Sandhills Insurance NC

Sandhills Insurance NC Specializing in Medicare, Under 65 Health, Long Term Care, Life Insurance, and Annuities

๐‘พ๐’‰๐’‚๐’• ๐’€๐’๐’– ๐‘ต๐’†๐’†๐’… ๐’•๐’ ๐‘ฒ๐’๐’๐’˜ ๐‘จ๐’ƒ๐’๐’–๐’• ๐’•๐’‰๐’† ๐‘ซ๐’๐’๐’–๐’• ๐‘ฏ๐’๐’๐’†The โ€œdonut holeโ€ refers to a coverage gap that exists in Medicare prescription...
02/16/2024

๐‘พ๐’‰๐’‚๐’• ๐’€๐’๐’– ๐‘ต๐’†๐’†๐’… ๐’•๐’ ๐‘ฒ๐’๐’๐’˜ ๐‘จ๐’ƒ๐’๐’–๐’• ๐’•๐’‰๐’† ๐‘ซ๐’๐’๐’–๐’• ๐‘ฏ๐’๐’๐’†

The โ€œdonut holeโ€ refers to a coverage gap that exists in Medicare prescription drug coverage. When youโ€™re in the donut hole coverage gap, your Medicare drug plan pays a limited amount of the drug costs for generic drugs and brand name drugs.

๐‘จ ๐‘ด๐’†๐’…๐’Š๐’„๐’‚๐’“๐’† ๐’…๐’“๐’–๐’ˆ ๐’‘๐’๐’‚๐’ ๐’‰๐’‚๐’” ๐’‡๐’๐’–๐’“ ๐’‘๐’‰๐’‚๐’”๐’†๐’”:

1. ๐‘ซ๐’†๐’…๐’–๐’„๐’•๐’Š๐’ƒ๐’๐’† ๐’‘๐’‰๐’‚๐’”๐’†
2. ๐‘ฐ๐’๐’Š๐’•๐’Š๐’‚๐’ ๐’„๐’๐’—๐’†๐’“๐’‚๐’ˆ๐’† ๐’‘๐’‰๐’‚๐’”๐’†
3. ๐‘ซ๐’๐’๐’–๐’• ๐’‰๐’๐’๐’† ๐’‘๐’‰๐’‚๐’”๐’†
4. ๐‘ช๐’‚๐’•๐’‚๐’”๐’•๐’“๐’๐’‘๐’‰๐’Š๐’„ ๐’„๐’๐’—๐’†๐’“๐’‚๐’ˆ๐’† ๐’‘๐’‰๐’‚๐’”๐’†

๐Ÿ”ทAt beginning of the year, you start paying out-of-pocket prescription drug expenses that count toward your drug planโ€™s annual deductible. The deductible amount can vary by plan, but no Medicare drug plan is allowed to have an annual deductible greater than $545 in 2024.

๐Ÿ”ทAfter you meet your yearly deductible, you begin paying a copayment (flat fee) or coinsurance (percentage of the cost) for your prescription drugs.

๐Ÿ”ทOnce you and your plan spend $5,030 on medications in 2024, you enter the donut hole. This includes your deductible, copayments and coinsurance, and the amount your plan has contributed for your drug costs.

๐Ÿ”ทIn the donut hole, you will pay up to 25% for the cost of your generic drugs and brand name drugs.

๐Ÿ”ทOnce you and the plan have spent $8,000 on drugs in 2024, you will enter the catastrophic coverage phase and will pay a small co-payment.

