hosted by Dan Obrist, CFA and Jason Nickerson, CFP®, EA on Thursday, August 27th at 6 p.m. at JGUA Headquarters (343 Daniel Zenker Drive, Horseheads, NY 14845) - https://jgua.com/upcoming-event/retirement-income-strategies-seminar-corning-ny/

06/12/2026

Markets are pushing higher, but the forces behind the move are anything but simple. 📈

In this episode of Well… It Depends!, Andrew Baron, CFP®, EA and Derek Doyle break down the key drivers shaping today’s investment landscape—from the continued momentum in AI-related stocks and semiconductor leaders, to the potential impact of major upcoming IPOs like SpaceX.

They also explore inflation trends, Federal Reserve policy, interest rate expectations, and what the bond market may be signaling about the broader economy heading into 2026.

For investors, the real question isn’t just what’s happening in the markets—but what it means for long-term strategy, discipline, and decision-making in an environment defined by rapid change.

Watch the full episode here:

Financial markets continue to push toward new highs, but beneath th...

06/11/2026

Retirement readiness goes beyond reaching a specific age or savings target—it involves taking a full look at income needs, healthcare considerations, and potential financial risks.

In this week's episode of Morning Money Tips on WETM 18 News, Senior Associate Advisor, Shawn Twigg, CFP®, sat down with 18 News’ Imra Ahmed to discuss the key steps individuals can take to evaluate whether they are truly prepared for retirement and what factors are often overlooked in the process.

▶️ Watch the full segment here:

(WETM) — Retirement readiness is about more than reaching a certain age or account balance. Financial experts say it requires a realistic assessment of income, healthcare needs, and potential finan…

06/11/2026

📢 We're excited to announce our upcoming retirement income seminar at JGUA Headquarters:

From Saving to Spending: Investing Strategies for Retirement Income 📚

Retirement investing is different from retirement saving. After years of focusing on accumulating assets, retirement introduces a new challenge: creating a reliable income stream that can support your lifestyle while navigating inflation, taxes, healthcare costs, market volatility, and longevity risk.

Join us for an educational presentation designed to help retirees and pre-retirees better understand how investment decisions may impact retirement income, portfolio longevity, purchasing power, and financial flexibility throughout retirement.

📅 August 27, 2026
🕕 6:00 PM
📍 JGUA Headquarters - 343 Daniel Zenker Drive, Horseheads, NY

Presented by:
• Jason Nickerson, CFP®, EA – President & Chief Operating Officer
• Dan Obrist, CFA – Securities Research Analyst

During this session, we'll discuss retirement income sources, sustainable withdrawal strategies, income-producing investments, tax considerations, managing market volatility, and practical ways to create and maintain a retirement paycheck.

Whether you're approaching retirement or already retired, this presentation can help you better understand the challenges and opportunities that come with transitioning from saving to spending.

🔗 Register here: https://jgua.com/upcoming-event/retirement-income-strategies-seminar-corning-ny/

We hope to see you there!

06/10/2026

As we move into the second half of 2026, investors continue to face an evolving landscape shaped by economic trends, policy developments, market performance, and shifting investor sentiment.

Join John G. Ullman & Associates on Thursday, July 23 at 11:00 a.m. (ET) for our live webinar:

Positioning for the Second Half: Q2 Market Insights & Outlook I Presented by Mark Abdalla, CFA®, MBA, Equities Research Analyst

During this webinar, we'll discuss:

✔ Q2 market performance and key drivers of returns
✔ Economic and policy developments impacting investors
✔ Sector and asset class trends worth watching
✔ Potential opportunities and risks as Q3 begins
✔ What long-term investors should be monitoring in the months ahead

Attendees will also have the opportunity to participate in a live Q&A session and will receive:

• A recording of the webinar
• A digital copy of our Q2 2026 Investment & Market Update White Paper

Whether you're focused on retirement, wealth accumulation, or preserving long-term purchasing power, this webinar will provide valuable perspective on the current investment environment.

Register here: https://jgua.com/upcoming-event/positioning-for-the-second-half-q2-2026-market-insights-outlook/