The Maxam MortgageTeam

The Maxam MortgageTeam We are in the business of making dreams of home ownership come true. We promise excellent customer s Helping People Is Our Passion. Sounds cliche, right?

Bu truthfully there is no better reward in this life than having a heart to serve others. Why should that be any different in business? Our #1 priority is YOU. Let us show you what the mortgage process should be like. It would be our honor to help you!

Your debt-to-income ratio (DTI) shows how much of your monthly income goes toward debt payments. Lenders use it to deter...
02/23/2026

Your debt-to-income ratio (DTI) shows how much of your monthly income goes toward debt payments. Lenders use it to determine whether you can comfortably afford a mortgage. A lower DTI means more room in your budget – making approval easier. Planning to buy soon? Paying down high-interest debt now can strengthen your application and potentially increase how much you qualify to borrow.

01/15/2026

Big changes could be coming to the housing market.
The President just proposed limiting how many single-family homes large institutional investors can buy.

This targets companies with 100+ homes—not your average investor.
The idea? More homes available for real families, fewer bidding wars with billion-dollar firms.

It’s just a proposal for now—but if passed, it could reshape how and who gets to compete for homes.

01/15/2026

Wall Street vs. the First-Time Homebuyer?
The President just proposed a plan to ban large institutional investors from buying up single-family homes—but what would that actually change?

This wouldn’t affect mom-and-pop investors—it’s aimed at companies owning 100+ homes. Think tax penalties, tighter rules, and more transparency.

The goal? More fair chances for everyday buyers and fewer bidding wars with corporate giants.
But there are trade-offs, especially in neighborhoods that rely on investor-funded renovations.

Address

3245 Lorna Road
Hoover, AL
35216

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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