If you have any questions, on this or other coverage matters, don't hesitate to call Titus or Lon Estep at Sandhill Insurance Agency. ๐Ÿ”ท910-426-8883๐Ÿ”ท

๐‘ป๐’Š๐’•๐’–๐’” ๐‘ฌ๐’”๐’•๐’†๐’‘ ๐’‚๐’๐’… ๐‘ณ๐’๐’ ๐‘ฌ๐’”๐’•๐’†๐’‘
๐‘ฐ๐’๐’…๐’†๐’‘๐’†๐’๐’…๐’†๐’๐’• ๐‘จ๐’ˆ๐’†๐’๐’•๐’” ๐‘บ๐’–๐’‘๐’‘๐’๐’š๐’Š๐’๐’ˆ ๐‘ถ๐’–๐’•๐’”๐’•๐’‚๐’๐’…๐’Š๐’๐’ˆ ๐‘ช๐’–๐’”๐’•๐’๐’Ž๐’†๐’“ ๐‘บ๐’†๐’“๐’—๐’Š๐’„๐’†!
๐‘บ๐’‚๐’๐’…๐’‰๐’Š๐’๐’๐’” ๐‘ฐ๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’† ๐‘จ๐’ˆ๐’†๐’๐’„๐’š
๐‘ฐ๐’๐’‡๐’@๐’”๐’‚๐’๐’…๐’‰๐’Š๐’๐’๐’”๐’Š๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’†๐’๐’„.๐’„๐’๐’Ž

๐ผ๐‘›๐‘“๐‘œ๐‘Ÿ๐‘š๐‘Ž๐‘ก๐‘–๐‘œ๐‘› ๐‘๐‘Ÿ๐‘œ๐‘ฃ๐‘–๐‘‘๐‘’๐‘‘ ๐‘๐‘ฆ: ๐‘€๐‘’๐‘‘๐‘–๐‘๐‘Ž๐‘Ÿ๐‘’ ๐ท๐‘œ๐‘›๐‘ข๐‘ก ๐ป๐‘œ๐‘™๐‘’ 2024 ๐‘ˆ๐‘๐‘‘๐‘Ž๐‘ก๐‘’ | ๐ป๐‘’๐‘™๐‘๐ด๐‘‘๐‘ฃ๐‘–๐‘ ๐‘œ๐‘Ÿ.๐‘๐‘œ๐‘š

๐–๐ž'๐ฏ๐ž ๐†๐จ๐ญ ๐“๐ก๐ž ๐€๐ง๐ฌ๐ฐ๐ž๐ซ๐ฌ ๐“๐จ ๐˜๐จ๐ฎ๐ซ ๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž ๐๐ฎ๐ž๐ฌ๐ญ๐ข๐จ๐ง๐ฌ!When it comes to figuring out Medicare Plans and various alternatives, ...
11/13/2023

๐–๐ž'๐ฏ๐ž ๐†๐จ๐ญ ๐“๐ก๐ž ๐€๐ง๐ฌ๐ฐ๐ž๐ซ๐ฌ ๐“๐จ ๐˜๐จ๐ฎ๐ซ ๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž ๐๐ฎ๐ž๐ฌ๐ญ๐ข๐จ๐ง๐ฌ!

When it comes to figuring out Medicare Plans and various alternatives, it can be complicated and confusing to decide which company, plan, and parts are right for you. ๐ƒ๐จ๐ง'๐ญ ๐ฌ๐ญ๐ซ๐ž๐ฌ๐ฌ! ๐‹๐ž๐ญ ๐“๐ข๐ญ๐ฎ๐ฌ ๐„๐ฌ๐ญ๐ž๐ฉ ๐š๐ง๐ ๐ก๐ข๐ฌ ๐Ÿ๐ข๐ซ๐ฆ, ๐’๐š๐ง๐๐ก๐ข๐ฅ๐ฅ๐ฌ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐€๐ ๐ž๐ง๐œ๐ฒ, ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ง๐ ๐ญ๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐ฉ๐ฅ๐š๐ง ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐๐ข๐ฏ๐ข๐๐ฎ๐š๐ฅ ๐ง๐ž๐ž๐๐ฌ ๐ข๐ง ๐ญ๐ก๐ž ๐ฎ๐ฉ๐œ๐จ๐ฆ๐ข๐ง๐  ๐ฒ๐ž๐š๐ซ.

