CMG Home Loans - Justin Macagba

CMG Home Loans - Justin Macagba Justin Macagba, CMG Home Loans - NMLS # 414049

Incredibly grateful for helping these first-time homebuyers get into their first place.  If you know of anyone that need...
05/27/2026

Incredibly grateful for helping these first-time homebuyers get into their first place. If you know of anyone that needs their hand held throughout the process, I am more than happy to be their guide!

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play ...
05/22/2026

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play a direct role in that equation. When rates move higher, buying power can shift even if home prices stay the same. Thatโ€™s why timing, strategy, and exploring different loan options can make a meaningful difference in your home search. Even in changing rate environments, there are often ways to structure a loan that still fits your goals and budget. Reach out to me and I can help you figure out what makes the most sense for your situation.

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play a direct role in that equation. When rates move higher, buying power can shift even if home prices stay the same. Thatโ€™s why timing, strategy, and exploring different loan option...

๐Ÿ“„ Buying Your First Home? Start Gathering These Docs! Having these ready early can make the process so much smoother.Not...
05/19/2026

๐Ÿ“„ Buying Your First Home?

Start Gathering These Docs! Having these ready early can make the process so much smoother.

Not sure where to start?
Iโ€™ve got a checklist with your name on it! ๐Ÿก๐Ÿ’ผ

https://myoc.io/MacaMortgage

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

Great way to start the week!!!  Thank you James and thank you Crystal Ashman for your continued partnership and trust wo...
05/18/2026

Great way to start the week!!! Thank you James and thank you Crystal Ashman for your continued partnership and trust working with your clients!

Honored to be recognized as a top 1% mortgage originator in America by Mortgage Executive Magazine for 2025.18+ years. H...
05/12/2026

Honored to be recognized as a top 1% mortgage originator in America by Mortgage Executive Magazine for 2025.
18+ years. Hundreds of families. A lot of late nights running numbers to make a deal work.
This one's for every client who said yes, every Realtor who made the introduction, and my team โ€” Andrea and Melissa โ€” who makes it all run.

NH. MA. ME. FL. Let's keep going.
๐Ÿ“ž 603-323-0755 | ๐ŸŒ https://www.cmghomeloans.com/mysite/justin-macagba



Couldn't think of a better way to start the week then to have received the below testimonial from a customer I had worke...
05/11/2026

Couldn't think of a better way to start the week then to have received the below testimonial from a customer I had worked with previously!

Hope your week is off to a great start!

Buying a home involves more than just your upfront investment. There are additional expenses that come with owning a hom...
05/08/2026

Buying a home involves more than just your upfront investment.

There are additional expenses that come with owning a home, both at closing and over time, so itโ€™s important to plan ahead.

When you know what to expect, you can budget with confidence and focus on finding a home that truly fits your financial picture. Youโ€™ll also be better prepared to handle both expected and unexpected costs without added stress.

With the right planning, homeownership can become a powerful way to build long-term wealth and financial stability.

Buying a home involves more than just your upfront investment. There are additional expenses that come with owning a home, both at closing and over time, so itโ€™s important to plan ahead. When you know what to expect, you can budget with confidence and focus on finding a home that truly fits your f...

***Important read if you're a Realtor or are pre-approved to buy a home***Back in November, Fannie Mae waived their mini...
05/06/2026

***Important read if you're a Realtor or are pre-approved to buy a home***

Back in November, Fannie Mae waived their minimum mid fico requirements. A hurdle that was just presented this morning will prevent these borrowers putting less than 20% down from getting Mortgage Insurance, inevitably denying them access to conventional financing.

Watch the below video to learn more and scrub your buyer pipeline!

Fannie Mae's recent change to eliminate minimum mid-FICO credit score requirements has significant implications for borrowers in conventional financing. However, it has been announced that as of April 6, mortgage insurance providers have reinstated a minimum credit score requirement of 600, impactin...

Proud to share that I've been named a 2026 Scotsman Guide Top Originator โ€” ranked  #3195 in Top Dollar Volume and  #3220...
04/15/2026

Proud to share that I've been named a 2026 Scotsman Guide Top Originator โ€” ranked #3195 in Top Dollar Volume and #3220 in Most Loans Closed nationally.

In a market defined by rate volatility, affordability pressure, and cautious buyers, 98 families still made moves. That's what this is really about.

18 years in this industry has taught me that production numbers are a byproduct of trust. Trust built one conversation, one file, one phone call at a time.

To every Realtor, financial advisor, attorney, and referral partner who sent someone my way โ€” thank you. That trust means everything and I don't take it for granted.

If you work with clients navigating home purchases, divorce, renovation financing, or complex mortgage situations in NH, MA, ME, or FL โ€” I'd welcome the conversation. I'm particularly focused on cases other loan officers find complicated.

Let's connect. ๐Ÿ‘‡

Address

26 Londonderry Turnpike
Hooksett, NH
03106

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Alerts

Be the first to know and let us send you an email when CMG Home Loans - Justin Macagba posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to CMG Home Loans - Justin Macagba:

Share