Todd Viskocil Agency - American Family Insurance - Hopkins, MN

11/14/2025

07/14/2023

Building Inflation Hits Hard:
Higher construction costs have a big impact on what homeowners will see in their policy renewal letters this year. When material and labor expenses go up, so do premiums. Between 2020 and 2022, pandemic supply-chain kinks, coupled with heavy demand, boosted the price of residential construction materials by 33.9 percent, according to the Bureau of Labor Statistics. Workers also became harder to find, forcing builders to raise wages. Though prices have dropped for some materials—like lumber—that inflation hasn’t completely abated.

Blame the Weather:
Less than 25 years ago, fire losses were the largest cost for insurers in Minnesota. But now? It's storms.
What are the top states for hail damage claims?
Rank State Number of hail events in 2022
1 Texas 458
2 Nebraska 399
3 Minnesota 387
4 Kansas 289
Feb 17, 2023

03/03/2023

Supply chain
Car values
Higher repair costs - New technolgy in cars
Longer repair time
Labor Costs
Number of accidents increasing

02/15/2023

Personal liability insurance, or umbrella insurance, protects you with extra coverage above your primary insurance limits. Get a quote to learn more about umbrella insurance today.

02/15/2023

Personal liability umbrella insurance adds an extra layer of financial protection over and above your home, auto or renters policies. Learn more.

Personal liability insurance, or umbrella insurance, protects you with extra coverage above your primary insurance limits. Get a quote to learn more about umbrella insurance today.

02/01/2023

Icicles look magical in winter but may mean melted snow hasn’t drained away from your roof before re-freezing into ice dams. Follow our tips to protect your roof from this icy issue. 🌨️❄️🧊

Ice dams caused by warm attic air can lead to costly house damage. You can remove ice dams from your roof or prevent them altogether. Here's how!

10/04/2022

American Family Insurance has been protecting the dreams of our customers for 95 years! As our world has changed, that promise has remained. It’s reflected in how we handle claims, care for customers and support each other. Happy anniversary !

09/01/2022

Have a safe and fun holiday weekend !

07/14/2022

MN summer. Enjoy the weekend.

07/01/2022

Have fun and safe weekend !

05/26/2022

Memorial Day: Honoring the men and women who died while serving in the U.S. military.