๐‡๐ž๐ซ๐žโ€™๐ฌ ๐‡๐จ๐ฐ ๐–๐ž ๐‚๐š๐ง ๐‡๐ž๐ฅ๐ฉ

๐Ÿ”ทSandhills Insurance Agency is an ๐ข๐ง๐๐ž๐ฉ๐ž๐ง๐๐ž๐ง๐ญ ๐š๐ ๐ž๐ง๐œ๐ฒ ๐ญ๐ก๐š๐ญ ๐ข๐ฌ ๐ฅ๐ข๐œ๐ž๐ง๐ฌ๐ž๐ ๐ฐ๐ข๐ญ๐ก ๐š ๐ฆ๐ฎ๐ฅ๐ญ๐ข๐ญ๐ฎ๐๐ž ๐จ๐Ÿ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐œ๐จ๐ฆ๐ฉ๐š๐ง๐ข๐ž๐ฌ ๐ญ๐จ ๐œ๐ก๐จ๐จ๐ฌ๐ž ๐Ÿ๐ซ๐จ๐ฆ. We will review with you ALL the options of plans, answer all your questions without any bias or pressure and ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐ฌ๐ž๐ฅ๐ž๐œ๐ญ ๐จ๐ง๐ž ๐ญ๐ก๐š๐ญ ๐Ÿ๐ข๐ญ๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐๐ข๐ฏ๐ข๐๐ฎ๐š๐ฅ ๐ง๐ž๐ž๐๐ฌ. ๐๐จ ๐ž๐ฑ๐ญ๐ซ๐š ๐œ๐จ๐ฌ๐ญ ๐ญ๐จ ๐ฒ๐จ๐ฎ for our help.

๐Ÿ”ทSandhills Insurance Agency has been in business for 25 years and we have an ๐ž๐ฑ๐œ๐ž๐ฅ๐ฅ๐ž๐ง๐ญ ๐ซ๐ž๐ฉ๐ฎ๐ญ๐š๐ญ๐ข๐จ๐ง ๐Ÿ๐จ๐ซ ๐œ๐ฎ๐ฌ๐ญ๐จ๐ฆ๐ž๐ซ ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ž ๐š๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ. We are located in Fayetteville, and we service our customers in the surrounding areas. We are local and know the market!

๐Ÿ”ทWe have ๐ฆ๐ฎ๐ฅ๐ญ๐ข๐ฉ๐ฅ๐ž ๐ฐ๐š๐ฒ๐ฌ ๐ญ๐จ ๐ฆ๐ž๐ž๐ญ ๐ฐ๐ข๐ญ๐ก ๐ฒ๐จ๐ฎ. We can come to your home or local coffee shop for ๐š๐ง ๐ข๐ง-๐ฉ๐ž๐ซ๐ฌ๐จ๐ง ๐ฆ๐ž๐ž๐ญ๐ข๐ง๐ , we can meet with you over the computer, via ๐“๐ž๐š๐ฆ๐ฌ ๐จ๐ซ ๐™๐จ๐จ๐ฆ, or we can have a meeting ๐จ๐ฏ๐ž๐ซ ๐ญ๐ก๐ž ๐ฉ๐ก๐จ๐ง๐ž. Whichever you prefer.

As you can see, we want to assist and educate you to find the right Medicare plan. Whether it is Medicare, Medicare plus Supplements, or Advantage Plans, weโ€™ve got you covered.

Although you may not be turning 65 next month, it is never too early to start looking and reviewing options. ๐’๐œ๐ก๐ž๐๐ฎ๐ฅ๐ž ๐š๐ง ๐š๐ฉ๐ฉ๐จ๐ข๐ง๐ญ๐ฆ๐ž๐ง๐ญ ๐ญ๐จ๐๐š๐ฒ ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐จ๐Ÿ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’.

