Jared Kato, Your Trusted Hawaii Mortgage Lender

12/20/2023

As Interest rates move lower now is the time to start planning for your potential Home purchase in 2024. The City's Down Payment Assistance program may be just right for you. Feel free to reach out to see if you qualify.

Did you know that the City and County of Honolulu can help you with your down payment?

For those who qualify, this may be what you need to get the home of your dreams! PRMI Hawaii is one of the select participating lenders in this beneficial program.

Call us to learn more!

This information is as of 12/11/2023 and is subject to change.

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PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
*First lien interest rates maybe higher when using a DPA second. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency.

12/19/2023

Conforming loan limit increase in 2024 for conventional Fannie Mae/Freddie Mac mortgages. Interest rates have been steadily moving lower in the last month so the outlook for 2024 is looking bright. Please let me know if you or anyone you know is interested in purchasing a new Home or refinancing an existing mortgage. I'll be happy to assist. Wishing everyone a very safe and Happy Holiday season!

Good news! The Conforming loan limits for Hawaii will be going up to $1,149,825 for the year 2024!

This means you can get a conforming loan in the millions! No need to get a jumbo loan, no need to put 20% down!

Call us to learn more!



PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.

*High-cost areas include mainland states with the exception of Alaska and Hawaii.

12/06/2023

10/28/2023

5.0 star review received on Experience.com for Jared Kato by Andrew C - This is the 3rd time that I have used Jared Kato. Extremely knowledgeable and helpful

Click to see all 140 reviews of Jared Kato, Senior Loan Officer

08/24/2023

Don't have a 20% down payment? Let me help you find the right low down payment program to purchase your new Home.

07/25/2023

Consolidating your debt with a Cash-out refinance mortgage may be a way for you to increase your monthly cashflow even with the current higher Interest rate environment. Contact me for a complimentary review of your situation.

If you have less revolving debt like car loans and credit cards, your overall credit score may improve. Let’s talk to see what debt consolidation might look like for you!
808-585-9888..

03/08/2023

Good information to know to help spot Scammers. Stay vigilant!

Help us !

Recognize the four basic signs of a scam:
1. Scammers pretend to be from a familiar organization or agency. They may email attachments with official-looking logos, seals, signatures, or pictures of employee credentials.
2. Scammers mention a problem or a prize. They may say your Social Security number was involved in a crime or ask for personal information to process a benefit increase.
3. Scammers pressure you to act immediately. They may threaten you with arrest or legal action.
4. Scammers tell you to pay using a gift card, prepaid debit card, cryptocurrency, wire or money transfer, or by mailing cash. They may also tell you to transfer your money to a “safe” account.

Content from and get more info from: https://www.ssa.gov/scam

02/14/2023

Happy Valentine's Day to all my Clients, Referral Partners, and Friends! Have a great day with your Special someone! Aloha!

Sending a little love your way today. Have a fun holiday!

01/19/2023

11/04/2022

5.0 star review received on Experience.com for Jared Kato by Susan Y - Jared was knowledgeable and patient with answering all our questions. He was available after hours to assist us as needed

Click to see all 138 reviews of Jared Kato,
Senior Loan Officer | NMLS # 281100