๐‚๐จ๐ง๐ญ๐š๐œ๐ญ ๐ฎ๐ฌ ๐š๐ญ ๐Ÿ—๐Ÿ๐ŸŽ-๐Ÿ’๐Ÿ๐Ÿ”-๐Ÿ–๐Ÿ–๐Ÿ–๐Ÿ‘ and make an appointment with Titus or Lon Estep. For more information about our firm and our services, visit our website at www.sandhillsinsurancenc.com or click the link below. We look forward to meeting you. Be Well!

๐‘Š๐‘’ ๐‘‘๐‘œ ๐‘›๐‘œ๐‘ก ๐‘œ๐‘“๐‘“๐‘’๐‘Ÿ ๐‘’๐‘ฃ๐‘’๐‘Ÿ๐‘ฆ ๐‘๐‘™๐‘Ž๐‘› ๐‘Ž๐‘ฃ๐‘Ž๐‘–๐‘™๐‘Ž๐‘๐‘™๐‘’ ๐‘–๐‘› ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘Ž๐‘Ÿ๐‘’๐‘Ž, ๐‘๐‘ข๐‘ก ๐‘๐‘ข๐‘Ÿ๐‘Ÿ๐‘’๐‘›๐‘ก๐‘™๐‘ฆ ๐‘Ÿ๐‘’๐‘๐‘Ÿ๐‘’๐‘ ๐‘’๐‘›๐‘ก ๐‘Ž ๐‘ฃ๐‘Ž๐‘Ÿ๐‘–๐‘’๐‘ก๐‘ฆ ๐‘œ๐‘“ ๐‘œ๐‘Ÿ๐‘”๐‘Ž๐‘›๐‘–๐‘ง๐‘Ž๐‘ก๐‘–๐‘œ๐‘›๐‘  ๐‘คโ„Ž๐‘–๐‘โ„Ž ๐‘œ๐‘“๐‘“๐‘’๐‘Ÿ ๐‘š๐‘Ž๐‘›๐‘ฆ ๐‘๐‘Ÿ๐‘œ๐‘‘๐‘ข๐‘๐‘ก๐‘  ๐‘–๐‘› ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘๐‘œ๐‘š๐‘š๐‘ข๐‘›๐‘–๐‘ก๐‘ฆ. ๐‘ƒ๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘๐‘œ๐‘›๐‘ก๐‘Ž๐‘๐‘ก ๐‘€๐‘’๐‘‘๐‘–๐‘๐‘Ž๐‘Ÿ๐‘’.๐‘”๐‘œ๐‘ฃ, 1โ€“800โ€“๐‘€๐ธ๐ท๐ผ๐ถ๐ด๐‘…๐ธ, ๐‘œ๐‘Ÿ ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘™๐‘œ๐‘๐‘Ž๐‘™ ๐‘†๐‘ก๐‘Ž๐‘ก๐‘’ ๐ป๐‘’๐‘Ž๐‘™๐‘กโ„Ž ๐ผ๐‘›๐‘ ๐‘ข๐‘Ÿ๐‘Ž๐‘›๐‘๐‘’ ๐‘ƒ๐‘Ÿ๐‘œ๐‘”๐‘Ÿ๐‘Ž๐‘š ๐‘ก๐‘œ ๐‘”๐‘’๐‘ก ๐‘–๐‘›๐‘“๐‘œ๐‘Ÿ๐‘š๐‘Ž๐‘ก๐‘–๐‘œ๐‘› ๐‘œ๐‘› ๐‘Ž๐‘™๐‘™ ๐‘œ๐‘“ ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘œ๐‘๐‘ก๐‘–๐‘œ๐‘›๐‘ .

๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž ๐š๐ญ ๐š ๐†๐ฅ๐š๐ง๐œ๐ž!Sandhills Insurance Agency is committed to educating our customers so you will have a thorough unde...
10/23/2023

๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž ๐š๐ญ ๐š ๐†๐ฅ๐š๐ง๐œ๐ž!

Sandhills Insurance Agency is committed to educating our customers so you will have a thorough understanding of various Medicare plans and are able to select one that meets your individual needs. ๐–๐ž ๐จ๐Ÿ๐Ÿ๐ž๐ซ ๐š ๐ฏ๐š๐ซ๐ข๐ž๐ญ๐ฒ ๐จ๐Ÿ ๐ฉ๐ฅ๐š๐ง ๐ฌ๐ž๐ฅ๐ž๐œ๐ญ๐ข๐จ๐ง๐ฌ ๐ฐ๐ข๐ญ๐ก ๐ฆ๐ฎ๐ฅ๐ญ๐ข๐ฉ๐ฅ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐œ๐จ๐ฆ๐ฉ๐š๐ง๐ข๐ž๐ฌ.

As you are reviewing Medicare options, it is important to know what each part covers. Very simply, Medicare has four parts and each section has specific funtions. Everyone has different needs when it comes to healthcare, so make sure you select the best options for you!

๐“๐ก๐ž ๐…๐จ๐ฎ๐ซ ๐๐š๐ซ๐ญ๐ฌ ๐Ž๐Ÿ ๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž

๐๐š๐ซ๐ญ ๐€ ๐‚๐จ๐ฏ๐ž๐ซ๐ฌ: ๐‡๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž
Inpatient hospital care
Skilled nursing care
Home health care
Hospice care

๐๐š๐ซ๐ญ ๐ ๐‚๐จ๐ฏ๐ž๐ซ๐ฌ: ๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž
Doctor visits
Outpatient care
Home health care
Durable medical equipment
Many preventative services like shots/vaccines and more

๐๐š๐ซ๐ญ ๐‚ ๐‚๐จ๐ฏ๐ž๐ซ๐ฌ: ๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž ๐€๐๐ฏ๐š๐ง๐ญ๐š๐ ๐ž
Offered by Medicare-approved private health insurance companies to replace original Medicare
Combines Part A & Part B into one plan
May have lower out-of-pocket costs than original Medicare
Built around a preferred network of doctors and hospitals

๐๐š๐ซ๐ญ ๐ƒ ๐‚๐จ๐ฏ๐ž๐ซ๐ฌ: ๐๐ซ๐ž๐ฌ๐œ๐ซ๐ข๐ฉ๐ญ๐ข๐จ๐ง ๐ƒ๐ซ๐ฎ๐  ๐‚๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž
Offered by Medicare-approved private health insurance companies
Pairs well with both original Medicare and Medicare Supplement(Medigap) plans to cover your prescription drug needs
Built into a lot of Part C plans

๐–๐ž ๐š๐ซ๐ž ๐ง๐จ๐ฐ ๐ข๐ง ๐ญ๐ก๐ž ๐ญ๐ข๐ฆ๐ž ๐ฉ๐ž๐ซ๐ข๐จ๐ ๐จ๐Ÿ "๐Ž๐ฉ๐ž๐ง ๐„๐ง๐ซ๐จ๐ฅ๐ฅ๐ฆ๐ž๐ง๐ญ" ๐Ÿ๐จ๐ซ ๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž--๐Ž๐œ๐ญ๐จ๐›๐ž๐ซ ๐Ÿ๐Ÿ“๐ญ๐ก ๐ญ๐ก๐ซ๐จ๐ฎ๐ ๐ก ๐ƒ๐ž๐œ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ•๐ญ๐ก. It is our recommendation that you and your family review your current plan and see how it measures up with "Other Medicare Plan Options." We make it easy for you to compare plans and will even come to your home to review options! We pride ourselves on our outstanding customer service.

๐‚๐จ๐ง๐ญ๐š๐œ๐ญ ๐ฎ๐ฌ ๐ญ๐จ๐๐š๐ฒ ๐š๐ญ ๐Ÿ—๐Ÿ๐ŸŽ-๐Ÿ’๐Ÿ๐Ÿ”-๐Ÿ–๐Ÿ–๐Ÿ–๐Ÿ‘ ๐š๐ง๐ ๐ฆ๐š๐ค๐ž ๐š๐ง ๐š๐ฉ๐ฉ๐จ๐ข๐ง๐ญ๐ฆ๐ž๐ง๐ญ ๐ฐ๐ข๐ญ๐ก ๐“๐ข๐ญ๐ฎ๐ฌ ๐จ๐ซ ๐‹๐จ๐ง ๐„๐ฌ๐ญ๐ž๐ฉ.For more information about our firm and our services, visit our website at www.sandhillsinsurancenc.com or click the link below. Follow us on Facebook and Instagram by clicking below and liking our sites! Be Well!

๐‘Š๐‘’ ๐‘‘๐‘œ ๐‘›๐‘œ๐‘ก ๐‘œ๐‘“๐‘“๐‘’๐‘Ÿ ๐‘’๐‘ฃ๐‘’๐‘Ÿ๐‘ฆ ๐‘๐‘™๐‘Ž๐‘› ๐‘Ž๐‘ฃ๐‘Ž๐‘–๐‘™๐‘Ž๐‘๐‘™๐‘’ ๐‘–๐‘› ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘Ž๐‘Ÿ๐‘’๐‘Ž, ๐‘๐‘ข๐‘ก ๐‘๐‘ข๐‘Ÿ๐‘Ÿ๐‘’๐‘›๐‘ก๐‘™๐‘ฆ ๐‘Ÿ๐‘’๐‘๐‘Ÿ๐‘’๐‘ ๐‘’๐‘›๐‘ก ๐‘Ž ๐‘ฃ๐‘Ž๐‘Ÿ๐‘–๐‘’๐‘ก๐‘ฆ ๐‘œ๐‘“ ๐‘œ๐‘Ÿ๐‘”๐‘Ž๐‘›๐‘–๐‘ง๐‘Ž๐‘ก๐‘–๐‘œ๐‘›๐‘  ๐‘คโ„Ž๐‘–๐‘โ„Ž ๐‘œ๐‘“๐‘“๐‘’๐‘Ÿ ๐‘š๐‘Ž๐‘›๐‘ฆ ๐‘๐‘Ÿ๐‘œ๐‘‘๐‘ข๐‘๐‘ก๐‘  ๐‘–๐‘› ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘๐‘œ๐‘š๐‘š๐‘ข๐‘›๐‘–๐‘ก๐‘ฆ. ๐‘ƒ๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘๐‘œ๐‘›๐‘ก๐‘Ž๐‘๐‘ก ๐‘€๐‘’๐‘‘๐‘–๐‘๐‘Ž๐‘Ÿ๐‘’.๐‘”๐‘œ๐‘ฃ, 1โ€“800โ€“๐‘€๐ธ๐ท๐ผ๐ถ๐ด๐‘…๐ธ, ๐‘œ๐‘Ÿ ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘™๐‘œ๐‘๐‘Ž๐‘™ ๐‘†๐‘ก๐‘Ž๐‘ก๐‘’ ๐ป๐‘’๐‘Ž๐‘™๐‘กโ„Ž ๐ผ๐‘›๐‘ ๐‘ข๐‘Ÿ๐‘Ž๐‘›๐‘๐‘’ ๐‘ƒ๐‘Ÿ๐‘œ๐‘”๐‘Ÿ๐‘Ž๐‘š ๐‘ก๐‘œ ๐‘”๐‘’๐‘ก ๐‘–๐‘›๐‘“๐‘œ๐‘Ÿ๐‘š๐‘Ž๐‘ก๐‘–๐‘œ๐‘› ๐‘œ๐‘› ๐‘Ž๐‘™๐‘™ ๐‘œ๐‘“ ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘œ๐‘๐‘ก๐‘–๐‘œ๐‘›๐‘ .

09/22/2023
๐๐ˆ๐† ๐๐„๐–๐’! ๐€๐œ๐ญ๐ฎ๐š๐ฅ๐ฅ๐ฒโ€ฆ๐€๐ฆ๐š๐ณ๐ข๐ง๐  ๐๐ž๐ฐ๐ฌ! Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is lowering rates on pre...
09/19/2023

๐๐ˆ๐† ๐๐„๐–๐’! ๐€๐œ๐ญ๐ฎ๐š๐ฅ๐ฅ๐ฒโ€ฆ๐€๐ฆ๐š๐ณ๐ข๐ง๐  ๐๐ž๐ฐ๐ฌ! Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is lowering rates on premiums for those under age 65 by an average of 4% in the ACA market.

Individual customers and families who enroll in Blue Cross NC Affordable Care Act In (๐€๐‚๐€) ๐ฉ๐ฅ๐š๐ง๐ฌ ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’ ๐œ๐š๐ง ๐ž๐ฑ๐ฉ๐ž๐œ๐ญ ๐ญ๐จ ๐ฌ๐š๐ฏ๐ž ๐ฆ๐จ๐ง๐ž๐ฒโ€”๐Ÿ’% ๐จ๐ง ๐š๐ฏ๐ž๐ซ๐š๐ ๐ž! fact, despite the rising costs of health care and overall inflation in the U.S, rates for individual ACA health plans by Blue Cross NC are actually 5% lower than they were in 2018, according to Dr. Tunde Sotunde, CEO and president of Blue Cross NC. This equates to an estimated $1.35 billion from 2018 to 2024!

๐€๐›๐จ๐ฎ๐ญ ๐Ÿ–๐Ÿ“% ๐จ๐Ÿ ๐๐ฅ๐ฎ๐ž ๐‚๐ซ๐จ๐ฌ๐ฌ ๐๐‚โ€™๐ฌ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐œ๐ฎ๐ฌ๐ญ๐จ๐ฆ๐ž๐ซ๐ฌ ๐ฐ๐ข๐ญ๐ก ๐ข๐ง๐๐ข๐ฏ๐ข๐๐ฎ๐š๐ฅ ๐€๐‚๐€ ๐ฉ๐ฅ๐š๐ง๐ฌ ๐ช๐ฎ๐š๐ฅ๐ข๐Ÿ๐ฒ ๐Ÿ๐จ๐ซ ๐ฌ๐ฎ๐›๐ฌ๐ข๐๐ข๐ž๐ฌ ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž๐ข๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’ ๐ฉ๐ฅ๐š๐ง๐ฌ Subsidies vary by plan and household income. ๐’๐จ, ๐ฐ๐ก๐š๐ญ ๐๐จ๐ž๐ฌ ๐ญ๐ก๐ข๐ฌ ๐ฆ๐ž๐š๐ง ๐ญ๐จ ๐ฒ๐จ๐ฎ? It means that you should be investigating and evaluating the coverage and pricing of your current plan and how it measures up. Other companies may or may not have savings such as this, but you need to check. We can help!

๐Ž๐ฉ๐ž๐ง ๐ž๐ง๐ซ๐จ๐ฅ๐ฅ๐ฆ๐ž๐ง๐ญ ๐ข๐ฌ ๐œ๐จ๐ฆ๐ข๐ง๐  ๐ฎ๐ฉ ๐ฌ๐จ๐จ๐ง ๐Ÿ๐จ๐ซ ๐ญ๐ก๐จ๐ฌ๐ž ๐ฎ๐ง๐๐ž๐ซ ๐ญ๐ก๐ž ๐š๐ ๐ž ๐จ๐Ÿ ๐Ÿ”๐Ÿ“ ๐จ๐ง ๐๐จ๐ฏ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐ฌ๐ญ ๐ญ๐ก๐ซ๐จ๐ฎ๐ ๐ก ๐‰๐š๐ง๐ฎ๐š๐ซ๐ฒ ๐Ÿ๐Ÿ“๐ญ๐ก. You can investigate now before then to have things ready to go during the enrollment time-period. Titus and Lon Estep are ready and available to help you with your policy evaluationโ€”Right Now! They are committed to finding the right choice for you and your family at the best coverage and cost within the ACA market! ๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐š๐ญ ๐Ÿ—๐Ÿ๐ŸŽ- ๐Ÿ’๐Ÿ๐Ÿ”-๐Ÿ–๐Ÿ–๐Ÿ–๐Ÿ‘ to set up time to talk or visit our website at www.SandhillsInsuranceNC.com for additional information. ๐–๐ž ๐š๐ซ๐ž ๐ก๐ž๐ซ๐ž ๐ญ๐จ ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ!

๐ˆ๐Ÿ ๐˜๐จ๐ฎ๐ซ ๐‹๐จ๐œ๐š๐ฅ ๐‡๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ ๐ข๐ฌ ๐Ž๐ฎ๐ญ ๐จ๐Ÿ ๐๐ž๐ญ๐ฐ๐จ๐ซ๐ค...๐–๐ก๐š๐ญ ๐ƒ๐จ๐ž๐ฌ ๐“๐ก๐š๐ญ ๐Œ๐ž๐š๐ง ๐Ÿ๐จ๐ซ ๐˜๐จ๐ฎ๐ซ ๐‚๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž?In the news recently it has been report...
09/11/2023

๐ˆ๐Ÿ ๐˜๐จ๐ฎ๐ซ ๐‹๐จ๐œ๐š๐ฅ ๐‡๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ ๐ข๐ฌ ๐Ž๐ฎ๐ญ ๐จ๐Ÿ ๐๐ž๐ญ๐ฐ๐จ๐ซ๐ค...๐–๐ก๐š๐ญ ๐ƒ๐จ๐ž๐ฌ ๐“๐ก๐š๐ญ ๐Œ๐ž๐š๐ง ๐Ÿ๐จ๐ซ ๐˜๐จ๐ฎ๐ซ ๐‚๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž?

In the news recently it has been reported that some medical plans could be out of network at local hospitals. Yikes! Fortunately, the OPEN ENROLLMENT window for making changes to Medicare plans and even commercial plans is fast approaching--October 15th to December 7th 2023. It is extremely important to take time now to discuss whether or not your medical insurance coverage could be affected.

Here's the GOOD NEWS! Titus Estep and Lon Estep can answer questions you may have about your medical plan and this issue. Since folks are likely to be making adjustments with their health plans during open enrollment, please feel free to call and set up an appointment in advance. We can get everything ready for you ahead of the open enrollment time period and have it ready to go! Your adjustments are easily made, with a start date of January 1, 2024.

Just remember, we are here to help you and it doesnโ€™t cost you anything extra. Visit our website at www.SandhillsInsuranceNC.com for more information about the firm and the services we provide. Be Well!

"Open Enrollment" for Medicare is just around the corner--October 15th! Thinking about reviewing other policies to see ...
09/03/2023

"Open Enrollment" for Medicare is just around the corner--October 15th! Thinking about reviewing other policies to see how your policy measures up? We make it easy for you and will come to your home to review options! Contact us today at 910-426-8883 and make an appointment with Titus or Lon Estep. For more information about our firm and our services, visit our website at www.sandhillsinsurancenc.com. Be Well!

Welcome to our Facebook Site for Sandhills Insurance NC! We are just beginning our social media profile here today! W...
08/27/2023

Welcome to our Facebook Site for Sandhills Insurance NC! We are just beginning our social media profile here today! We look forward to sharing relevant information and educating our family of clients in the communities we serve. Stay tuned...

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1034 Screech Owl Drive
Hope Mills, NC
28348

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